How much life insurance is enough to protect my children? What is a "good" yield on a nest-egg investment? Should I give my child an allowance? How do I choose a camp? What about music lessons? What kind of college will suit my child's educational needs and my financial resources? Questions asked by parents everywhere. Now, in one up-to-date resource, the answers to these fiscal issues are available in plain, unambiguous language. Covering topics from prebirth nest eggs to the tax implications of gifts to adult children, Hughes and Klein outline financial strategies to prepare for the expected and unexpected costs of raising a child. This is a valuable guide for parents at every stage of parenthood, whether just contemplating a family or sweating bullets over the cost of higher education. No other book presents the big picture as this one does: It can help make children not only affordable, but wonderfully worth it.

Please Send Money provides young adults with the tools they need to navigate the tumultuous world of personal finance with smart advice from leading expert Dara Duguay, Director of Citigroup's Office of Financial Education. Dozens of eye-opening, real-life stories chronicle the financial mistakes commonly made by young people and present an array of solutions.

This survival guide introduces the basics of financial literacy and money management for kids—from earning and saving money to spending and donating it—and gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as: Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money True success stories about real kids who made smart financial decisions Vocabulary boxes that highlight important terms “Financial tactics” boxes with helpful tools, tips, and strategies Survival Guides for Kids Helping Kids Help Themselves® Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.

How much life insurance is enough to protect my children? What is a "good" yield on a nest-egg investment? Should I give my child an allowance? How do I choose a camp? What about music lessons? What kind of college will suit my child's educational needs and my financial resources? Questions asked by parents everywhere. Now, in one up-to-date resource, the answers to these fiscal issues are available in plain, unambiguous language. Covering topics from prebirth nest eggs to the tax implications of gifts to adult children, Hughes and Klein outline financial strategies to prepare for the expected and unexpected costs of raising a child. This is a valuable guide for parents at every stage of parenthood, whether just contemplating a family or sweating bullets over the cost of higher education. No other book presents the big picture as this one does: It can help make children not only affordable, but wonderfully worth it.

The teenage years will bring problems that will make any parent long for the days of their childhood. However, you’re not alone! This invaluable resource tackles all of the issues that you can possibly encounter with your teen. Oh to be able to return to the days of messy bedrooms and preteen attitudes! Now as parents of teenagers, the days have the potential of bringing us not-so-fun issues like sexting, cyber-bullying, and eating disorders. Let’s not forget the old standbys of drugs, alcohol, and depression. As much as you pray that your child will be the shining exception, as their parent you must still be prepared! Will you know what to do when a naked picture of your daughter gets forwarded by her “boyfriend” to the entire school? How will you respond when your child is bullied online--or is the bully himself? A Survival Guide to Parenting Teens has thought through all the issues you haven’t, covering a broad range of issues including: sex, drinking, drugs, depression, defiance, laziness, conformity, entitlement, and more Parenting expert Joani Geltman approaches 80 uncomfortable topics with honesty and a dash of humor. She reveals what your teens are thinking and feeling--and what developmental factors are involved. A Survival Guide to Parenting Teens explains how to approach each problem in a way that lets your kid know you “get it” and leads to truly productive conversations.

This book of parent-to-parent advice aims to encourage, support, and bolster the morale of one of music's most important back-up sections: music parents. Within these pages, more than 150 veteran music parents contribute their experiences, reflections, warnings, and helpful suggestions for how to walk the music-parenting tightrope: how to be supportive but not overbearing, and how to encourage excellence without becoming bogged down in frustration. Among those offering advice are the parents of several top musicians, including the mother of violinist Joshua Bell, the father of trumpeter Wynton Marsalis, the parents of cellist Alisa Weilerstein, and those of violinist Anne Akiko Meyers. The book also features advice from music educators and more than forty professional musicians, including Paula Robison, Sarah Chang, Anthony McGill, Jennifer Koh, Jonathan Biss, Toyin Spellman-Diaz, Marin Alsop, Christian McBride, Miguel Zen?n, Stephanie Blythe, Lawrence Brownlee, Kelli O'Hara, as well as Joshua Bell, Alisa Weilerstein, Wynton Marsalis, Anne Akiko Meyers, and others. The topics they discuss span a wide range of issues faced by the parents of both instrumentalists and singers, from how to get started and encourage effective practice habits, to how to weather the rough spots, cope with the cost of music training, deal with college and career concerns, and help young musicians discover the role that music can play in their lives. The parents who speak here reach a unanimous and overwhelming conclusion that music parenting is well worth the effort, and the experiences that come with it - from sitting in on early lessons and watching their kids perform onstage to tagging along at music conventions as their youngsters try out instruments at exhibitors' booths - enrich family life with a unique joy in music.

Written from the heart with humor and emotional honesty, this financial survival guide empowers women and gives them tools to take charge of their finances. Whether you’re embarking on a professional career, getting ready to start a family, divorcing, retiring, or want to have a greater sense of financial ownership, this guide provides you with a solid foundation for how to be responsible for your finances and therefore your life. Elana Milianta, who has spent more than twenty years helping individuals and families achieve their financial goals, reveals how to get out of debt, build credit, invest, and create a budget that works. She also answers questions such as: What steps can you take to protect yourself against the unimaginable? How can you effectively save money for your life goals? What questions should you and your partner answer before getting married? How can you cut discretionary expenses and still enjoy life? Raise your financial IQ and learn how to get a blueprint to help build wealth no matter what stage of life you’re in with A Girlfriend’s Financial Survival Guide.