Amy Krouse Rosenthal's New York Times bestselling picture book about a unicorn who believes that little girls are REAL is perfect for anyone interested in stories of friendship, unicorns, and the power of believing! Uni the unicorn is told there’s no such thing as little girls! But no matter what the grown-up unicorns say, Uni believes that little girls are REAL. Somewhere there must be a smart, strong, wonderful, magical little girl waiting to be best friends. In fact, far away (but not too far away), a real little girl believes there is a unicorn waiting for her, too. This magical story of friendship from the bestselling author of I Wish You More is perfect for Easter and spring-time reading. It reminds believers and nonbelievers alike that sometimes wishes really can come true. Don't miss the sequel, Uni the Unicorn and the Dream Come True!

When her original plan goes up in smoke, Twilight must prove to herself--and her older sisters--that she can come up with another magical way to end the University's annual carnival.

Twilight struggles with first day of school jitters in the first book of this sparkly new chapter book series that follows the trials and triumphs of young foals attending Unicorn University—perfect for those who love magic, happiness, and My Little Pony! It’s Twilight’s first day at Unicorn University, and she’s nervous from the tip of her sparkly horn to the end of her shimmery tail. And when Twilight gets nervous, sometimes she loses control of her magic power, and turns invisible by mistake! But she can’t help her feelings. What if the other unicorns laugh at her power? What if she doesn’t make any friends? To make matters worse, the first day of school is also class picture day. With everything going on, Twilight keeps accidentally flickering out of sight, until finally she turns invisible…and realizes she can’t turn herself back! Can Twilight reappear in time for the class picture?

Sapphire wonders if she’ll ever get her magical power in the second book of this sparkly new chapter book series that follows the trials and triumphs of young foals attending Unicorn University—perfect for those who love magic, happiness, and My Little Pony! It’s another day at Unicorn University when Shamrock’s magic power develops. While his new ability is super cool, Sapphire doesn’t know how to feel. Now she’s the only one of their friends without any magic. Sapphire knows that when a unicorn’s power appears is as special as the unicorn herself…but what if she’s the only unicorn who never gets one? Then Sapphire realizes something: maybe she’s already unlocked her magic, and she doesn’t know it yet! Maybe she just has to search for it. Will her power be one that her friends already have, like invisibility or flight? Or will it be something Sapphire never expected?

Lerong Lu examines the biggest change in modern financial industry - the Fintech (financial technology) revolution - that denotes the close interaction between the financial services industry and latest information technologies such as big data, cloud computing, blockchain, and artificial intelligence. The three areas of banking institutions, online lending marketplaces, and money and payment systems are explored to assess how financial innovations affect the traditional financial industry, what kinds of regulatory challenges arise, and how global policymakers react to such challenges. With in-depth and international case studies on Fintech, including app-based banking services, mobile payments, P2P lending, and cryptocurrencies, the global Fintech hubs in six continents are assessed. The complex, dynamic, and multidimensional Fintech ecosystem is also investigated including its key players (such as regulatory strategy, regulatory sandbox, and RegTech) and Fintech corporations (including financial holding companies, Fintech unicorns, BigTech firms, and Metaverse platforms). Lu highlights the enormous benefits for financial institutions and their consumers and argues that Fintech contributes to a more equal, democratic, inclusive, and sustainable financial system. However, he also considers the risks and multiple legal, ethical, and regulatory challenges for policy-makers and financial authorities that Fintech has posed.

Providing an overview of industrial development using a variety of different approaches and perspectives, the Handbook of Industrial Development brings together expert contributors and highlights the current multiple and interdependent challenges that can only be addressed by an interdisciplinary approach. Chapters discuss the existing issues faced by industry following both the digital and environmental transitions, highlighting their regional roots and the interplay with the wider institutional framework.