Credit is one of the most important aspects of our financial lives, but the fact is few people have a true understanding of the subject or how to impact their credit report and score. Some financial "gurus" advocate that you should not use credit cards and that you should live off of your cash, which will leave you without a credit history. This means cash is your only buying power. Winning the Credit Score Game takes a different approach. It teaches you how to exercise the disciplined credit philosophy that will allow you to live within your cash and earn a stellar credit history, earning you a top tier credit rating that will entitle you to the lowest interest rates. In other words, you will learn how to build buying power beyond your cash without going into debt that exceeds your budget. Increasing your credit score will save you thousands of dollars a year on interest and insurance rates.

The Business Credit playbook is an insider's guide on how to build an exceptional business credit score and profile for any business. This book will reveal how a business owner can be approved for tens of thousands of dollars in revolving credit cards and credit lines. Plus, this unique book explains how business owners can secure large amounts of cash funding for their business without a personal guarantee required from the business owner. Learn the insider secrets of the business credit world and be approved for more money than you have ever imagined before.

"The Business Credit Playbook: Proven Techniques for Mastering Business Credit" is a comprehensive guide that unlocks the secrets to building and leveraging business credit successfully. Whether you're a small business owner, entrepreneur, or aspiring business professional, this book equips you with the knowledge and strategies needed to establish and maximize your business credit profile. In today's competitive market, having strong business credit is essential for obtaining financing, securing favorable terms with suppliers, and expanding your business. Authoritative and insightful, this playbook demystifies the world of business credit, providing you with a step-by-step roadmap to navigate its complexities. Inside, you'll discover a wealth of invaluable information, including: Understanding the fundamentals: Learn the core concepts of business credit, including how it differs from personal credit and the key factors that impact your business credit score. Establishing a strong foundation: Discover proven techniques for setting up your business credit profile, choosing the right legal structure, and organizing your financials to optimize creditworthiness. Building creditworthiness: Dive into effective strategies for building a positive credit history, managing your accounts, and developing relationships with lenders and vendors that can support your credit goals. Mastering credit applications: Uncover insider tips on how to craft compelling credit applications that maximize your chances of approval and secure favorable credit terms. Optimizing credit utilization: Learn how to manage your credit utilization ratio, balance transfers, and debt repayment to maintain a healthy credit profile and boost your borrowing power. Leveraging business credit: Discover innovative ways to leverage your business credit to access financing, secure trade credit, negotiate better terms with suppliers, and propel your business growth. Navigating challenges: Gain valuable insights on how to overcome common obstacles and challenges associated with business credit, such as credit denials, credit reporting errors, and credit fraud. Written in a clear and accessible style, "The Business Credit Playbook" provides practical guidance, real-life examples, and expert advice to empower you on your journey to mastering business credit. With this book as your guide, you'll gain the confidence and knowledge needed to establish a solid credit foundation, unlock financing opportunities, and position your business for long-term success. Whether you're a seasoned entrepreneur or just starting out, "The Business Credit Playbook" is an essential resource that will transform your understanding of business credit and help you leverage it to achieve your financial and business goals. Get ready to take control of your business credit destiny and unleash the true potential of your enterprise!

Are you tired of watching your bank account drain and credit card balances rise? …All while wondering where the heck your money is going? You see, living without money worries isn’t a fantasy… but if you know the feeling of staring at tens of thousands of dollars’ worth of debt – it sure feels like it The fact is, the average American now has $38,000 worth of debt… What’s even more shocking is, that figure excludes mortgages! So if breaking from the shackles of debt seems overwhelming, don’t worry – it needn’t be The good news is, the path to financial freedom is 20% knowledge, 80% behavior… In fact, you only need to follow a few key principles to turn your financial life around. By following the proven steps inside this book… you can properly pay-off your debt… and pay for your life… without relying on credit cards. Here’s just a fraction of what you’ll learn inside: How to master budgeting without limiting your lifestyle (no, it’s not just skipping coffees every day) The guilt free way to spend (yes, spend) money Why the popular envelope method doesn’t actually work. And what to do instead. 5 simple hacks for increasing your credit score (even if it’s in the 400s right now) How one couple paid off $78,000 in less than 2 years? And how you can replicate their methods. What the millionaire next door types know, that you don’t A house is the best investment, right? Think again after reading this. 7 dangerous money myths which have been masquerading as truths for far too long Investing for absolute beginners - why the stock market, mutual funds or Roth IRAs are not terms you should fear 3 overlooked ways to turn every credit card you have from an expense into a goldmine The #1 type of investment to avoid as a new investor The win-win strategy for ensuring your employer invests in your future But that’s not all, you’ll also discover how to make your first $1,000 a month online. Even if you have no experience, or are a complete technophobe. Including: The real “secret” to making money online. This is the opposite to what every “guru” has been telling you. How one desperate housewife made $1,500 profit her first month, with just a small investment of $200 (and less than 10 hours of work). The unique business model you can use to make $500 a week from your smartphone. The 4 best ecommerce niches for 2019 (you won’t find these on any mainstream websites, and sellers in them are quietly making a killing) How to leverage one of the fastest growing markets on the planet by writing about your favorite subjects. This is one of the most fun and profitable ways to make money online right now An “unsexy” yet reliable way to generate $1,000 in the next week. All it takes is a few emails sent to the right people and 2 hours of computer work and you’re good to go. The little known business model (only taught in a $2,500 program) which is making people 4 and 5 figures a month with less than 60 minutes work a week How to make your first $1,000, with zero investment, even if you don’t have a college degree (or barely finished high school). This method is so simple, we’ve yet to see anyone fail with it. This isn’t one of those “frugal living” books which tells you to live off rice and beans while never leaving the house for 10 years. This isn't a get rich quick off buying and flipping houses book either. Instead, you’ll find no-nonsense, easy-to-follow advice - without any complicated financial language.

