Three stories which ask questions about the world in five years, in a hundred years and in fifteen hundred years. Can an email tell us what to buy? How can you know if someone is a machine or a person? What are the dreams of the last woman to live?

Cambridge English Readers is an award-winning series of original fiction readers for learners of English, offering exciting reading from Starter to Advanced levels. Three stories to make you think, set in the near future, 100 years and 1500 years from now. The end of spam - a curse or a blessing? Are people robots? What happens to the last brain in the world? Paperback-only version. Also available with Audio CD including complete text recordings from the book.

Cambridge Experience Readers is a graded readers series of original fiction, adapted fiction and non-fiction especially written for teenagers. Twins, Andy and Mary, are in Dublin on a school trip. When Mary discovers that she has been given a forged €20 note, she thinks she knows the identity of the forger. The twins start to investigate, but it soon becomes clear that the forgers know who Andy and Mary are too. This paperback is in American English. Audio recordings of the text are available on our website at: www.cambridge.org/elt/discoveryreaders/ame Cambridge Experience Readers, previously called Cambridge Discovery Readers, get your students hooked on reading.

Essential insights on the various aspects of enterprise risk management If you want to understand enterprise risk management from some of the leading academics and practitioners of this exciting new methodology, Enterprise Risk Management is the book for you. Through in-depth insights into what practitioners of this evolving business practice are actually doing as well as anticipating what needs to be taught on the topic, John Fraser and Betty Simkins have sought out the leading experts in this field to clearly explain what enterprise risk management is and how you can teach, learn, and implement these leading practices within the context of your business activities. In this book, the authors take a broad view of ERM, or what is called a holistic approach to ERM. Enterprise Risk Management introduces you to the wide range of concepts and techniques for managing risk in a holistic way that correctly identifies risks and prioritizes the appropriate responses. This invaluable guide offers a broad overview of the different types of techniques: the role of the board, risk tolerances, risk profiles, risk workshops, and allocation of resources, while focusing on the principles that determine business success. This comprehensive resource also provides a thorough introduction to enterprise risk management as it relates to credit, market, and operational risk, as well as the evolving requirements of the rating agencies and their importance to the overall risk management in a corporate setting. Filled with helpful tables and charts, Enterprise Risk Management offers a wealth of knowledge on the drivers, the techniques, the benefits, as well as the pitfalls to avoid, in successfully implementing enterprise risk management. Discusses the history of risk management and more recently developed enterprise risk management practices and how you can prudently implement these techniques within the context of your underlying business activities Provides coverage of topics such as the role of the chief risk officer, the use of anonymous voting technology, and risk indicators and their role in risk management Explores the culture and practices of enterprise risk management without getting bogged down by the mathematics surrounding the more conventional approaches to financial risk management This informative guide will help you unlock the incredible potential of enterprise risk management, which has been described as a proxy for good management.

Developed from celebrated Harvard statistics lectures, Introduction to Probability provides essential language and tools for understanding statistics, randomness, and uncertainty. The book explores a wide variety of applications and examples, ranging from coincidences and paradoxes to Google PageRank and Markov chain Monte Carlo (MCMC). Additional application areas explored include genetics, medicine, computer science, and information theory. The print book version includes a code that provides free access to an eBook version. The authors present the material in an accessible style and motivate concepts using real-world examples. Throughout, they use stories to uncover connections between the fundamental distributions in statistics and conditioning to reduce complicated problems to manageable pieces. The book includes many intuitive explanations, diagrams, and practice problems. Each chapter ends with a section showing how to perform relevant simulations and calculations in R, a free statistical software environment.

Award-winning original fiction for learners of English. At seven levels, from Starter to Advanced, this impressive selection of carefully graded readers offers exciting reading for every student's capabilities. Chee Seng, a 16-year-old Malaysian boy, has to grow up fast as he lives through the best and the worst of times. He suffers heartbreak as his parents' marriage falls apart and experiences the joys and heartache of first love. Contains a paperback and 3 Audio CDs with complete text recordings from the book.

Education reform has become part of a political imperative in a number of developed countries, including the USA, Japan and the UK. This book questions why this reconstruction occurred at the same time in different places and asks, what common themes are emerging in the restructuring movement?