"Remember, smart financial decisions impact the quality of your life." -Jack Keeter Semmax Financial Group, Inc. is a full service wealth management and retirement planning firm with offices located in Greensboro and Winston-Salem, North Carolina. The company was founded in 2003 with a commitment to serving the complex financial needs of retirees and aspiring retirees. Today, the company is comprised of three firms dedicated to addressing the unique and diversified financial needs of our clients; offering tailored integrated solutions to help them achieve the financial growth necessary for a prosperous 30+ years of retirement. Semmax Financial Advisors, Inc. is the company's Registered Investment Advisory arm - strictly regulated and audited by the Securities and Exchange Commission (SEC) through the Financial Industry Regulatory Authority (FINRA). As such, our fee only advisory offers customized asset management solutions using a range of investment vehicles - stocks, bonds, mutual funds, REITS, ETFs - across a variety of investment disciplines, asset classes, and strategies, tailored to each client's risk tolerance and planning goals. Semmax, Inc. specializes in providing the most competitive insurance solutions available. From life and long term care insurance, to a host of annuity products from the top-rated carriers in the industry, our risk management division implements insurance strategies customized to each individual's life circumstances. Semmax Tax, Inc. was founded in 2004 as the third component of Semmax Financial Group and subsidiary of Triad Tax Advisory and Financial Services, Inc., to address the need for advantageous, integrated tax planning for clients by an Enrolled Agent, a federally-authorized tax practitioner, on staff. www.semmax.com

In uncertain economic times, many seniors and their families are bound to face financial problems as illustrated by tsunamis. Financial tsunamis can sink your retirement plans and wash away your financial peace of mind. Jay Tyner, RFC(R) discusses 9 financial storms retirees could face over the next 10 years. With the help of a professional financial guide, you can quickly start "doubling the height of your sea walls" to protect your retirement from irrevocable damage"Remember, smart financial decisions impact the quality of your life." -Jack Keeter Semmax Financial Group, Inc. is a full service wealth management and retirement planning firm with offices located in Greensboro and Winston-Salem, North Carolina. The company was founded in 2003 with a commitment to serving the complex financial needs of retirees and aspiring retirees. Today, the company is comprised of three firms dedicated to addressing the unique and diversified financial needs of our clients; offering tailored integrated solutions to help them achieve the financial growth necessary for a prosperous 30+ years of retirement. - Semmax Financial Advisors, Inc. is the company's Registered Investment Advisory arm - strictly regulated and audited by the Securities and Exchange Commission (SEC) through the Financial Industry Regulatory Authority (FINRA). As such, our fee only advisory offers customized asset management solutions using a range of investment vehicles - stocks, bonds, mutual funds, REITS, ETFs - across a variety of investment disciplines, asset classes, and strategies, tailored to each client's risk tolerance and planning goals. - Semmax, Inc. specializes in providing the most competitive insurance solutions available. From life and long term care insurance, to a host of annuity products from the top-rated carriers in the industry, our risk management division implements insurance strategies customized to each individual's life circumstances. - Semmax Tax, Inc. was founded in 2004 as the third component of Semmax Financial Group and subsidiary of Triad Tax Advisory and Financial Services, Inc., to address the need for advantageous, integrated tax planning for clients by an Enrolled Agent, a federally-authorized tax practitioner, on staff. www.semmax.com

Huddleston explains why we fall for investment scams, how con artists play on the human tendencies we all share, and what we can do to protect ourselves from predators.

Discover the three secrets to happiness--and much more--in the later years of life. Never before in human history have so many people lived for decades beyond their working years. 10,000 Americans turn 65 each day, and their average life expectancy is another 20 years--and many will live longer. But will they just live or have a meaningful life? The truth is that many--if not most--people approaching the latter years do not have a plan, much less a strategy to thrive instead of just survive. Packed with information based on research as well as common-sense wisdom, here are some examples of what readers will discover: How retiring at the wrong time increases the likelihood of dying 89%. What can delay Alzheimer's onset an average of 9 years. How everything that makes you happy comes in just 3 forms. Which partner is most likely to initiate divorce after decades of marriage and why.

