When the financial crisis erupted in 2008, thousands of people lost jobs they thought they’d always have to sustain their standard of living. For H. J. Chammas, it was a wake-up call to escape struggling to make ends meet. It was time to take charge of his life and stop acting like a lab rat following a set program. In this detailed guidebook to buying, owning, and managing rental properties, he gives readers a plan that you won’t find in other books. Instead of promoting foolish risks, he helps you leverage your position as an employee to achieve financial freedom. Learn how to: • evaluate the current state of your finances; • overcome limiting beliefs about money and investing; • set personal objectives to achieve financial freedom; and • think and operate like a seasoned real estate investor. Chammas shares real-life examples that will help you build a personalized investment blueprint to build your rental property portfolio and become wealthy. From identifying and closing deals, getting approved for loans, renting out properties, dealing with tenants, and capitalizing on opportunities, this book will challenge how you’ve always looked at life, finances, investments, and real estate.

Smith describes how everyday people have turned their salaries into real personal wealth. The principles have made one in 20 people into millionaires already.

Do you know the shocking truth about having a job? Are you financially ready if you become jobless due to unforeseen circumstances? Find out how an average Malaysia employee learnt the hard way that having a job did not mean he would be financially prepared for life. From the time he received the shock of losing his job on his wedding day to getting a new job and then becoming a property millionaire in under 5 years. Proving that having a job and investing in property do complement each other and creates accelerated success.This book is written to inspire employees who would like to have more income in their life - irrespective of whether you love or hate your job. Learn not only the basics but also the Property Millionaire Game Plan and how to S.P.E.N.D your way to financial success through property investments while still working on your regular job.

Millionaire Mindset and Success Habits is a book designed with one purpose in mind; and that is to take you from where you are in life, to where you want to be in life, by helping you:*acknowledge your own limiting beliefs,*understand the underlying personal truth for each of your beliefs, and*replace them with empowering beliefsThis book is about making you break those walls that your own mind has created and that made you stand in your own way to success and financial independence.This book has broken down the walls of complexity and created simple success recipes for you to quickly implement in your life to reach the level of wealth and abundance you desire.

Not everyone is cut out to be an entrepreneur. Many of us are happy to have a job, we just want a better job, one that fulfills us, makes us wealthy, and brings us satisfaction.Still, income is now permanently going down versus inflation for the average employee. Industry, knowledge, and management are all being outsourced cheaply to other countries or to technology. Many people mistakenly think that the solution is entrepreneurship. That "entrepreneurship is the pathway to riches". This is not true. Being an entrepreneur does have great upside but also it has a well-known rate of failure of 85%. There is no way to predict your way out of that 85%. 85% of ALL startups fail. The solution is to become a rich employee with the mindset and techniques described in this book. This is the first book ever to detail how one can become a The Rich Employee in our times. And there is more: companies in this new century will only succeed if they encourage their employees to develop a Rich Employee mindset. Written by the author of "The Choose Yourself Guide to Wealth" which USA Today has called "One of the 12 Best Business Books of All Time" and also the author of WSJ and USA Today bestseller "Choose Yourself" which Forbes recently called one of the "Top Five Books Every Entrepreneur Must Read", this book gives you the tools to find satisfaction, meaning, and true wealth as a rich employee.

Government employees do become millionaires! You may work for the government your entire life, but if you follow a few key steps in handling your time, your money, and your education you can become a millionaire. This book will describe how everyday people have turned their salary into real personal wealth. It requires wise decisions, not reckless risk taking. This is the path to wealth that thousands of normal government employees have taken in the past and that you can follow as well. Begin today to follow the principles that have made employees into millionaires.

Inspired by the true story of a flight with Sir Richard Branson,Millionaire Upgrade blows the lid off the accepted beliefthat successful entrepreneurs are a breed apart, possessing somespecial magic. Through the combined wisdom of interviews with 50 self-mademillionaire entrepreneurs, this book takes you on your own personalmaster class in success, as experienced through the eyes of Tom, afrustrated employee who is upgraded on a long haul flight, andfinds himself sitting next to self made millionaire Michael. Duringthe flight Michael shares the science and secrets behind his ownsuccess. Better than any in-flight movie, Millionaire Upgrade getsyou inside the minds of successful entrepreneurs and self-mademillionaires giving you the inside track on how they think andact. Praise for Millionaire Upgrade: "It took me a long time to learn this stuff—I wishI’d been on that plane 30 years ago!" —Simon Woodroffe - YO! Sushi & Dragons Den "The principles of success apply equally whether you are anaspiring entrepreneur, chief executive of a large plc or simplylooking for inspiration for your own personal life. Here’swhere you start, by reading this book." —Allan Leighton - Chairman, Royal Mail "If you want a toolkit to help you become a successfulentrepreneur, read this book. Then put it into practice." —Duncan Bannatyne - Bannatyne Leisure & DragonsDen "Everything in business is a learning experience. I should know!I'd recommend all would-be entrepreneurs to read this book and beinspired to boldly set out on your own entrepreneurial journey. Youwon't regret it." —Rachel Elnaugh – Red Letter Days and Dragons'Den "It is refreshing to find a book that describes the keydifference between the entrepreneur and the rest – attitude.So often in life a cigarette paper’s thickness separatessuccess from failure and Richard has written a book that perfectlycaptures this and suggests a way of thinking that can transform thetin of dog food into a thoroughbred racehorse." —Tim Smit - Eden Project "Millionaire Upgrade captures the essence of what it takes to besuccessful in anything you choose to do. The rules of success aretimeless and simply explained so you can apply them in your ownbusiness or personal life." —BJ Cunningham - Founder of Death Cigarettes "In Millionaire MBA, Richard decoded entrepreneurs and unpickedtheir millionaire mindset. With Millionaire Upgrade, he has put itall back together again through IBELIEVE and a compelling story.Very clever and a must read for any budding entrepreneur!" —Rene Carayol - Leadership Guru "It takes a certain mindset to succeed in creating your ownbusiness. This book spells out how you need to think and act tosucceed – whether you are an entrepreneur or a professionalmanager. It’s a great read too." —Matthew Barrett - Chairman, Barclays Bank