AT ITS ANNUAL MEETING in 1957, the Royal Society of Canada, celebrating the seventy-fifth anniversary of its foundation, departed from the accustomed pattern of its meetings. Instead of assembling in separate sections, Fellows from each Section of the Society were asked to contribute to a conspectus, focused by their specialized knowledge and trained discrimination, to reveal to the Society and to others certain trends and tendencies in Canada. Subjects and contributors are: "These Seventy-Five Years" (Presidential Address by W. A. Mackintosh); "The Roles of the Scientist and the Scholar in Canada's Future" (W. A. Mackintosh, David L. Thomson); "The Penalties of Ignorance of Man's Biological Dependence" (E. G. D. Murray, K. W. Neatby, I. McT. Cowan, G. H. Ettinger, R. H. Manske); "The Social Impact of Modern Technology" (N. A. M. MacKenzie, V. W. Bladen, E. W. R. Steacie, W. H. Watson); "Our Economic Potential in the Light of Science" (H. C. Gunning, J. E. Hawley, L. M. Pidgeon, B. S. Keirstead, Maurice Lamontagne); "Human Values and the Evolution of Society" (G.-H. Lévesque, T. W. M. Cameron, A. S. P. Woodhouse, R. Elie, Roy Daniells); "Let Us Look to Our Human Resources" (F. H. Underhill, J. K. W. Ferguson, L.-P. Dugal, W. B. Lewis). The volume is further prefaced by the address given by His Excellency the Right Honourable Vicent Massey, Governor-General of Canada, "The Weighing of Ayre."

A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. 40,000 first printing.

From the authors of the national bestseller 13 Bankers, a chilling account of America’s unprecedented debt crisis: how it came to pass, why it threatens to topple the nation as a superpower, and what needs to be done about it. With bracing clarity, White House Burning explains why the national debt matters to your everyday life. Simon Johnson and James Kwak describe how the government has been able to pay off its debt in the past, even after the massive deficits incurred as a result of World War II, and analyze why this is near-impossible today. They closely examine, among other factors, macroeconomic shifts of the 1970s, Reaganism and the rise of conservatism, and demographic changes that led to the growth of major—and extremely popular—social insurance programs. What is unquestionably clear is how recent financial turmoil exacerbated the debt crisis while creating a political climate in which it is even more difficult to solve.

-- Why a 13% credit card can cost more to pay off than a 19% one-- Where to get consolidation loans with no credit check-- How to create a rapid repayment plan based on your personality-- The eight essential keys to successful debt consolidation-- How to avoid consolidation traps that can lead to bankruptcy or foreclosure

Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.

The next twenty years will be completely unlike the last twenty years. The world is in economic crisis, and there are no easy fixes to our predicament. Unsustainable trends in the economy, energy, and the environment have finally caught up with us and are converging on a very narrow window of time—the "Twenty-Teens." The Crash Course presents our predicament and illuminates the path ahead, so you can face the coming disruptions and thrive--without fearing the future or retreating into denial. In this book you will find solid facts and grounded reasoning presented in a calm, positive, non-partisan manner. Our money system places impossible demands upon a finite world. Exponentially rising levels of debt, based on assumptions of future economic growth to fund repayment, will shudder to a halt and then reverse. Unfortunately, our financial system does not operate in reverse. The consequences of massive deleveraging will be severe. Oil is essential for economic growth. The reality of dwindling oil supplies is now internationally recognized, yet virtually no developed nations have a Plan B. The economic risks to individuals, companies, and countries are varied and enormous. Best-case, living standards will drop steadily worldwide. Worst-case, systemic financial crises will toss the world into jarring chaos. This book is written for those who are motivated to learn about the root causes of our predicaments, protect themselves and their families, mitigate risks as much as possible, and control what effects they can. With challenge comes opportunity, and The Crash Course offers a positive vision for how to reshape our lives to be more balanced, resilient, and sustainable.