Follow God's process for growth and learn how you can benefit from life's challenging experiences with this book by bestselling inspirational author T.D. Jakes. In this insightful book, #1 New York Times bestselling author T.D. Jakes wrestles with the age-old questions: Why do the righteous suffer? Where is God in all the injustice? In his most personal offering yet, Bishop Jakes tells crushing stories from his own journey-the painful experience of learning his young teenage daughter was pregnant, the agony of watching his mother succumb to Alzheimer's, and the shock and helplessness he felt when his son had a heart attack. Bishop Jakes wants to encourage you that God uses difficult, crushing experiences to prepare you for unexpected blessings. If you are faithful through suffering, you will be surprised by God's joy, comforted by His peace, and fulfilled with His purpose. Crushing will inspire you to have hope, even in your most difficult moments. If you trust in God and lean on Him during setbacks, He will lead you through.

Communicate boldly and effectively like never before with the help and guidance of a #1 New York Times bestselling author and trusted Bishop. #1 New York Times bestselling author Bishop Jakes has been speaking in front of audiences large and small for decades, and over the years, he has learned a thing or two about communicating with audiences. Now, for the first time ever, Bishop Jakes shares his wisdom and skills he’s learned to help readers communicate better themselves. Whether you are preparing to speak on stage before thousands or present at the next budget meeting, preach a sermon or deliver a diagnosis, this book is full of practical advice and solutions to help you get your message across. Readers will learn: The process Bishop Jakes uses to create his sermons, which connect with hundreds of thousands each week How to tailor you message for your intended audience The importance of body language How to be ready to make every opportunity count When and how to use silence to speak for you Why how you present yourself matters Drawing lessons from Scripture and his own life, Jakes gives career advice for those who have or want to grow into a speaking career, but he also provides clear direction and insight for everyone who gives presentations, writes emails, or talks to other people in their job or home life. In this book, Bishop Jakes gives you tools and skills so that you can communicate better.

While focusing on his core mission to preach the gospel worldwide, T.D. Jakes has seen many good people not spend enough quality time with family, friends, and God. They have gotten so swept up in the daily grind that they have failed to live the rich life that God desires for each of His people. In his new book, Jakes provides readers with strategies that will help them rejuvenate their life and turn their "busyness" into a "business." All readers-not just entrepreneurs-will benefit from Jakes' insightful advice so that they can use the days God has blessed them with wisely and finish each day strong!

Shares uplifting advice about the virtues of forgiveness, offering strategic and biblically based advice on how to achieve peace and personal fulfillment by letting go of past wrongs.

Credit risk remains one of the major risks faced by most financial and credit institutions. It is deeply connected to the real economy due to the systemic nature of some banks, but also because well-managed lending facilities are key for wealth creation and technological innovation. This book is a collection of innovative papers in the field of credit risk management. Besides the probability of default (PD), the major driver of credit risk is the loss given default (LGD). In spite of its central importance, LGD modeling remains largely unexplored in the academic literature. This book proposes three contributions in the field. Ye & Bellotti exploit a large private dataset featuring non-performing loans to design a beta mixture model. Their model can be used to improve recovery rate forecasts and, therefore, to enhance capital requirement mechanisms. François uses instead the price of defaultable instruments to infer the determinants of market-implied recovery rates and finds that macroeconomic and long-term issuer specific factors are the main determinants of market-implied LGDs. Cheng & Cirillo address the problem of modeling the dependency between PD and LGD using an original, urn-based statistical model. Fadina & Schmidt propose an improvement of intensity-based default models by accounting for ambiguity around both the intensity process and the recovery rate. Another topic deserving more attention is trade credit, which consists of the supplier providing credit facilities to his customers. Whereas this is likely to stimulate exchanges in general, it also magnifies credit risk. This is a difficult problem that remains largely unexplored. Kanapickiene & Spicas propose a simple but yet practical model to assess trade credit risk associated with SMEs and microenterprises operating in Lithuania. Another topical area in credit risk is counterparty risk and all other adjustments (such as liquidity and capital adjustments), known as XVA. Chataignier & Crépey propose a genetic algorithm to compress CVA and to obtain affordable incremental figures. Anagnostou & Kandhai introduce a hidden Markov model to simulate exchange rate scenarios for counterparty risk. Eventually, Boursicot et al. analyzes CoCo bonds, and find that they reduce the total cost of debt, which is positive for shareholders. In a nutshell, all the featured papers contribute to shedding light on various aspects of credit risk management that have, so far, largely remained unexplored.

A valuable introduction to Signals and Systems, this textbook has been developed by the author from his experience of teaching this particular subject to undergraduate students. It is suitable for B.E./B.Tech students in such disciplines as Electrical Engineering, Electronics and Communication Engineering, Computer Science and Engineering, Information Technology, and Biomedical Engineering. The book provides a clear understanding of the issues that students face in assimilating this highly mathematical subject. It is a comprehensive analytical treatment of signals and systems with a strong emphasis on solving problems. Each topic is supported by sufficient numbers of solved examples. Besides, a variety of tricky objective type questions have been included at the end of every chapter. Emphasizing systems approach, the book offers a unified treatment of both continuous-time and discrete-time signals and systems. The analysis tools such as Fourier transform, Laplace transform, sampling theorem and Z-transform are presented elaborately. Conceptual understanding is reinforced through plenty of worked examples. The book concludes with a chapter focused on realization of Finite Impulse Response (FIR) and Infinite Impulse Response (IIR) filters. Several appendices provide the requisite background mathematical material for ease of reference by the students