A jornada financeira de muitos começa com a simples curiosidade: como posso fazer meu dinheiro crescer? A resposta está na magia dos juros compostos. Mas o que é isso, exatamente? Imagine que você tenha um jardim e planta uma árvore. No início, o crescimento é lento, quase imperceptível. Mas com o tempo, a árvore começa a crescer e, eventualmente, dá frutos. O mesmo princípio se aplica aos juros compostos. No começo, os ganhos podem parecer pequenos, mas à medida que o tempo passa, eles se acumulam e se multiplicam, resultando em um crescimento exponencial. Os juros compostos ocorrem quando você ganha juros não apenas sobre o valor inicial investido, mas também sobre os juros que já foram acumulados. É como um efeito bola de neve: o dinheiro que você ganha em juros é reinvestido e começa a gerar seus próprios juros. Esse ciclo contínuo cria um crescimento exponencial que pode transformar uma quantia inicial modesta em uma soma considerável ao longo dos anos. Para ilustrar, considere um investimento inicial de R$1.000 com uma taxa de juros composta de 5% ao ano. No primeiro ano, você ganharia R$50 em juros. No segundo ano, os juros seriam calculados sobre R$1.050 (o valor inicial mais os juros acumulados), resultando em R$52,50. Esse processo se repete, e os ganhos aumentam a cada período. O segredo aqui é que a mágica dos juros compostos não é apenas uma questão de aumento linear, mas sim de multiplicação exponencial. Por que isso é tão poderoso? A resposta está no tempo. Quanto mais tempo seu dinheiro permanecer investido, mais significativo será o impacto dos juros compostos. Por exemplo, se você começar a investir R$1.000 aos 20 anos com uma taxa de juros de 5% ao ano e deixar o investimento crescer até os 60 anos, o valor final será significativamente maior do que se você começasse aos 40 anos. Isso ilustra a importância de começar cedo para aproveitar ao máximo o poder dos juros compostos. Aprenda Muito Mais...

Tourism and Entrepreneurship: International Perspectives provides an innovative, interdisciplinary approach. This book takes as its central theme the role of entrepreneurship in the context of regional, local and national tourism development. By engaging with top academics in both tourism and entrepreneurship this book delivers a cohesive, interdisciplinary examination of the most recent developments in both tourism and entrepreneurship. Several key themes are explored and articulated through the following concepts and issues: tourism, innovation and entrepreneurship; the role and nature of individual and collective entrepreneurship in different contexts; the role of tourism in responding to development opportunities created by global forces; and finally, issues associated with tourism strategies and policies. Divided into four parts, the book reflects on the most relevant areas of tourism entrepreneurship: * Understanding the conceptual basis of tourism entrepreneurship * Creative use of entrepreneurship and processes of social innovation * Tourism entrepreneurship mediating the global–local divide * Sectoral strategies and policy issues of tourism entrepreneurship Tourism and Entrepreneurship: International Perspective: * Explains the impact of tourism entrepreneurship on places and overall regional and destination development * Examines the role of the public sector in facilitating the need for sustainable tourism development * Examines the effects and implications of funding schemes and support programmes * Takes the owner, manager and entrepreneur as the starting point of analysis to explore specific issues * Allows practitioners and policy-makers to explore practical applications and best practice of theory through a diverse range of international case studies * Contributed to by an international team of leading scholars in tourism and entrepreneurship This book is a unique combination of theory, case studies and discussion highlighting the importance of entrepreneurial tourism activity for economic success. It is essential reading for students and researchers in both tourism and entrepreneurship.

An invaluable tool for learners of Portuguese, this Frequency Dictionary provides a list of the 5000 most commonly used words in the language. Based on a twenty-million-word collection of Portuguese (taken from both Portuguese and Brazilian sources), which includes both written and spoken material, this dictionary provides detailed information for each of the 5000 entries, including the English equivalent, a sample sentence, and an indication of register and dialect variation. Users can access the top 5000 words either through the main frequency listing or through an alphabetical index. Throughout the frequency listing there are also thrity thematically-organized ‘boxed’ lists of the top words from a variety of key topics such as sports, weather, clothing and relations. An engaging and highly useful resource, A Frequency Dictionary of Portuguese will enable students of all levels to get the most out of their study of Portuguese vocabulary. Former CD content is now available to access at www.routledge.com/9780415419970 as support material. Designed for use by corpus and computational linguists it provides the full text in a format that researchers can process and turn into suitable lists for their own research work.

The classic samurai novel about the real exploits of the most famous swordsman. Miyamoto Musashi was the child of an era when Japan was emerging from decades of civil strife. Lured to the great Battle of Sekigahara in 1600 by the hope of becoming a samurai—without really knowing what it meant—he regains consciousness after the battle to find himself lying defeated, dazed and wounded among thousands of the dead and dying. On his way home, he commits a rash act, becomes a fugitive and brings life in his own village to a standstill—until he is captured by a weaponless Zen monk. The lovely Otsu, seeing in Musashi her ideal of manliness, frees him from his tortuous punishment, but he is recaptured and imprisoned. During three years of solitary confinement, he delves into the classics of Japan and China. When he is set free again, he rejects the position of samurai and for the next several years pursues his goal relentlessly, looking neither to left nor to right. Ever so slowly it dawns on him that following the Way of the Sword is not simply a matter of finding a target for his brute strength. Continually striving to perfect his technique, which leads him to a unique style of fighting with two swords simultaneously, he travels far and wide, challenging fighters of many disciplines, taking nature to be his ultimate and severest teacher and undergoing the rigorous training of those who follow the Way. He is supremely successful in his encounters, but in the Art of War he perceives the way of peaceful and prosperous governance and disciplines himself to be a real human being He becomes a reluctant hero to a host of people whose lives he has touched and been touched by. And, inevitably, he has to pit his skill against the naked blade of his greatest rival. Musashi is a novel in the best tradition of Japanese story telling. It is a living story, subtle and imaginative, teeming with memorable characters, many of them historical. Interweaving themes of unrequited love, misguided revenge, filial piety and absolute dedication to the Way of the Samurai, it depicts vividly a world Westerners know only vaguely. Full of gusto and humor, it has an epic quality and universal appeal. The novel was made into a three-part movie by Director Hiroshi Inagai. For more information, visit the Shopping area

"The main thrust of this book is to deliver a major critique of materialist and rationalist explanations of social and cultural forms, but the in the process Sahlins has given us a much stronger statement of the centrality of symbols in human affairs than have many of our 'practicing' symbolic anthropologists. He demonstrates that symbols enter all phases of social life: those which we tend to regard as strictly pragmatic, or based on concerns with material need or advantage, as well as those which we tend to view as purely symbolic, such as ideology, ritual, myth, moral codes, and the like. . . ."—Robert McKinley, Reviews in Anthropology

Marxism and the Critique of Value aims to complete the critique of the value-form that was initiated by Marx. While Marx's "esoteric" critique of value has been rediscovered from time to time by post-Marxists who know they've found something interesting but don't quite know which end is the handle, Anglophone Marxism has tended to bury this esoteric critique beneath a more redistributionist understanding of Marx. The essays in this volume attempt to think the critique of value through to the end, and to draw out its implications for the current economic crisis; for violence, Islamism, gender relations, masculinity, and the concept of class; for revolutionary practice and agency; for the role of the state and the future of the commons; for the concepts that come down to us from Enlightenment thought: indeed, for the manifold phenomena that characterize contemporary society under a capitalism in crisis.