Two-thirds of UK government spending now goes on the welfare state and where the money is spent – healthcare, education, pensions, benefits – is the centre of political and public debate. Much of that debate is dominated by the myth that the population divides into those who benefit from the welfare state and those who pay into it – 'skivers' and 'strivers', 'them' and 'us'. This ground-breaking book, written by one of the UK’s leading social policy experts, uses extensive research and survey evidence to challenge that view. It shows that our complex and ever-changing lives mean that all of us rely on the welfare state throughout our lifetimes, not just a small ‘welfare-dependent’ minority. Using everyday life stories and engaging graphics, Hills clearly demonstrates how the facts are far removed from the myths.

Housing allowances have become increasingly important policy instruments in the advanced welfare states. Operating at the interface between housing and social security policy, they provide means-tested assistance with housing costs for low income households. In the present era of fiscal austerity, such schemes are seen by many governments as a more efficient way to help tenants than rent controls or 'bricks and mortar' subsidies to landlords. Yet as the contributions to this collection show, housing allowances are not without problems of their own, especially in relation to housing consumption and work incentives. This book examines income-related housing allowance schemes in advanced welfare states as well as in transition economies of central and eastern Europe. Drawing on experiences in ten countries, including Britain, Sweden, Germany, Australia and the USA, it presents new evidence on the origins and design of housing allowances; their role within housing and social security policy; their impact on affordability; and current policy debates and recent reforms. Unique in it's depth of coverage, Housing Allowances in Comparative Perspective is essential reading for researchers, students and lecturers in social policy, housing and urban studies.

"A staff study prepared for the use of the Subcommittee on Fiscal Policy of the Joint Economic Committee, Congress of the United States."--T.p.