Now in its fifth year of printing, and for the first time ever - in large print - Solving The Retirement Puzzle With 4 Easy Pieces has become a guidebook for soon to be and recent retirees alike. Coauthored by Peter Wechsler, Your Retirement Quarterback(R), and Jeremy A. Wechsler, Esq., Your Estate Planning and Asset Protection Attorney, Solving The Retirement Puzzle leads you through the potential minefields of both retirement and estate planning. Having focused exclusively on retiree issues for the past 15 years, Peter and Jeremy know the importance of having a solid, secure plan for your nonwork years to ensure reliable income and peace of mind, even amidst up and down markets. As Your Retirement Quarterback(R), Peter explains how he helps folks navigate the many challenges involved in retirement planning. Using their "Four Step Discovery Review Process" as a guide, the pages of Solving The Retirement Puzzle start with Peter's exploration of Income and Tax Planning, along with Risk Exposure and Risk Comfort Level. Those principles established, Jeremy then tackles Estate and Elder Planning. You've worked hard to build your nest egg. You saved, you scrimped and you sacrificed - determined to retire comfortably and leave a lasting legacy for those you love. Now, you must strive to protect and preserve that nest egg while also using it for your future and the future of your kids and grandkids. But you can't do it alone. Peter and Jeremy, and Solving The Retirement Puzzle With 4 Easy Pieces, have the information and insight you need.

Protect Your Nest Egg & Retire in Comfort According to the actuaries, many of us will live into our late 90s and early 100s. That's a LONG retirement! In fact, many of us will be in retirement for more years than we worked. The big concern for many is the worrisome possibility of running out of money before running out of time. In Solving the Retirement Puzzle, Peter Wechsler and his son Jeremy, lead you through the potential minefields of both retirement and estate planning. Having focused exclusively on retiree issues for the past 10 years, Peter knows the importance of income and tax planning along with assessing your risk comfort level, after 11 years of a down or sideways market. As "Your Retirement Quarterback®," Peter explains how he helps folks navigate the many challenges involved in "retirement planning." Using their "Four Step Discovery Review Process," Peter takes you through the first three steps while Jeremy tackles the fourth step, Estate and Elder Planning. You've worked hard to build your nest egg. You saved, you scrimped and you were determined to retire comfortably. Now, you must strive to protect and preserve that nest egg while also leveraging it for your future and for the future of your kids and grandkids, nieces and nephews. Peter and Jeremy share with you valuable insights, tools and techniques that will help you sleep well at night while enjoying your retirement years.

Since its first printing in 2012, Solving The Retirement Puzzle With 4 Easy Pieces has become a guidebook for soon-to-be and recent retirees alike. Coauthored by Peter Wechsler, retirement & income planning specialist, and Jeremy A. Wechsler, Esq., Your Estate Planning and Asset Protection Attorney, Solving The Retirement Puzzle leads you through the potential minefields of both retirement and estate planning. Having focused exclusively on retiree issues for the past 18 years, Peter and Jeremy know the importance of having a solid, secure plan for your nonwork years to ensure reliable income and peace of mind, even amidst up and down markets. As an Investment Advisor Representative and retirement & income planner, Peter explains how he helps folks navigate the many challenges involved in retirement planning. Using their “Four Step Discovery Review Process” as a guide, the pages of Solving The Retirement Puzzle start with Peter’s exploration of Income and Tax Planning, along with Risk Exposure and Risk Comfort Level. Those principles established, Jeremy then tackles Estate and Elder Planning. You’ve worked hard to build your nest egg. You saved, you scrimped and you sacrificed - determined to retire comfortably and leave a lasting legacy for those you love. Now, you must strive to protect and preserve that nest egg while also using it for your future and the future of your kids and grandkids. But you can’t do it alone. Peter and Jeremy, and Solving The Retirement Puzzle With 4 Easy Pieces, have the information and insight you need.

Many experts have labeled the current state of retirement in America as the "Retirement Cliff." And they say it was brought about by several factors, including the massive numbers of baby boomers retiring in the next fifteen years, the shift from traditional pensions over to 401(k) type plans that began in the 1980s, minuscule retirement savings, increasing debt and a lack of adequate financial knowledge. Perhaps the most surprising thing about the entire notion of retirement in America today is how little anybody seems to know about financial well-being in retirement. Didn't they teach this stuff in school? Apparently not. Plain and simple, for many Americans today, financial planning for retirement requires improvement. Your financial well-being in retirement involves much more than the size of your 401(k) or your brokerage account or your Social Security or your pension (if you're lucky enough to have one). Many Americans picture in their minds what will be sufficient to retire. Unfortunately, that picture falls far short of what they will actually need. The retirement cliff is an unsettling reality facing millions and it demands that people prepare for retirement in a complete different way. This is especially true for those in the retirement "Red Zone," which is a ten-year period of time beginning five years before you retire and ending five years into retirement. This ten-year red zone is so important because the decisions you make during this period regarding your retirement might be the most critical decisions you'll ever make. One of the problems people face in the Red Zone is the issue of planning for increasing life expectancies, meaning the nest eggs that retirees accumulate before retirement will have to last longer during retirement. The world is a much tougher, and unforgiving place than it was in the past. There are so many things to know today. So many rules and regulations to follow. So many pitfalls and traps to fall into. The government wants as much of your nest egg as it can possibly tax away from you! Inflation and the volatile stock market are waiting to gobble up large parts of your retirement nest egg. This book is about financial well-being in retirement. It presents itself as a retirement puzzle containing five primary pieces. Puzzle Piece #1: Diversify and Protect Assets in Retirement Puzzle Piece #2: Proper Income Planning for Retirement Puzzle Piece #3: Taxes in Retirement and Beyond Puzzle Piece #4: Health Care and Long-Term Care Planning Puzzle Piece #5: Proper Estate Planning Each piece of the puzzle interlocks with the other pieces. No one piece stands alone. To ignore even one piece, or to improperly address the shape and relevance of each piece, can jeopardize the integrity of the entire puzzle. This book explains how you can better manage your assets in retirement. In a concise way, this book prepares you for financial well-being and peace-of-mind during your golden years.

From America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process: Quit Today No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line. Pay Cash You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible. Don't Retire Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss. Die Broke It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.

The author, a computer science professor diagnosed with terminal cancer, explores his life, the lessons that he has learned, how he has worked to achieve his childhood dreams, and the effect of his diagnosis on him and his family.