This book will spell out the main principles of investment which are for all time and all times. It doesn't matter what country you live in, or what tax rules you follow, the fundamental principles of investment remain the same. People who are investing (nearly everyone, whether they realise it or not) ignore any of these principles at their peril. Yet, depending on economic times and individual circumstances, they are frequently ignored.

Going into retirement is not the January holidays: a few weeks away and then back to normal. This is a major life transition and it's for keeps. Few of us think of retirement as a 20 or 30-year period of our life that will see our wants, needs and finances change. But the reality is that retirement doesn't happen on a single day. It's a transition that takes place over a long period of time. In the New Zealand Retirement Guide, best-selling finance writer Martin Hawes leads New Zealanders through the task of planning for a retirement that will deliver them the best years of their life. By focusing on where you will live, the kind of lifestyle you will have, how much income you will receive and how you could spend it, Hawes provides the key to enjoying a rewarding and stress-free retirement. Practical examples, case studies and helpful links to website resources make this an indispensible guide for anyone thinking about retirement, as well as for retirees wanting to prepare for the next stage of their life. By following Martin Hawes' advice and getting your finances under control, you'll be well on the way to realising your dreams in retirement.

This revised and updated edition of Martin Hawes' bestselling book on shares has been written to help both novice and experienced investors. Anyone can make money from the sharemarket and Martin shows us how by starting with first principles and then explaining the 7 secrets to becoming a successful investor. Recent upheavals in the investment landscape mean that it is now more important than ever to understand the sharemarket and to include shares as part of a balanced investment portfolio.

An expert best-selling guide to everything you need to know about property investment. Well-known and well-respected financial writer Martin Hawes has a reputation for being able to explain quite complex concepts in simple language. That stands him in good stead with this title. He offers a strategy for profitable property investment along with a wealth of practical advice: how, what and when to buy, the negotiation process, finance, gearing, tax considerations, how to value property, etc. He offers tips on seeking out bargain properties and enhancing their value, and guidelines for managing properties once they are part of your portfolio. Property Investment: A Strategy for Success is an excellent guide for anyone wishing to diversify their investment portfolio.

Fully revised edition of the one-stop financial reference book. Whether you're a student grappling with a loan, or a homeowner needing straightforward information about investments, real estate and tax, or simply looking for the best way to pay off your mortgage, this fully revised edition of a bestseller by one of this country's leading financial writers is the indispensible guide to everyday finances. With subjects ranging from planning your budget to sharing income in a relationship, Martin Hawes provides sensible, clearly written advice, recently updated to take account of New Zealand's challenging post GFC economy, including information on property investment, finance companies, the Portfolio Investment Entity (PIE) regime and changes to KiwiSaver. The financial world is complex and ever changing, and it pays to stay informed and up-to-date. Written by one of New Zealand's most highly regarded financial experts, this book also covers pertinent points of law that sooner or later will touch the lives of every New Zealander.

Personal finance experts Martin Hawes and Joan Baker show you how to develop the skills and attitude to help you become rich and stay financially set for life.