Do you have a shadow of a life? Did you know that 67% of caregivers die before the person they are taking care of? Are you sleep deprived, physically, emotionally, financially or mentally drained, or bankrupt? In Saving Seniors’ Savings, Gerontologist Therese Johnson explains where to find resources to get caregivers and the money to pay for them, as well as plenty of financial resources that are available to everyone. Do you need a day off? Do you feel guilty because you don’t have enough time to care for your loved one or, enough money to get help for them? In this book, you will learn: -How to find the money to pay for Senior Care Services -How to eliminate your stress, exhaustion, time and money restraints that cause you guilt -How to prevent you or your loved one from losing their hard earned savings -How to get the help you need for your loved one so you can stay healthy and happy -How to create a personalized plan for yourself and not just the ones you love As a caregiver, if you’re not healthy, and you are constantly stressed, you won’t be able to continue to take care of your loved ones. If you’re under financial stress, this book will show you how to get the help and resources you need. Author Therese Johnson is a freelance writer and book author, local TV producer, radio show host on Money 105.5FM’s “Senior Moments”, and the founder of Senior Care Of Sacramento. She is a Gerontologist, community and social service specialist, continuing education provider, and administrator for residential care facilities for the elderly (RCFE). She is also an Alzheimer’s Specialist and certified nurse’s assistant. Johnson is passionate about optimizing the quality of life for senior citizens, through taking an integrative medicine approach to their care, as well as engaging in social and financial advocacy on their behalf. Johnson is also the founder and Executive Director of the Integrated Alzheimer’s Research Group, which provides Alzheimer’s intervention and prevention training. She is the founder and president of the Alzheimer’s Reiki Program, which offers continuing education for nurses and caregivers, taking a holistic approach to treating and holding in remission Alzheimer’s, multiple sclerosis, cardiovascular disease, diabetes, and cancer. Johnson is also a volunteer for Sutter Auburn Faith Hospice.

Prepares facilitator to present a 90-minute program designed to provide older adults with basic money management concepts for a fixed budget.

The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Want to save money on your cell phone? Want to save money on your TV costs? Want to save money on your dentist bills, food, and more? "2016 Survival For Seniors: Money Saving Tips" has up-to-date information on how you can save money in today's rapidly changing world. This book isn't about coupon clipping or stock investing. Instead, it is about how you can take advantage of deals and special senior discounts already in existence at little to no costs to you. Why are you paying full price when you don't have to? Get this book and learn how to take advantage of all the senior savings that you qualify for today.

The Best Ever Book of Money Saving Tips for Seniors: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Seniors waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Seniors is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Seniors won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Senior who wastes money?

The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.