The financial crisis exposed unsavory results of interactions between low- and moderate-income households and alternative and mainstream financial institutions: overleveraged incomes, high cost for financial services, and lack of access to useful financial products that can cushion against economic instability. It revealed a financial services system that is not well designed to serve these households, leaving them without financial slack. Pivotal analysis, focusing on metropolitan Detroit's low- and moderate-income neighborhoods, examines household decision making processes, behaviors, and attitudes toward a full range of financial transactions during the subprime lending boom. The author advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers.

If your company’s goal is to become fast, responsive, and agile, more efficiency is not the answer--you need more slack. Why is it that today’s superefficient organizations are ailing? Tom DeMarco, a leading management consultant to both Fortune 500 and up-and-coming companies, reveals a counterintuitive principle that explains why efficiency efforts can slow a company down. That principle is the value of slack, the degree of freedom in a company that allows it to change. Implementing slack could be as simple as adding an assistant to a department and letting high-priced talent spend less time at the photocopier and more time making key decisions, or it could mean designing workloads that allow people room to think, innovate, and reinvent themselves. It means embracing risk, eliminating fear, and knowing when to go slow. Slack allows for change, fosters creativity, promotes quality, and, above all, produces growth. With an approach that works for new- and old-economy companies alike, this revolutionary handbook debunks commonly held assumptions about real-world management, and gives you and your company a brand-new model for achieving and maintaining true effectiveness.

You get so much more done when you Slack! Ever wondered what it would be like to be less overwhelmed, more efficient, and much more engaged at work? A way you can make all that happen is, of course, to Slack. Actually, it’s to use Slack, the business communications platform that’s revolutionized how groups work together. This comprehensive guide shows how—as well as why—there are now millions of users of this flexible, fun, and intuitive workspace tool. Presented in a clear, easy-to-follow style, Slack For Dummies takes you from the basics of getting started with the service all the way through how to get your teams Slacking together for all they’re worth. You’ll also find case studies showing how Slack increases productivity and how to replicate that in your organization, as well as tips on getting buy-in from the boss. Introduce Slack to your workflow Understand roles and features Analyze user data Keep your Slacking secure So, take a peek inside and discover how you can cut the slack using Slack—and clue your teams in on how there is actually a way to Slack off for improved results!

A Good Morning America Book Club Pick! • A work-from-home comedy where WFH meets WTF. • "An absurd, hilarious romp through the haunted house of late-stage capitalism." —Carmen Maria Machado, author of In the Dream House Told entirely through clever and captivating Slack messages, this irresistible, relatable satire of both virtual work and contemporary life is The Office for a new world. Gerald, a mid-level employee of a New York–based public relations firm has been uploaded into the company’s internal Slack channels—at least his consciousness has. His colleagues assume it’s an elaborate gag to exploit the new work-from home policy, but now that Gerald’s productivity is through the roof, his bosses are only too happy to let him work from ... wherever he says he is. Faced with the looming abyss of a disembodied life online, Gerald enlists his co-worker Pradeep to help him escape, and to find out what happened to his body. But the longer Gerald stays in the void, the more alluring and absurd his reality becomes. Meanwhile, Gerald’s colleagues have PR catastrophes of their own to handle in the real world. Their biggest client, a high-end dog food company, is in the midst of recalling a bad batch of food that’s allegedly poisoning Pomeranians nationwide. And their CEO suspects someone is sabotaging his office furniture. And if Gerald gets to work from home all the time, why can’t everyone? Is true love possible between two people, when one is just a line of text in an app? And what in the hell does the :dusty-stick: emoji mean? In a time when office paranoia and politics have followed us home, Calvin Kasulke is here to capture the surprising, absurd, and fully-relatable factors attacking our collective sanity ... and give us hope that we can still find a human connection.

A Book of Poetry and Inspiration introduces the work of Mildred Dessasos with some of her writings and poetry for children.