Consumers have known about credit reports for a long time; we're well aware that lenders rely on them to determine whether they want to do business with us. Any time we want to buy a house, rent an apartment, or take out a loan, it's a safe assumption that one or several reporting agencies are going to be contacted to provide our credit history. But we don't always realize that there's a single element on that report that determines success or failure, and that's a three-digit number called a credit score. Created by Fair Isaac and Company, this formerly secret FICO number was until fairly recently available only to lenders and businesses, and although it's hush-hush no longer, many of us still don't understand it because there hasn't been enough information on what it is and what exactly lenders are looking for. And we certainly haven't known how to make it work for us rather than against us. In The Complete Idiot's Guide to Improving Your Credit Score, author Lita Epstein clearly explains what your credit score is and how it impacts your life. Rather than putting the focus squarely on credit emergencies, it provides everything readers need to know to raise their score and keep it high, now and in the future.

Extremely accessible, with over 300 photos and illustrations, this guide is geared for the true home improvement beginner, with a visual glossary included.

Presents strategies and techniques designed to increase reading speed, and improve comprehension and retention of a variety of reading materials.

Covers all elements of effective and grammatically-correct writing, including electronic formats, for any type of situation from research papers to business memos.

A higher education without falling deep in debt. With the lack of financial aid, grants, and scholarships available today due to the economic climate, parents and students need serious help in finding ways to pay for college. Savings plans and resources have disappeared. Loans seem impossible to pay off. That's where The Complete Idiot's Guide® to Paying for College steps in. It helps develop an action plan for people to budget and pay for college right now, and if necessary, strategize repayment after graduation. It also explains how to: • Find ways to lower the cost of tuition and room and board • Find honest–to–goodness free money • Discover more affordable options like college credit for military service, peer–to–peer lending, or attending nontraditional colleges and universities

Put the brakes on costly car bills. The Complete Idiots Guide to Auto Repair Illustratedcovers everything readers need to know about their automobiles, from the tires up. Tailor-made for true novices, it shows them how to make some of the most basic repairs themselves nd teaches them enough to feel confident that theyll never be taken for a ride by a mechanic again. More than 300 easy-to-understand illustrations and a 50-page self-diagnosis guide organized for quick identification of what s wrong New- and used-car warranty information Step-by-step illustrated instructions on how to conduct routine maintenance An overview of how each system steering and suspension, cooling, electrical works

Describes the parts of a bicycle and how they work, basic maintenance procedures, the proper tools to use, and how to handle roadside emergencies and repairs.