Descubra como as fintechs estão contribuindo para a transformação da cidadania financeira dos negros no Brasil. Este estudo, de maneira inédita e inovadora, investiga os possíveis efeitos das startups financeiras na promoção da cidadania financeira da maioria da população brasileira. Conforme o IBGE, a população negra. Ao examinar os desafios enfrentados e os resultados surpreendentes, revela-se o potencial das fintechs para promover a cidadania financeira no âmbito da inclusão e educação financeira. No entanto, também destacam-se áreas que precisam de melhorias para garantir a proteção e participação do consumidor negro no sistema financeiro. A pesquisa se deu a partir de um grupo de consumidores negros que apontaram suas percepções e sentimentos, por meio de questionário e entrevistas, quanto aos produtos financeiros ofertados pelas instituições financeiras tradicionais e pelas fintechs.

This report describes the development of the green bond market as an innovative instrument for green finance, and provides a review of policy actions and options to promote further market development and growth. Since 2007-08, so-called “green bonds” have emerged and the market has risen from ...

Since the early 2000s, state-led and innovation-focused strategies have characterized the approach to development pursued in countries around the world, such as China, India, and South Korea. Brazil, the largest and most industrialized economy in Latin America, demonstrates both the opportunities and challenges of this approach. Over the course of nearly 20 years, the Brazilian government enacted various policies and programs designed to strengthen the country’s capacity to innovate. It increased spending on science and technology, encouraged greater collaboration between industry and universities, and fostered the creation of new institutions whose primary aim was to facilitate greater private research and development (R&D) spending. In this book, the editors unite a diverse array of empirical contributions around a few key themes, including public policies, institutions and innovation ecosystems, and firms and industries, that collectively make the case for a new, forward-looking innovation agenda aimed at addressing persistent challenges and exploiting emerging opportunities in Brazil. Its conclusions offer valuable lessons for other developing and emerging economies seeking to accelerate innovation and growth in the modern age. With its interdisciplinary and wide-ranging contribution to the study of innovation, as well as attention to broader policy implications, this book will appeal to scholars and professionals alike.