Ini adalah susunan nota-nota tentang kewangan peribadi yang disusun daripada semua post #notaduit di FB saya di (http://facebook.com/robotys). Semua nota ini ditulis dari sudut pandang dan konteks "Makan Gaji tetapi Kaya Harta". Maka bahasa dan isinya lebih berat ke arah orang Makan Gaji. Bukan usahawan dan bisnesman. Jauh sekali dari sudut seorang financial planner. Itu untuk siri nota seterusnya, #notabisnes. Mengapa tulis #notaduit terlebih dahulu? Kerana kewangan peribadi adalah tapak pertama untuk membina kekayaan. Kewangan peribadi ibarat pertahanan, manakala buat bisnes adalah serangan. Jika kita menyerang tetapi pertahanan punah, tetaplah kita kalah perang. Marilah kita perkukuhkan pertahanan kewangan peribadi kita. Selamat membaca!

The coastal tropics comprise some of the most sensitive and yet the most understudied ecosystems in the world. Coastal plains and river valleys are also home to agriculture on a vast scale, and it is not surprising to find that streams and rivers receive the majority of agricultural runoff, carrying the residues of insecticides, fungicides and other pesticides into estuaries and coastal zones. There is a growing awareness of the urgent need to develop strategies to help productive, healthy and economically viable agriculture to coexist with natural resources. Pesticide Residues in Tropical Coastal Ecosystems brings together toxicology experts from around the world to assess pesticide burdens in many of the major food-producing tropical countries. It provides a unique set of case studies, chronicling pesticide usage and its ecotoxicological impact in coastal regions. A practical guide to recent research findings and applications, it is essential reading for environmental professionals, ecotoxicologists, marine chemists and agrochemists.