Having trouble with percents and ratios? With a clear and simple style, Lucille Caron and Phil St. Jacques help students get a handle on percents and ratios. They will learn reduce ratios, find equivalent ratios, and the relationship of ratios and proportion. Then they will learn the meaning of percents, and how they relate to fractions and ratios. Calculation techniques are clearly explained and many examples are included throughout the book. Whether you are looking to learn this information for the first time, on your own or with a tutor, or you would like to review your math skills, this book will be a great choice.

For generations, it has been an axiom that the purchase of a home is the greatest single investment the average person makes. The corollary has always been thatif you take good care of that homeit will inevitably be a good investment, permitting you to sell your home at a profit or allowing you to take out a large loan on the equity youve built up. While the axiom is still true, the corollary is no longer true. Many Americans have lost their homes due to the Great Recession and still more owe more on their homes than the homes are worth. People once made a lot of money on flipping homes; now many wonder if they should buy homes at all. There are unmistakable signs that we are headed into an even worse recession, making any housing decisions more important than ever. An acknowledged expert, Dr. Carol Roskey has spent a lifetime in studying all aspects of the housing field from financing to the best kinds of insulation. With her help, you can make well informed decisions.

Building Smart, Resilient and Sustainable Infrastructure in Developing Countries contains the papers presented at the International Conference on Development and Investment in Infrastructure (DII-2022). The contributions cover a wide range of topics related to infrastructure issues on the African continent: Sustainable Infrastructure Development Smart Infrastructure and Cities Quality and Resilient Infrastructure Education, Empowerment, Gender Equity, Wellness and Development Environmental and Waste Management/Facilities & Real-Estate Management Infrastructure, Investment and Finance- Trends and Forecasts Infrastructure: Shock Events, Procurement, Project Management, Health & Safety Infrastructure: Economic, Social/Environmental Sustainability Digital Innovation and transition in the built environment Building Smart, Resilient and Sustainable Infrastructure in Developing Countries evaluates innovations, empowerment, growth and sustainable development of infrastructure development in Africa, and aims at administrators, academics, and professionals.

This book presents select papers from the International Conference on Smart Materials and Techniques for Sustainable Development (SMTS) 2019. The contents focus on a wide range of methods and techniques related to sustainable development fields like smart structures and materials, innovation in water resource development, optical fiber communication, green construction materials, optimization and innovation in structural design, structural dynamics and earthquake engineering, structural health monitoring, nanomaterials, nanotechnology and sensors, smart biomaterials and medical devices, materials for energy conversion and storage devices, and IoT in sustainable development. This book aims to provide up-to-date and authoritative knowledge from both industrial and academic worlds, sharing best practice in the field of smart materials analysis. The contents of this book will be beneficial to students, researchers, and professionals working in the field of smart materials and sustainable development.

'Managing Smart' examines the challenges facing today's management and provides fast, practical answers for solving common workplace situations. It presents step-by-step instructions for mastering more than 300 key real-world management tasks. This condensed business guide includes information on: * Leadership techniques * Labor management * Strategic planning * Time management * Marketing and sales techniques * Career development * Key business concepts * Management tools * Information systems Among many other management topics, 'Managing Smart' also shows you how to: * Set project goals and priorities * Increase efficiency * Comply with employment and labor benefits * Manage finances Management professionals and novices alike will improve their effectiveness, skills, and knowledge with these concise reference tips.

Seven years after the financial crisis of 2008, financiers remain villains in the public mind. Most Americans believe that their irresponsible actions and complex financial products wrecked the economy and destroyed people’s savings, and that bankers never adequately paid for their crimes. But as Economist journalist Andrew Palmer argues in Smart Money, this much maligned industry is not only capable of doing great good for society, but offers the most powerful means we have for solving some of our most intractable social problems. From Babylon to the present, the history of finance has always been one of powerful innovation. Now a new generation of financial entrepreneurs is working to revive this tradition of useful innovation, and Palmer shows why we need their ideas today more than ever. Traveling to the centers of finance across the world, Palmer introduces us to peer-to-peer lenders who are financing entrepreneurs the big banks won’t bet on, creating opportunities where none existed. He explores the world of social-impact bonds, which fund programs for the impoverished and homeless, simultaneously easing the burden on national governments and producing better results. And he explores the idea of human-capital contracts, whereby investors fund the educations of cash-strapped young people in return for a percentage of their future earnings. In this far-ranging tour of the extraordinarily creative financial ideas of today and of the future, Smart Money offers an inspiring look at the new era of financial innovation that promises to benefit us all.