Have you ever wondered why you, like most Americans, are broke at the end of every month? Are you a slave to the "monthly payment"? Do you believe that things in your life would be better if you only got that well-deserved raise? Are you stuck in debt and believe there is no way out and no other way to obtain life's needs? Did you know one-third of your life's earnings will go to your house payment as another third goes to pay taxes? Would you like a better way to look at personal finances that will set you free from the shackles of the modern system of debt? Then this could be the very thing you need, as the answers to these questions will be easily explained within. The key to wealth is to be debt free, as commanded by God. Where Did My Money Go? can lead you in that direction by teaching you how to become debt free and recognize the predators knocking on your door in a culture dripping with materialism. Take a journey into a new life free from the banks, finance companies, mortgage companies, college loan companies, and all the other wolves at your door who simply want to take your hard-earned dollar.

Praise for Jim Jorgensen's new book Where Did My Money Go? Bill Groody, NBC Formerly NBC News, Washington "Your new book is an articulate expression of your long standing investment strategy which has served you through good markets and bad. I think starting off with your personal story makes it easy for even novice investors to get their arms around some of the history behind "Trend Investing." Jordan Goodman, Money Magazine, author, television host "Jim is the answer man on talk radio and his years of experience can put his knowledge to work for you right away." John C Bogle, Chairman and founder of Vanguard Funds "Jim Jorgensen has succeeded in taking the witchcraft out of financial planning. His easy-to-read pages bluntly present all the basic rules you'll need." Bill Donoghue, America's mutual fund guru, author of Rebuilding America's Wealth. "Whether you have a lot of money or just a little, whether you are just getting started investing or nearing retirement, this book is immediate financial salvation that works for everybody." Everyone agrees: It's Fast. It's Simple. It works!

A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.

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#1 New York Times Bestseller “Significant...The book is both instructive and surprisingly moving.” —The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” (CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press.