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Excerpt from The Gentleman's Magazine, Vol. 288: January-June, 1900 One summer afternoon Richard Spender sat in his study, which overlooked this meadow land, with his eyes fixed upon the holly hocks and roses growing in profusion in his Old-fashioned flower garden. But he did not see them. His eyes were full of inward thought. One hand held a pass-book, the other was lifeless. Richard Spender had discovered that his expenditure would exceed his income. This hard fact paralysed him. It was new to his existence, altogether strange. He estimated that he would require between 200 and 300 more to meet current expenses until his next half-yearly remittance was due. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.