The universe has many selfless people—people who drop everything and go out of their way to help others in need. Aruna Gobalan isn't one of them. But that changed during the year. Amidst the global pandemic of 2020, she felt a call to give back. Aruna recognized she was one of the fortunate few to have weathered the pandemic reasonably unscathed. She and her family managed to stay healthy through the crisis, and she still had a job. She found herself feeling guilty, restless, and like she could be doing more to help. So, she turned to her mediation cushion in search of inner peace. As she contemplatively fidgeted away, guilt gave way to inspiration -- she had an epiphany. She decided to embark on a 21-day secret giving project to seek out and personally thank unsung heroes in the community. Not usually one to approach strangers on the street and hand them money, Aruna took herself out of her comfort zone and into many a comical situation. She found herself tracking down postal workers, teachers, and sanitation workers to press money into their hands -- but more importantly, to make sure they knew how appreciated they were. This book is a collection of twenty short essays, one for each day of giving. Woven with Aruna's personal experiences, memories, and observations -- some funny, some lighthearted, and all real and raw. Through these essays, Aruna hopes to entertain and inspire you to undertake similar projects of your own.

Personal finance 101—without the homework or quizzes Most of us graduate high school with a basic understanding of history, math, science, and literature, but when it comes to personal finance—arguably the topic that we use most in our daily lives—we feel lost or overwhelmed. No longer! Cast aside your fear of FICO scores and your confusion about credit cards, because Scott Gamm, founder of HelpSaveMyDollars.com and student at NYU Stern School of Business is here to help. MORE MONEY, PLEASE is a comprehensive, easy-to-understand introduction to money management. Gamm walks readers through the basics of personal finance, from savings accounts to student loans, including: •The rules for building a budget—and sticking with it •How to pay for college without getting into tons of debt •Why getting a credit card is a good thing—if you pick the right one •How to use your smart phone to pay bills on time •Why it’s important to save for retirement right now A must-read for college students and recent grads, MORE MONEY, PLEASE will show you how to take control of your finances.

Personal finance 101—without the homework or quizzes Most of us graduate high school with a basic understanding of history, math, science, and literature, but when it comes to personal finance—arguably the topic that we use most in our daily lives—we feel lost or overwhelmed. No longer! Cast aside your fear of FICO scores and your confusion about credit cards, because Scott Gamm, founder of HelpSaveMyDollars.com and student at NYU Stern School of Business is here to help. MORE MONEY, PLEASE is a comprehensive, easy-to-understand introduction to money management. Gamm walks readers through the basics of personal finance, from savings accounts to student loans, including: •The rules for building a budget—and sticking with it •How to pay for college without getting into tons of debt •Why getting a credit card is a good thing—if you pick the right one •How to use your smart phone to pay bills on time •Why it’s important to save for retirement right now A must-read for college students and recent grads, MORE MONEY, PLEASE will show you how to take control of your finances.

With DNA there are always forks in the road. This is the story of two young girls finding their love and making decisions that affect the rest of their lives. For all the time we take to grow up we should learn from our past, yet sometimes the future dreams look far better than "today's reality." So many distractions that fill our everyday. Sometimes the routine is what we are looking for. Yet are so willing to give it away. Choices, changes and results of those decisions.

This book describes the difficulties a family encounters as they live through a heartrending journey with a son who has chosen a life of addiction. Many families will be able to relate to the scenarios within their own lives. It is written with an interesting twist of nursery rhymes revised to describe a young man’s attempt at life. Don't be surprised to read that Cliff could jump over the moon or that the Son came down and washed the devil out. In this account of a family’s attempt at normalcy, one realizes that a life guided by Christ will never be normal, because He specializes in the unbelievable. The faith of a mother, the grace of the Lord, and the undeniable hold of addiction are all rolled up in this story of a boy who always seems to be just beyond the window.

For every student who’s ever worried about spending a lifetime in the third grade and for every teacher who’s faced a class where nobody remembered to bring milk money, these thirty-eight poems capture the excitement, challenge, heartbreak, and wonder of life in elementary school. Through her fresh, lively word pictures, Dakos manages to find surprises in every corner of the school.