Managing a Consumer Lending Business
Title | Managing a Consumer Lending Business PDF eBook |
Author | David Lawrence |
Publisher | |
Pages | 288 |
Release | 2013-03-08 |
Genre | |
ISBN | 9780971753730 |
"Managing a Consumer Lending Business," 2nd edition, summarizes the lore and knowledge of the business in the early 21st century. It covers many subjects a good manager should know: the importance of how to attract enough good accounts to offset the inevitable bad accounts that every lender will get, controlling line sizes, encouraging use by good customers/controlling the use by bad customers, managing profitability with predictability, if he or she is to effectively run a high-volume consumer business. The second edition covers some of the problems the financial services industry experienced in the early 2000s and some of the resulting regulations implemented. The updated MIS demonstrates and compares this later period to earlier results for the industry.
Managing a Consumer Lending Business
Title | Managing a Consumer Lending Business PDF eBook |
Author | David Lawrence |
Publisher | |
Pages | |
Release | 2012-03-16 |
Genre | Business & Economics |
ISBN | 0971753717 |
Consumer and Business Credit Management
Title | Consumer and Business Credit Management PDF eBook |
Author | Robert Hartzell Cole |
Publisher | McGraw-Hill/Irwin |
Pages | 502 |
Release | 1998 |
Genre | Business & Economics |
ISBN | 9780256187045 |
This text addresses the challenges that result from change and growth within the financial services and credit industry. It features a comprehensive case study and discusses issues related to technology, the Internet and on-line credit.
Fair Lending Compliance
Title | Fair Lending Compliance PDF eBook |
Author | Clark R. Abrahams |
Publisher | John Wiley & Sons |
Pages | 356 |
Release | 2008-03-14 |
Genre | Business & Economics |
ISBN | 9780470241899 |
Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management "Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood "Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk." --Frank A. Hirsch Jr., Nelson Mullins Riley & Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. "This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans." --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution "[Fair Lending Compliance]...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America's emerging domestic markets." --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae '09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill
Credit Analysis and Lending Management
Title | Credit Analysis and Lending Management PDF eBook |
Author | Milind Sathye |
Publisher | Wiley |
Pages | 0 |
Release | 2003-03-04 |
Genre | Business & Economics |
ISBN | 9780470800416 |
Credit Analysis and Lending Management is a new Australasian text that focuses on the core lending functions of financial institutions, covering asset management, credit risk assessment and analysis, lending policy formulation and management, and the rise of new product development and marketing in the financial services sector. The value of any financial institution is measured by its ability to effectively manage and reduce its credit risk. This text details the structure of the credit organisation, including loan markets. Relevant financial statements are presented to develop students' interpretative and analytical understanding of financial statements. Features: * Developments in loan marketing and new loan products are profiled and assessed (see chapter 17.) * Problem loan management is discussed as a growing professional issue (see chapter 16). * Detailed case studies at the end of the text present a diverse set of professional scenarios that can be used for assignment, assessment and group work activities. * 'Industry insight' boxes profile current professional issues and identify industry developments. * 'A day in the life of...'boxes highlight the diversity of professional roles in the banking industry.
Unsecured Lending Risk Management
Title | Unsecured Lending Risk Management PDF eBook |
Author | Frank Tian |
Publisher | |
Pages | 274 |
Release | 2021-03-20 |
Genre | |
ISBN | 9781777592707 |
Unsecured Lending Risk Management provides a comprehensive introduction that will help readers quickly establish a holistic view of the risk management practices in this traditional, yet quickly evolving industry of unsecured lending. In this easy-to-follow guide, all behind-the-scenes risk management decisions and best practices are revealed.
Commercial Bank Management
Title | Commercial Bank Management PDF eBook |
Author | Benton E. Gup |
Publisher | John Wiley & Sons |
Pages | 552 |
Release | 1989 |
Genre | Business & Economics |
ISBN | 9780471846765 |
This book is all about commercial banking in the new, deregulated environment. It discusses how increased competition, new technology, and financial innovations are changing the way commercial banks do what they do - acquire funds and make investment and lending decisions. And since commercial banks, savings and loan institutions, and financial services companies are more alike than ever, what the reader learns here about commercial bank management applies to the other financial institutions as well.