Overcoming the Saving Slump
Title | Overcoming the Saving Slump PDF eBook |
Author | Annamaria Lusardi |
Publisher | University of Chicago Press |
Pages | 406 |
Release | 2009-10-15 |
Genre | Business & Economics |
ISBN | 0226497100 |
The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government. Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile. This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded—or failed—in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi’s findings will be invaluable for economists and anyone facing retirement.
Striving to Save
Title | Striving to Save PDF eBook |
Author | Margaret Sherrard Sherraden |
Publisher | University of Michigan Press |
Pages | 336 |
Release | 2010-02-08 |
Genre | Business & Economics |
ISBN | 0472117122 |
The struggles of low-income families trying to build savings accounts
Saving for Retirement
Title | Saving for Retirement PDF eBook |
Author | Gordon L. Clark |
Publisher | Oxford University Press |
Pages | 223 |
Release | 2012 |
Genre | Business & Economics |
ISBN | 0199600856 |
As individuals assume greater responsibility for retirement saving, the book analyses how people save and make financial decisions, taking into account the behavioural revolution and the effect of society and context. It shows an integrated approach to individual financial decision-making is necessary to address the apparent planning shortfall.
Continuing to Broaden the Marketing Concept
Title | Continuing to Broaden the Marketing Concept PDF eBook |
Author | Dawn Iacobucci |
Publisher | Emerald Group Publishing |
Pages | 328 |
Release | 2020-09-17 |
Genre | Business & Economics |
ISBN | 1787548244 |
Review of Marketing Research is a publication covering the important areas of marketing research with a more comprehensive state-of-the-art orientation. The chapters in this publication review the literature, offer a critical commentary, develop an innovative framework and discuss future developments, as well as present specific empirical studies.
Escaping Paternalism
Title | Escaping Paternalism PDF eBook |
Author | Mario J. Rizzo |
Publisher | Cambridge University Press |
Pages | 509 |
Release | 2019-12-05 |
Genre | Business & Economics |
ISBN | 1108775667 |
The burgeoning field of behavioral economics has produced a new set of justifications for paternalism. This book challenges behavioral paternalism on multiple levels, from the abstract and conceptual to the pragmatic and applied. Behavioral paternalism relies on a needlessly restrictive definition of rational behavior. It neglects nonstandard preferences, experimentation, and self-discovery. It relies on behavioral research that is often incomplete and unreliable. It demands a level of knowledge from policymakers that they cannot reasonably obtain. It assumes a political process largely immune to the effects of ignorance, irrationality, and the influence of special interests and moralists. Overall, behavioral paternalism underestimates the capacity of people to solve their own problems, while overestimating the ability of experts and policymakers to design beneficial interventions. The authors argue instead for a more inclusive theory of rationality in economic policymaking.
Banking on a Revolution
Title | Banking on a Revolution PDF eBook |
Author | Terri Friedline |
Publisher | Oxford University Press, USA |
Pages | 313 |
Release | 2020-12 |
Genre | Business & Economics |
ISBN | 0190944137 |
"The Revolution Will Not Be Financed takes the perspective that the financial system needs a revolution-and not the impending revolution driven by technology. Studying various ways the financial system advantages whites by exploiting and marginalizing Black and Brown communities, Terri Friedline challenges the optimistic belief that fintech can expand access to banking and finance. Friedline applies the lens of financialized racial neoliberal capitalism to demonstrate the financial system's inherent racism, and explores examples from student loan debt, corporate landlords, community benefits agreements, and banking and payday lending. She makes the case that the financial system needs a people-led revolution that centers the needs, experiences, and perspectives of those that it has historically excluded, marginalized, and exploited"--
Client Psychology
Title | Client Psychology PDF eBook |
Author | CFP Board |
Publisher | John Wiley & Sons |
Pages | 336 |
Release | 2018-03-13 |
Genre | Business & Economics |
ISBN | 1119436265 |
A Client-Centered approach to Financial Planning Practice built by Research for Practitioners The second in the CFP Board Center for Financial Planning Series, Client Psychology explores the biases, behaviors, and perceptions that impact client decision-making and overall financial well-being. This book, written for practitioners, researchers, and educators, outlines the theory behind many of these areas while also explicitly stating how these related areas directly impact financial planning practice. Additionally, some chapters build an argument based solely upon theory while others will have exclusively practical applications. Defines an entirely new area of focus within financial planning practice and research: Client Psychology Serves as the essential reference for financial planners on client psychology Builds upon and expands the body of knowledge for financial planning Provides insight regarding the factors that impact client financial decision-making from a multidisciplinary approach If you’re a CFP® professional, researcher, financial advisor, or student pursuing a career in financial planning or financial services, this book deserves a prominent spot on your professional bookshelf.