NATASHA hanyalah gadis kampung. Pertemuannya dengan Asyraf walaupun tanpa sepatah kata menimbulkan bait-bait kasih dalam hatinya. Begitu juga dengan Asyraf. Dia tahu Anuar, sahabat baiknya mencintai Natasha. Hakikatnya, dia hanyalah manusia biasa yang tidak dapat menolak gelora hati yang semakin membara. Mujur masih berbaki iman dan taqwa. Natasha keliru. Jiwa dia ditagih oleh dua jejaka. Kasih pada Asyraf tidak pernah padam tetapi halangan orang tua membuatkan dia pasrah. Saat hatinya mula terbuka buat Anuar yang setia menanti, Asyraf hadir kembali mendambakan kasihnya.

Herlina bukan tiada pendidikan tinggi tetapi desakan hidup membuatnya terima sahaja pekerjaan maid di Borneo Amazon Homestay, Tawau. Sebuah pusat penginapan tidak jauh dari Lost World, Maliau Basin Sabah sangat pelik tempatnya. Setiap malam di bilik hostelnya, ada sahaja gangguan yang dialaminya. Peliknya hanya dirinya sahaja mengalaminya. Kenapa yang lain santai dan tiada? Blok ‘Rawalingga’ itu mempunyai struktur bangunan lain dari yang lain. Lalu, perlahan-lahan semakin terbongkar rahsia gelap kejahatan bersemadi di tapak hostel itu. Semuanya bermula dari ratusan tahun dahulu. Jaga-jaga! Jangan terpedaya apa yang kau lihat. / PETAKA DI RAWALINGGA Lima gadis, dengan agenda tersendiri menyertai satu penggambaraan telemovie realiti seram yang dikelolakan oleh seorang pemuda bernama Syahsyamusa. Daliana, Rosmuna, Widelia, Amani, Faeza dan Cahaya berjaya dalam uji bakat yang diadakan. Mereka ditawarkan dengan wang sebanyak RM 50,000 sebagai bayaran. Sebuah Hostel yang baru dibina tidak diduduki menjadi sasaran lokasi penggambaraan. Pelakon-pelakon hantu bersedia untuk memainkan peranan.Dan kisah seram lima gadis itu pun bermula… Jangan celopar, bila jumpa di depan mata baru kau diam! / SYY...

The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.

2019 PROSE Award Subject Category Winner - Multivolume Reference/Humanities. Honorable Mention for RUSA’s 2019 Dartmouth Medal. The definitive reference in the field of English language teaching The TESOL Encyclopedia of English Language Teaching explores the theoretical and practical aspects of English language instruction by providing an essential, go-to reference resource for educators, professionals, researchers, and students world-wide. Over 750 entries written by leading practitioners and scholars from around the globe reflect the collaborative efforts of a truly international team of editors and advisory board members. The Encyclopedia is arranged thematically and entries are ordered A-Z within each of these themes. Fifteen key topic areas are covered: Approaches & Methods Assessment English as an International Language NNESTs Organizational Issues Sociocultural Aspects Teaching Grammar Teaching Listening Teaching Reading Teaching Speaking Teaching Vocabulary Teaching Writing Technology Training & Development Current Trends and Future Directions in English Language Teaching (online only) Each entry is organized into three sections: “Framing the Issue,” “Making the Case,” and “Pedagogical Implications,” in which the Author presents proven applications and recommendations that may be immediately employed. Unparalleled in scope, The TESOL Encyclopedia of English Language Teaching is an indispensable professional resource for all ELT/ESL practitioners everywhere. This work is also available as an online resource at www.tesolencyclopedia.com. NEW THEME: 27 newly published articles covering Current Trends and Future Directions in English Language Teaching, edited by John I. Liontas - now published online only!

Do you know that exhausting feeling of searching high and low for a true meaningful love and life purpose of this life? “That was exactly how I feel about the Quran. I was so busy finding happiness and love to fill the emptiness in my heart. None worked. Until I found the Quran.” Building a relationship with Quran cannot happen in one day. It will take years. It will be a long journey of trying to fall in love with the Quran, but it will be worthwhile.

This course is for intermediate and above students who need to speak English in connection with academic work.