"How do I get the most out of my money? Can I splurge if I want to? Where do I find my credit score? How do I improve my credit and deal with debt? There are so many investments, how do I choose? Spend and invest your hard earned dollars in an effective way! "Moneylicious"is an easy-to-understand guide for anyone who wants to learn about money and personal finance. Twenty-something Ornella Grosz will help you recover from, or better yet avoid, the slippery slope of debt!"Moneylicious: A Financial Clue for Generation Y" explains the basics of: investing, banking, purchasing your first home, the importance of spending with a touch of humor (yes, you can buy $100 pair of jeans), and much more! For Gen Y . . . written by Gen Y . . . Moneylicious provides a great financial roadmap. Ornella's willingness to share her own stories not only engages the reader but creates a learning environment where the basics of money and investing are not only explained . . . but shared in a way that is entertaining as well as experiential. 'This book should be required reading for all young people in high school and college. Armed with the knowledge that Ornella shares, the readers will be prepared to not only survive . . . but to thrive in the financial world they face.' ~Sharon Lechter, Founder and CEO of Pay Your Family First, member of the first President¿s Advisory Council on FinancialLiteracy, the AICPA Financial Literacy Commission and co-author of the National Bestseller Think and Grow Rich¿Three Feet From Gold

Financial independence is right around the corner for those who know how to look. Do you always wonder where you lose your hard-earned money? Do you struggle to make ends meet despite a frugal lifestyle? Do you wiFinsh to break free of a debt-ridden lifestyle? Do you wish to lead a financially fuilling llfife? If your answer is YES to any of the questions above, this book will prove a worthy investment of your time and money. The book shows a step-by-step approach to overcoming debts and creating financial savings. Regardless of financial status, anyone can implement all the methodologies described in this book. These methodologies are quite simple and can be applied immediately for the betterment of one’s personal finances

"James Ray's debut in the film, The Secret, thrust him into the spotlight. . . appearances on Oprah and Larry King Live... 'Tragedy in Sedona' is a behind the scenes look at the rise and fall of the James Ray Empire, through the eyes of an ultimately disenchanted follower. Connie Joy takes you on her personal and authentic journey-from being a devoted member of James' inner circle andDream Team to...trying to warn others." ~From the Foreword by forensic psychiatrist Dr. Carole Lieberman Follow Connie Joy inside the seminars and once-in-a-lifetime trips to Egypt and Peru for an up close look at the transformative work of a charismatic teacher-and the underlying danger of mixing up the message with the messenger! In 2007, Connie participated in Ray's sweat lodge, a Native American ceremonial sauna meant to be a place of spiritual renewal and mental and physical healing. It turned out to be only a test of endurance for Connie and many of the participants. Her prediction that someone could be seriously hurt came true in October 2009 when three people died and 18 participants were injured during a sweat lodge run by James Arthur Ray and his staff. After injuries at his previous events, why didn't Ray get the message he was literally playing with fire? Connie and her husband attended 27 events over three years presented by James Arthur Ray, "Rock Star of Personal Transformation." As this book is released, Ray is charged with three counts of manslaughter and faces a criminal trial in Arizona as well as numerous civil suits.

A twelve year-old Tohono O'odham boy and his grandfather embark on a hazardous journey across Arizona's borderland desert to the summit of legendary Baboquivari Peak to seek the spirits of their ancestors. Treacherous mountain passes, ruthless drug smugglers, and the mystery of ancient petroglyphs prove the ultimate test of their dedication to one another on a quest to the place where I'itoi, the first O'odham, walked Mother Earth.

Confused about Demonetization? Not really sure what it was about? Do you have a vague idea but are not sure about certain aspects? Then this is the book for you. Discover the answers to all your queries here, as we explore: -Job prospects after demonetization -What demonetization means for you as a layman -Whether demonetization spells well for all economic classes -India's infrastructural support f or a digital economy -The reforms needed to support demonetization -Its impact on sectors as different as retail, real estate, telecom and banking The storm that swept away all your old currency may have settled down but the landscape it has left behind is a changed one. Inspiring not just a backlash and intense debates but new start-up opportunities, demonetization is still not ready to be relegated to the trash can of history.

Inflation is a fact of life. Over time, prices for most goods and services invariably rise. If they fall, it is not for long. Economists even say that a moderate level of inflation is essential to a healthy economy. Readers evaluate what an unhealthy level of inflation is, what causes it, and how a period of high inflation is felt by the average person and his or her family. Readers explore exactly what inflation is, how, at moderate levels, it can help drive a healthy economy, and, at unacceptably high levels, it can destroy purchasing power and continued economic growth. Most importantly, the author reveals the concrete effects that inflation has upon federal, state, and local governments, on local businesses and municipalities, and on individuals and families. Charting exactly how prices rise, paychecks fail to keep pace, and economic activity slows down, this book traces all the many ripple effects of inflation throughout the economy, placing particular emphasis on how inflation affects the daily lives of ordinary people.

Middle school and high school students spend more money than ever these days, but most have very little (if any) knowledge when it comes to personal finances. The truth is that most schools don't have time to teach a Personal Finances 101 course. So what are today's students (and their parents) to do? Peterson's Don't Break the Bank comes to the rescue! It's a brand new, easy-to-comprehend guide to help students become financially savvy. Readers will find such financially relevant chapters as All About Money, Part-Time Jobs and Ways to Make Money; Analyzing Your Paycheck; Making Sense Out of Banking; Online Banking and Bill Paying; Saving for a Rainy Day; Understanding Debt and Credit; Charge It! (Paying with Plastic); Don't Spend It All in One Place: Creating-and Sticking to-a Budget; Money U: Managing Your Finances While in College; Investing; and How to Make Your Money Grow! Inside you'll find: A student-friendly design, with short chapters, fun graphics, and insightful sidebars-easy for busy students to read in their on-the-go lives. Expert guidance on ways to make extra money, saving vs. spending, ways to budget, the ins and outs of credit and credit cards, financial aid and scholarships, and more. Valuable advice from finance experts and from students, who share their own stories of financial woes and triumphs Glossary of important financial terms-to help teens succeed on their road to financial literacy Helpful appendix of additional resources, including links to Web sites for further information