A practical guide to preparing for the next phase of the financial meltdown From the authors who were the first to predict Phase I of our current economic downturn-in their landmark 2006 book, America's Bubble Economy-comes their insightful sequel discussing their predictions for the next phase of the Bubble Economy. It may seem like the worst has come and gone, but it hasn't. With their proven track record of accurate predictions-which most financial professionals and economists missed-the authors explain how and why the next phase of the financial meltdown is about to hit. Things are not going back to how they were before. Instead, we are moving through uncharted territory, with new challenges and opportunities that few people can anticipate. Written in a straightforward and accessible style, Aftershock shows readers how to seek safety and profits in these dynamic economic conditions. Discusses how to protect assets, businesses, and jobs before and during the second wave of financial meltdown Provides clear and accurate advice on how to profit from the collapsing bubbles Offer focused guidance regarding real estate, which will continue to be a pressing concern for many The authors' first book was chosen by Kiplinger's as one of the 30 Best Business Books of 2006, and its accuracy has been hailed by Paul Farrell of Dow Jones MarketWatch when he said "America's Bubble Economy's Predictions, though ignored, were accurate." Don't miss out on these time tested author's proven advice for how to mange your money during the coming financial meltdown.

In uncertain economic times, many seniors and their families are bound to face financial problems as illustrated by tsunamis. Financial tsunamis can sink your retirement plans and wash away your financial peace of mind. Jay Tyner, RFC(r) discusses 9 financial storms retirees could face over the next 10 years. With the help of a professional financial guide, you can quickly start "doubling the height of your sea walls" to protect your retirement from irrevocable damage"Remember, smart financial decisions impact the quality of your life." -Jack Keeter Semmax Financial Group, Inc. is a full service wealth management and retirement planning firm with offices located in Greensboro and Winston-Salem, North Carolina. The company was founded in 2003 with a commitment to serving the complex financial needs of retirees and aspiring retirees. Today, the company is comprised of three firms dedicated to addressing the unique and diversified financial needs of our clients; offering tailored integrated solutions to help them achieve the financial growth necessary for a prosperous 30+ years of retirement. * Semmax Financial Advisors, Inc. is the company's Registered Investment Advisory arm - strictly regulated and audited by the Securities and Exchange Commission (SEC) through the Financial Industry Regulatory Authority (FINRA). As such, our fee only advisory offers customized asset management solutions using a range of investment vehicles - stocks, bonds, mutual funds, REITS, ETFs - across a variety of investment disciplines, asset classes, and strategies, tailored to each client's risk tolerance and planning goals. * Semmax, Inc. specializes in providing the most competitive insurance solutions available. From life and long term care insurance, to a host of annuity products from the top-rated carriers in the industry, our risk management division implements insurance strategies customized to each individual's life circumstances. * Semmax Tax, Inc. was founded in 2004 as the third component of Semmax Financial Group and subsidiary of Triad Tax Advisory and Financial Services, Inc., to address the need for advantageous, integrated tax planning for clients by an Enrolled Agent, a federally-authorized tax practitioner, on staff. www.semmax.com

Scientific reportage on what we know and don’t know about the mega-earthquake predicted to hit the Pacific Northwest Scientists have identified Seattle, Portland, and Vancouver as the urban centers of what will be the biggest earthquake—the Really Big One—in the continental United States. A quake will happen—in fact, it’s actually overdue. The Cascadia subduction zone is 750 miles long, running along the Pacific coast from Northern California up to southern British Columbia. In this fascinating book, The Seattle Times science reporter Sandi Doughton introduces readers to the scientists who are dedicated to understanding the way the earth moves and describes what patterns can be identified and how prepared (or not) people are. With a 100% chance of a mega-quake hitting the Pacific Northwest, this fascinating book reports on the scientists who are trying to understand when, where, and just how big The Big One will be.