Literature cited in AGRICOLA, Dissertations abstracts international, ERIC, ABI/INFORM, MEDLARS, NTIS, Psychological abstracts, and Sociological abstracts. Selection focuses on education, legal aspects, career aspects, sex differences, lifestyle, and health. Common format (bibliographical information, descriptors, and abstracts) and ERIC subject terms used throughout. Contains order information. Subject, author indexes.

Abstract: Home mortgage credit is less available in rural areas than in urban. The major reason is the limited number of savings and loans (S&L's) operating in rural areas. Banks are the major source of housing credit in rural areas whereas S&L's are most active in metro areas.