Tom Klobucher s new book RETIREMENT Thee Best is Yet to come, provides us with The Retirement Roadmap for the time of your life. What is the secret to a successful retirement? Tom shares twenty-five bold steps to a happy, positive, fullled and engaged retirement. And why is this subject so important today? The Baby Boomer Factor. There is staggering data on the consequences of 78 million Baby Boomers (those born between 1946 and 1964) who will be entering the rolls of retirement, over the next three to six years. Research shows that most of this age group has done little or no preparation, for this life changing event! And, they have little or no savings to carry them through these retirement decades ahead, and no clue, or plans for meaningful activities or relationships during this next third of their lives! Today we are told that aer only one year of retirement, 60% t70% of retired people are unhappy and disappointed with their quality of life! This can lead to negative results such as: alcohol abuse, mental anxiety, and other cognitive related conditions. The Book, RETIREMENT The Best is Yet to Come, provides a pathway of hope for a happy, positive, and engaged retirement that will ensure that every year of you retirement will be your best yet!"

Do you wish your later years came with a manual? While we all face fears about growing older, we can still approach our time and our relationships with faith, fun, and fulfillment. God gives us his grace to take risks and make decisions at this stage of our lives—with wisdom, peace, and joy. Find out how your second half of life can be the best years yet!

-8.25 x 8.25 in. -Matte cover -Includes: -13 framed pages with 4 lines and blank space to include a written note or memory and photo -11 framed blank pages to paste in hand-written notes, photos, write a memory, etc. -6 framed lined pages for notes and memories

A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Happy Retirement Guest Book for guests to share their well wishes, and memories.

When college professor Mike Bellah took an early retirement buyout, he expected the golden years to live up to the carefree, happy times pictured in the magazine ads. But, within weeks, the reality of lost idenity and limited funds left him panicked and depressed. In "The Best is yet to be", Dr. Bellah uses extensive research, personal narrative and real-time blogs to explain how he got his hope back, and with it, discovered the secret to a happy retirement. --Back cover