An Economist Best Book of the Year "Making Money and Keeping It" – The Wall Street Journal Over the past century, if the wealthiest families had spent a reasonable fraction of their wealth, paid taxes, invested in the stock market, and passed their wealth down to the next generation, there would be tens of thousands of billionaire heirs to generations-old fortunes today. The puzzle of The Missing Billionaires is why you cannot find one such billionaire on any current rich list. There are a number of explanations, but this book is focused on one mistake which is of profound importance to all investors: poor risk decisions, both in investing and spending. Many of these families didn’t choose bad investments– they sized them incorrectly– and allowed their spending decisions to amplify this mistake. The Missing Billionaires book offers a simple yet powerful framework for making important lifetime financial decisions in a systematic and rational way. It's for readers with a baseline level of financial literacy, but doesn’t require a PhD. It fills the gap between personal finance books and the academic literature, bringing the valuable insights of academic finance to non-specialists. Part One builds the theory of optimal investment sizing from first principles, starting with betting on biased coins. Part Two covers lifetime financial decision-making, with emphasis on the integration of investment, saving and spending decisions. Part Three covers practical implementation details, including how to calibrate your personal level of risk-aversion, and how to estimate the expected return and risk on a broad spectrum of investments. The book is packed with case studies and anecdotes, including one about Victor’s investment with LTCM as a partner, and a bonus chapter on Liar’s Poker. The authors draw extensively on their own experiences as principals of Elm Wealth, a multi-billion-dollar wealth management practice, and prior to that on their years as arbitrage traders– Victor at Salomon Brothers and LTCM, and James at Nationsbank/CRT and Citadel. Whether you are young and building wealth, an entrepreneur invested heavily in your own business, or at a stage where your primary focus is investing and spending, The Missing Billionaires: A Guide to Better Financial Decisions is your must-have resource for thoughtful financial decision-making.

Have you stared dreamily at the mouth-watering book cover long enough? Well, now it's time to buy the book and read this hunk's story...Zack Greyson was in the right place at the wrong time. Now he's the FBI's key witness in a human trafficking case against a U.S. Senator, and the senator's henchmen are out to kill him. The FBI places Zack in protective custody and assures him they've sent their best agent to guard him... Or is Agent Whitney Lawson their worst agent? Because of her, Zack is discovered and they are both forced into hiding. With stakes running high in a life or death race to the trial, Zack and Whitney find their passions racing as well. Zack knows that one way or another he's destined for entrapment... he just hopes it's Whitney's and not the wrong end of a bullet.

An Economist Best Book of the Year "Making Money and Keeping It" – The Wall Street Journal Over the past century, if the wealthiest families had spent a reasonable fraction of their wealth, paid taxes, invested in the stock market, and passed their wealth down to the next generation, there would be tens of thousands of billionaire heirs to generations-old fortunes today. The puzzle of The Missing Billionaires is why you cannot find one such billionaire on any current rich list. There are a number of explanations, but this book is focused on one mistake which is of profound importance to all investors: poor risk decisions, both in investing and spending. Many of these families didn’t choose bad investments– they sized them incorrectly– and allowed their spending decisions to amplify this mistake. The Missing Billionaires book offers a simple yet powerful framework for making important lifetime financial decisions in a systematic and rational way. It's for readers with a baseline level of financial literacy, but doesn’t require a PhD. It fills the gap between personal finance books and the academic literature, bringing the valuable insights of academic finance to non-specialists. Part One builds the theory of optimal investment sizing from first principles, starting with betting on biased coins. Part Two covers lifetime financial decision-making, with emphasis on the integration of investment, saving and spending decisions. Part Three covers practical implementation details, including how to calibrate your personal level of risk-aversion, and how to estimate the expected return and risk on a broad spectrum of investments. The book is packed with case studies and anecdotes, including one about Victor’s investment with LTCM as a partner, and a bonus chapter on Liar’s Poker. The authors draw extensively on their own experiences as principals of Elm Wealth, a multi-billion-dollar wealth management practice, and prior to that on their years as arbitrage traders– Victor at Salomon Brothers and LTCM, and James at Nationsbank/CRT and Citadel. Whether you are young and building wealth, an entrepreneur invested heavily in your own business, or at a stage where your primary focus is investing and spending, The Missing Billionaires: A Guide to Better Financial Decisions is your must-have resource for thoughtful financial decision-making.

The Missing Billionaire is a clean, standalone romance novel.Missing and presumed dead, when billionaire Nathan Hewitt is rescued from a deserted island a year after his yacht disappeared, everyone is thrilled. Except Chloe James. Chloe has been best friends with Nathan for years-and has crushed on him just as long-but her sister died on that cruise and she holds him responsible. Wanting nothing to do with him, when she is forced to work with him she will have to come to grips with the emotions roiling within her.Nathan is desperate to earn back Chloe's friendship and her forgiveness, but when she rebuffs him at every turn he has to do something drastic. Will she find it in her heart to forgive him or will their relationship be destroyed for good?

James' life is about to change. His business partner has just screwed him and his billion-dollar company over. He also needs a new executive assistant--someone he can trust. Samantha has had a crush on her older brother's best friend for years. She's just moved back to New York and needs a new job. What she wasn't counting on was that her eyes would get opened to James' other side. His Dominant side.

Buy now to get the main key ideas from Victor Haghani & James White's The Missing Billionaires The rich don’t always get richer. The Missing Billionaires (2023) examines how wealth often erodes among affluent families and offers tips for achieving financial well-being whether you are just starting out or managing a fortune. Wealth management experts Victor Haghani and James White draw on their experience to provide a pragmatic decision-making framework that balances risk and reward. Victor and James cover a range of investment options, evaluate their expected return and risk, and offer guidance about risk-taking and wealth allocation.

Bumping into her ex-boyfriend in the city she fled five years before, model Gwen realizes that she can no longer run from her past. Admitting to billionaire CEO Finn Lane that the child with her is his son, Gwen will do whatever she can to protect her child…and her heart. As Finn fights to discover why Gwen left, breaking his heart, the billionaire will realize that real dangers seek to destroy their love story once again. *** She felt her skin burn with the electricity that came from his touch. How was that even possible? They had been separated for years, yet she could still feel all the excitement he provoked in her body. And she could tell that he felt the same way. The way his eyes checked her every move, the way she could feel like he was seeing through her soul with those green emeralds. The Billionaire's Missing Heir is created by Rafaella Dutra, an EGlobal Creative Publishing signed author.