Bankruptcy is the last resort that people turn to in order to deal with their major debts. Nobody ever wants to declare bankruptcy; however it is still a fact of life when you get in over your head. Bankruptcy is not something that you should be playing with. There are many people that will declare bankruptcy because they think this is an easy way out of debt. That is not true. In fact, declaring bankruptcy makes life quite a bit harder. While many people need to file for bankruptcy these days, not everyone knows that they can rebuild their credit afterward. Most people think that bankruptcy is a terrible thing that you carry around with you forever. This is not true. Unfortunately, you will have to carry this around for a few years, but not forever. Once you have declared bankruptcy, you will find that it will be very difficult to get credit for major purchases like houses, cars and personal loans. It may be difficult, but it is not impossible. That’s the best part. You can rebuild your good credit standing after you have declared bankruptcy. This is going to be your comprehensive guide to rebuilding your credit and bounce back from bankruptcy. You will learn: what bankruptcy really is, why people have to declare bankruptcy and how to rebuild your credit once you have declared bankruptcy. You will even learn why bankruptcy could be a good thing for you. Although bankruptcy is a last resort to paying off your creditors, it doesn’t have to be your last stop. You can build your credit back up and I am going to show you how to do it! Let Us Know What You Think!

Personal financial skills are learned not breed within us, because of this, I have set out in this book to help you learn some key post-bankruptcy financial skills so you will not just survive after filing bankruptcy but actually thrive after bankruptcy. Thankfully the fix is actually simple, straight forward, and included in your personal Game Plan at the end of the book. So let me assure you if you will follow a few simple steps there is actually life after bankruptcy!

THERE IS LIFE AFTER BANKRUPTCY - A GUIDE TO FINANCIAL RECOVERY is an upbeat, practical guide on how to put one's life back together after a bankruptcy. Written by Larry W. Smith, an experienced bankruptcy attorney, the book sets forth detailed steps on how to recover from a bankruptcy, both emotionally & financially. THERE IS LIFE AFTER BANKRUPTCY gives step-by-step practical instructions on how to rebuild credit, obtain a Visa & MasterCard, buy a car, furniture & even a home on credit, even with a recent bankruptcy on one's record. The book shows the reader how to obtain free copies of credit reports, remove negatives from the credit report, even the bankruptcy in certain cases & how to instantly add positive entries to credit reports. THERE IS LIFE AFTER BANKRUPTCY is how-to combined with self-help. While the bulk of the book offers practical, easy-to-follow steps to repair credit, the text is interwoven with encouragement & motivation & success stories advising readers to put the past behind them & move onto a life that is free of debt. To order contact: On-Line Marketing Concepts, Inc., 3580 Wilshire Blvd. #2000, Los Angeles, CA 90010. Phone: (213) 383-2222, Fax: (213) 380-8929.

Are you considering bankruptcy? Have you already filed for bankruptcy? "Life After Bankruptcy" will be an important tool in your library to create an improved financial future the day after you file. There are a number of things that you must take into consideration either before or after filing and this book addresses those details. The book also covers getting over the mental and emotional baggage that comes with bankruptcy. Most importantly this book will be a significant guide to help you begin rebuilding your credit and creating wealth as fast as possible. You will learn fundamental principles of finance, budgeting, investing and wealth creation. Follow this guide and you will build your credit faster than you thought possible and it will help you develop a plan to increase your wealth. If you are considering bankruptcy, find out the process the author went through after filing to see if you are prepared to take that next step. You'll have a heads up on getting back on your feet faster than you thought you could.

Some people who have filed bankruptcy believe that re-establishing credit means getting approved for a 29% interest car loan through AmeriCredit...or only using a debit card...or getting approved for a personal loan through a finance company. You can do better. You don't need to struggle with high-interest, back alley lenders to get the credit you want and need. That's what this book is all about. Life After Bankruptcy...compiled from the most popular and powerful issues of Stephen Snyder's newsletter of the same name, is designed for people (like you) who don't have the time to become experts in understanding all the loopholes you must know to re-establish your creditthe right way.

Not once at anytime did I imagine that this could happen to me. I always had great credit and a substantial income. During the financial downward spiral or meltdown, I kept thinking it would get better soon. I'll charge my bills and take cash advances to pay my Mortgage. Then the charge card bills start coming along with call after call from debtors. I stopped answering my phone after a while. Then reality set in, I realized I had no way of paying all this debt.I soon began to start and end my days with crying, self-blame, depression and fear. All I could think about is how I would provide for my children. I had to face the fact, there was no other way out of this financial disaster. Bankruptcy was my only choice. I thought I would never recover from my financial disaster, but I did, and you can too. I offer this book to you full of my own personal experience, decisions, steps and route back to recovery. I did it; I am both credit and financial worthy again and best of all, much wiser.