This SAE EDGE(TM) Research Report explores how the deployment of automated vehicles (AVs) will affect the insurance industry and the principles of liability that underly the structure of insurance in the US. As we trade human drivers for suites of sensors and computers, who (or what) is responsible when there is a crash? The owner of the vehicle? The automaker that built it? The programmer that wrote the code? Insurers have over 100 years of experience and data covering human drivers, but with only a few years' worth of information on AVs - how can they properly predict the true risks associated with their deployment? Without an understanding of the nature and risks of AVs, how can the government agencies that regulate the insurance industry provide proper oversight? Do the challenges AVs present require a total reworking of our insurance and liability systems, or can our current structures be adapted to fit them with minor modifications? Unsettled Legal Issues Facing Automated Vehicles explores a number of potential challenges and unsettled topics facing the insurance industry and offers potential solutions brought forth from a team of seven legal experts.

This SAE EDGE™ Research Report explores how the deployment of automated vehicles (AVs) will affect the insurance industry and the principles of liability that underly the structure of insurance in the US. As we trade human drivers for suites of sensors and computers, who (or what) is responsible when there is a crash? The owner of the vehicle? The automaker that built it? The programmer that wrote the code? Insurers have over 100 years of experience and data covering human drivers, but with only a few years’ worth of information on AVs – how can they properly predict the true risks associated with their deployment? Without an understanding of the nature and risks of AVs, how can the government agencies that regulate the insurance industry provide proper oversight? Do the challenges AVs present require a total reworking of our insurance and liability systems, or can our current structures be adapted to fit them with minor modifications? Unsettled Legal Issues Facing Automated Vehicles explores a number of potential challenges and unsettled topics facing the insurance industry and offers potential solutions brought forth from a team of seven legal experts. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020015

The impending deployment of automated vehicles (AVs) represents a major shift in the traditional approach to ground transportation; its effects will inevitably be felt by parties directly involved with the vehicle manufacturing and use (e.g., automotive original equipment manufacturers (OEMs), public transportation systems, heavy goods transportation providers) and those that play roles in the mobility ecosystem (e.g., aftermarket and maintenance industries, infrastructure and planning organizations, automotive insurance providers, marketers, telecommunication companies). The focus of this SAE EDGE Research Report is to address a topic overlooked by many who choose to view automated driving systems and AVs from a "10,000-foot perspective: " the topic of how AVs will communicate with other road users such as conventional (human-driven) vehicles, bicyclists, and pedestrians while in operation. This unsettled issue requires assessing the spectrum of existing modes of communication - both implicit and explicit, both biological and technological - employed by road users today. NOTE: SAE EDGE(TM) Research Reports are intended to identify and illuminate key issues in emerging, but still unsettled, technologies of interest to the mobility industry. The goal of SAE EDGE(TM) Research Reports is to stimulate discussion and work in the hope of promoting and speeding resolution of identified issues. SAE EDGE(TM) Research Reports are not intended to resolve the challenges they identify or close any topic to further scrutiny.

This SAE EDGE Research Report explores the many legal issues raised by the advent of automated vehicles. While promised to bring major changes to our lives, there are significant legal challenges that have to be overcome before they can see widespread use. A century’s worth of law and regulation were written with only human drivers in mind, meaning they have to be amended before machines can take the wheel. Everything from key federal safety regulations down to local parking laws will have to shift in the face of AVs. This report undertakes an examination of the AV laws of Nevada, California, Michigan, and Arizona, along with two failed federal AV bills, to better understand how lawmakers have approached the technology. States have traditionally regulated a great deal of what happens on the road, but does that still make sense in a world with AVs? Would the nascent AV industry be able to survive in a world with fifty potential sets of rules? Given the current lack of a federal AV law, state-level legislation can have a great deal of influence over the industry. Beyond government regulation, what other areas of our legal system will have to adapt to AVs? How do we assign liability for an accident in which the only actors were machines? How do you give an AV a ticket? The questions are numerous and have already captured the imagination of lawyers and lawmakers. This report will explore a number of potential changes facing the legal system, the unsettled aspects that derive from this new world, and the proposed solutions that have been raised. NOTE: SAE EDGE™ Research Reports are intended to identify and illuminate key issues in emerging, but still unsettled, technologies of interest to the mobility industry. The goal of SAE EDGE™ Research Reports is to stimulate discussion and work in the hope of promoting and speeding resolution of identified issues. SAE EDGE™ Research Reports are not intended to resolve the challenges they identify or close any topic to further scrutiny. Click here to access the full SAE EDGETM Research Report portfolio. https://doi.org/10.4271/EPR2020005

Unsettled Topics in Automated Vehicle Data Sharing for Verification and Validation Purposesdiscusses the unsettled issue of sharing the terabytes of driving data generated by Automated Vehicles (AVs) on a daily basis. Perception engineers use these large datasets to analyze and model the automated driving systems (ADS) that will eventually be integrated into future "self-driving" vehicles. However, the current industry practices of collecting data by driving on public roads to understand real-world scenarios is not practical and will be unlikely to lead to safe deployment of this technology anytime soon. Estimates show that it could take 400 years for a fleet of 100 AVs to drive enough miles to prove that they are as safe as human drivers. Yet, data-sharing can be developed - as a technology, culture, and business - and allow for rapid generation and testing of the billions of possible scenarios that are needed to prove practicality and safety of an ADS - resulting in lower research and development costs to the industry. Unsettled Topics in Automated Vehicle Data Sharing for Verification and Validation Purposes explores how this could lead to better regulation, insurance, public acceptance - and finally, shorter technology development cycles. Finding a business case and changing to an open data culture are not going to be easy tasks, but data sharing is the only way forward for the whole industry to move to the next phase of deployment after nearly a decade of intense research.

SAE EDGE Research Reports provide state-of-the-art and state-of-industry examinations of the most significant topics in mobility engineering. SAE EDGE contributors are experts from research, academia, and industry who have come together to explore and define the most critical advancements, challenges, and future direction in areas such as vehicle automation, unmanned aircraft, IoT and connectivity, cybersecurity, advanced propulsion, and advanced manufacturing.