The first and only comprehensive resource designed to empower everyday people with insider knowledge on moving money for a more equitable economy. The money myths end here. We don't need to choose between creating meaningful wealth for ourselves and our families today, or supporting social movements creating a better tomorrow. We don't all need to become certified financial "experts" to be economically empowered and make a real difference in our communities. And we're far from powerless when it comes to changing the financial system, just because we don't happen to belong to the 1%. Quite the opposite. Financial activism is how everyday people radically reimagine money as a tool for widespread well-being, instead of a weapon of absurdly increasing inequality. It's the antidote to traditional finance that evokes confusion, trauma, and (in the best-case scenario) straight-up boredom. It's how we-the underestimated-collectively resist systems that cause harm to people and the planet for the sake of profit, reclaim wealth that's been stolen, and redesign our relationships with capital and one another, in ways big and small. Going beyond tried financial literacy, The Financial Activist Playbook offers eight accessible, actionable, "choose-your-own-adventure" strategies for readers to experiment with. Drawing on timely insider knowledge from the worlds of impact investing, social justice, and more, Rashid illuminates a treasure trove of stories: demonstrating how people power can flow big bucks out of extractive industries, and into the economy of care and abundance we deserve. Playbook readers will be equipped to start visualizing and influencing the unique networks of wealth all around each of us, with strategies like Shifting collective budgets and bank dollars; Flexing our role as everyday philanthropists; Leveraging the magic of community investment; And so much more. Laced with refreshing humor, empowering exercises, and a steadfast commitment to truth-telling, Rashid takes readers on an energizing ride of financial possibility and practicality that will reverberate for generations to come.

Get the Summary of Mark J. Kohler's The Tax and Legal Playbook in 20 minutes. Please note: This is a summary & not the original book. "The Tax and Legal Playbook" by Mark J. Kohler provides a comprehensive guide for individuals seeking to minimize tax liabilities and enhance wealth through entrepreneurship, real estate investment, and strategic tax planning. Kohler emphasizes the benefits of starting a side business for additional income and tax deductions, including expenses related to travel, home offices, and technology. He advocates for a lifestyle of spending less than one earns, investing in real estate, and generating passive income...

The Tax Rules Have Changed. Your Business Should, Too. The Tax Cut and Jobs Act of 2017 marks the biggest tax reform in more than 30 years. The changes to the tax code are complex (especially for the small-business owner), but you don't have to go it alone. CPA and Attorney Mark J. Kohler delivers a comprehensive analysis of the new tax and legal structure you desperately need to help make the new tax law work for you. In this revised edition of The Tax and Legal Playbook, Kohler reveals clear-cut truths about tax and legal planning and delivers a practical, play-by-play guide that helps you build wealth, save on taxes, and protect your assets. Using real-world case studies, tax-savvy tips, game plans, and discussion points, Kohler coaches you through the complexities of the tax game of the small-business owner. You'll also learn how to: Examine your business needs and pick the right business entity for you Build your personal and corporate credit in eight steps Implement affordable asset protection strategies Take advantage of underutilized business tax deductions Pick the right health-care, retirement, and estate plans Bring on partners and investors the right way Plan for your future with self-directed retirement funds Reading from cover to cover or refer to each chapter as needed, you will come away wiser and better equipped to make the best decisions for your business, your family, and yourself.