"...fresh, realistic, and comprehensive solutions for the millions of Americans who haven't saved enough for retirement." --NANCY COLLAMER, Public Speaker, Career Coach, and Author of Second-Act Careers: 50+ Ways to Profit Your Passions During Semi-Retirement When financial planning expert Melissa Phipps decided to quit her 9-to-5 and start her own business, she told herself, "the time is now." It wasn't retirement, but it was the first step. Not long after, she found herself in the middle of a large and unanticipated financial dilemma. And in order to survive it, she had to make some major changes that ultimately came down to one thing: redefining retirement. The Retirement Rescue Plan will prepare you for retirement in a way that takes you into account--allowing you to define "retirement" in a new, realistic, and exciting way. The goals are simple: work less, earn enough, and be happier than ever. Are you ready to get planning? Assess what makes you happy--it sounds obvious, but when was the last time you took an honest look at what you really wanted? Gain control of your finances by reviewing your savings, expenses and budget with sample worksheets and exercises Generate ideas for continued earnings by considering your unique skills and interests; and find extra inspiration by reading real-life retirement success stories Ensure your security with five methods to avoid common retirement planning mistakes Nothing compares to the joy and relief you will feel when you find your way from financial despair to a fulfilling future, as you start to enjoy retirement in a way that works for YOU.

America’s public universities educate 80% of our nation’s college students. But in the wake of rising demands on state treasuries, changing demographics, growing income inequality, and legislative indifference, many of these institutions have fallen into decline. Tuition costs have skyrocketed, class sizes have gone up, the number of courses offered has gone down, and the overall quality of education has decreased significantly. Here James C. Garland draws on more than thirty years of experience as a professor, administrator, and university president to argue that a new compact between state government and public universities is needed to make these schools more affordable and financially secure. Saving Alma Mater challenges a change-resistant culture in academia that places too low a premium on efficiency and productivity. Seeing a crisis of campus leadership, Garland takes state legislators to task for perpetuating the decay of their public university systems and calls for reforms in the way university presidents and governing boards are selected. He concludes that the era is long past when state appropriations can enable public universities to keep their fees low and affordable. Saving Alma Mater thus calls for the partial deregulation of public universities and a phase-out of their state appropriations. Garland’s plan would tie university revenues to their performance and exploit the competitive pressures of the academic marketplace to control costs, rein in tuition, and make schools more responsive to student needs. A much-needed blueprint for reform based on Garland’s real-life successes as the head of Miami University of Ohio, Saving Alma Mater will be essential for anyone concerned with the costs and quality of higher education in America today.

The ultimate 12 week eating, mindset and fitness plan for a more energised, slimmer and healthier you. Lose up to 2.5 stone in 12 weeks without weighing, measuring, counting calories, looking at grams, or worrying!

"Looking to help someone who struggles with pornography? This book provides a trove of biblical strategies developed out of years of counseling experience-and you can use them right away"--

The American Rescue Plan Act of 2021, also called the COVID-19 Stimulus Package or American Rescue Plan, is a $1.9 trillion economic stimulus bill passed by the 117th United States Congress and signed into law by President Joe Biden on March 11, 2021, to speed up the United States' recovery from the economic and health effects of the COVID-19 pandemic and the ongoing recession.

Enables workplace responders to prepare for and respond to falls from height How do you rescue someone suspended in midair or trapped above ground? Author Loui McCurley, an expert in technical rope rescue with more than twenty-five years of experience, has the answers. Following her tested and proven advice, readers will learn how to prepare for and safely rescue "at-height" workers and others from "falls from height." The book fully bridges the gap between planning and execution, steering readers toward simple workplace-specific solutions. Moreover, it explains how to develop and implement a comprehensive protection program, enabling all organizations and their employees to fully prepare themselves to respond to a fall from height. Falls from Height is divided into four parts: Part I: Regulatory Considerations, Rescue Plans, and Developing a Rescue Capability underscores the need for a rescue program, explaining how to fully leverage available resources to optimize the program. Part II: Equipment, Systems, and Skills details the skills that all rescuers should have and the equipment they need to perform a rescue at height. Part III: Putting It All Together discusses principles of rigging, single-rescuer methods, and group-rescuer methods. Part IV: Successful Workplace Planning examines the unique challenges of different workplace environments and then offers a step-by-step guide for implementing the book's recommendations. Based on the premise that a fallen worker must be rescued quickly and efficiently, without putting others in harm's way, Falls from Height is a must for all workplace responders, enabling them to prepare for and respond to fall victims like experienced rescuers.

"Set in 1942 New York and Berlin, [this is a novel] about the life-giving powers of storytelling, and the heroism that can be inspired by love. In essence, it is two love stories. It is the story of a child who worships his parents, then loses his father to an accident and his mother to her resulting grief. And it is the story of a young man who stumbles into the romance of his life, then watches her decline, forever changing the arc of his future. Each is propelled by the belief that if he acts heroically enough, it will restore some part of what--or whom --he has lost"--Provided by publisher.