Many people cringe when they hear the word credit. The credit system is complicated, scary, and sometimes might even appear overwhelming. However, it can be understood and even controlled if you possess the right knowledge. With this book in your hands, you are about to become a credit master. You will know exactly what your credit scores are based on and how you can control them. You will learn the secrets the credit bureaus donÍt want you to know about their computers, systems, and tainted past. You will uncover unethical creditor tactics that are being used right now to ruin your credit. You will even have access to credit bureau dispute methods, letters, and advanced letters I personally use, which will all help you remove inaccurate items from your credit report.

In his exuberant and professional style, the renowned credit game changer Derrick Pickett offers practical advice and techniques for how to get out of a bad credit situation make your life more rewarding.Derrick's professional advice, as attested by numerous clients, has stood the test of time and this book will help you on how to:* Understand the rules of credit* Know the difference between good and bad credit* Raise your credit score free and fast* Start planning your success story

If You Want to Play the Game of Credit Scoring-Know the Rules to WIN! Like it or not, your credit score matters. Your FICO score can determine how successful you are-not just in your business dealings but also in your daily life. Every day, decisions are being made based on your credit score. If the score number is too low, your higher interest rates could be costing you thousands of dollars each and every year. Your credit score could prevent you from getting a new cell phone plan, a new car, or even a new job. It's more important now than ever for you to make sure your credit score is not only accurate but at an optimal level. Credit scores can be improved, if you're willing to commit to the 90-Day Credit Challenge. Simply follow the steps that I took-follow the Game Plan. I've developed a simple and easy step-by-step method for getting the most out of your credit score and for making sense of what may seem extremely confusing. Eager to win the credit game? Let's go! The 90-Day Credit Challenge will: Teach you how FICO credit scoring works Provide tools to maximize your credit score Help you work directly with your creditors to resolve issues, using the sample letters and forms provided Show you how to save money on new or existing loans Help you achieve the solid credit rating you are in search of-and how to maintain it Jeanne Kelly is a nationally recognized voice in credit consulting, the founder and president of The Kelly Group Credit Consulting, Inc., one of the most legitimate and successful credit consulting companies in the United States. In 2011 she founded The Credit Owl, an online credit education and coaching service that relies on the 90-Day Credit Challenge found in this book (www.TheCreditOwl.com). Jeanne Kelly lives in New York's Hudson Valley and is a frequent business blogger for the Huffington Post.

Dana Neal knows first hand the consequences of bad credit - how a financial setback can leave you unable to buy a house or car, rent an apartment, get insurance or even land a job. But the former collection agency insider also knows that flawless credit is in everyone's reach. In easy-to-understand terms, the author explains how the credit game is played, the roles of the various players, and the ways in which the credit industry stacks the odds against consumers He then presents a straightforward, no-nonsense plan to show you how to win the credit game by getting others to play by your rules!

Understanding credit and how it works is one of the best kept secrets out there. It is a game we are all required to play, but they never gave us the rules of how to play. In this book, not only will I teach you the rules, I will teach you The Offence, The Defense and the Playing Field of Credit, so you too can win the credit game.The Credit Smack Down covers what makes up your credit and how to understand it. You will discover the things you should keep doing, start doing or most importantly stop doing with your credit to avoid the credit smack down!

Here's how to play the credit game so you can save more money and get the best deals while minimizing risks. Are you frustrated because your loan application always gets rejected due to a low credit score? Are you wondering how you can increase your credit score so banks and creditors will lend you the amount of money you need? Are you planning to open a credit account, but you're not confident that you will use it properly? Whether you're about to open your first credit account or you just want to improve an existing one, it's always a smart decision to know how you can use your credit to your advantage. According to Entrepreneur, millionaires use their credit to accumulate wealth. They know how to make it work for them, and not against them. It may take some extra strategic thinking at first, but you will greatly benefit from it. A good credit score will allow you to borrow the amount of money you need with less friction from a creditor. When they see that you have a good credit history, they will be even willing to give you a lower interest rate and other better deals. Let this book guide you on what you should do to minimize the risks and maximize the benefits. Inside, you will discover: How rich people use credit to build their wealth by employing these 2 simple strategies The most powerful force in the universe according to Albert Einstein (hint: you'll be surprised it's not about physics) -- and how you can use this to grow your money tenfold How you can benefit from having a good credit score -- and what to do to increase it The bills you should pay off first to get your interest payments down and cut your losses 5 ways banks and creditors determine whether or not to lend you money and at what interest rate How to pay your creditor strategically (you'll save a lot of money if you do this!) How to build your credit score fast while paying little to no interest and without the risk of losing your assets What harms your credit score big time -- and what you can do to avoid this risk How to dispute errors on your credit report -- see a sample of a dispute letter you may send to a credit bureau to effectively resolve the issue Telephone scripts you can use with your credit card company to negotiate better terms And much more. You don't need any financial background to understand the strategies provided inside. This guide was made simple so anyone can grasp the techniques, even if you consider yourself terrible with numbers. Don't delay equipping yourself, especially when it comes to managing your money. It's time to practice winning the credit game to stop wasting money and start getting the best deals you need. If you want to win the credit game so you can save more money and build your assets the smart way, then scroll up and click the "Add to Cart" button right now.