Lending Limits (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Lending Limits (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC) is amending its regulation governing lending limits for national banks to consolidate the lending limit rules applicable to national banks and savings associations and remove its separate regulation governing lending limits for savings associations. The OCC also is amending its rules to implement section 610 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which amends the statutory definition of "loans and extensions of credit" to include credit exposures arising from derivative transactions, repurchase agreements, reverse repurchase agreements, securities lending transactions and securities borrowing transactions. Pursuant to the OCC's authority in section 5200(d) of the Revised Statutes, the OCC is amending the lending limit rules to provide a temporary exception for the transactions covered by section 610 until January 1, 2013, in order to allow institutions a sufficient period to make adjustments to assure compliance with the new requirements. This book contains: - The complete text of the Lending Limits (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Regulatory Capital Rules, Liquidity Coverage Ratio - Definition of Qualifying Master Netting Agreement and Related Definitions (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules, Liquidity Coverage Ratio - Definition of Qualifying Master Netting Agreement and Related Definitions (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The OCC and Board (collectively, the agencies) invite comment on an interim final rule that amends the definition of "qualifying master netting agreement" under the regulatory capital rules, and the liquidity coverage ratio rule, as well as under the lending limits rule applicable to national banks and Federal savings associations. The agencies also are proposing to amend the definitions of "collateral agreement," "eligible margin loan," and "repo-style transaction" under the regulatory capital rules. The amendments are designed to ensure that the regulatory capital, liquidity, and lending limits treatment of certain financial contracts is not affected by implementation of special resolution regimes in foreign jurisdictions or by the International Swaps and Derivative Association Resolution Stay Protocol. This book contains: - The complete text of the Regulatory Capital Rules, Liquidity Coverage Ratio - Definition of Qualifying Master Netting Agreement and Related Definitions (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Regulatory Review Amendments (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Regulatory Review Amendments (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC) is revising its rules in order to reduce unnecessary regulatory burden, update certain rules, and make certain technical, clarifying, and conforming changes to its regulations. These revisions result from the OCC's most recent review of its regulations to ensure that they effectively advance our mission to promote the safety and soundness of the national banking system, ensure that national banks can compete efficiently in the financial services marketplace, and foster fairness and integrity in national banks' dealings with their customers, without imposing regulatory burden unnecessary to the achievement of those objectives. The revisions also further the purposes of the Economic Growth and Regulatory Paperwork Reduction Act of 1996, which, among other provisions, directs the OCC to identify and, if appropriate, eliminate regulations that are outdated, unnecessary, or unduly burdensome. This book contains: - The complete text of the Regulatory Review Amendments (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Basel III Conforming Amendments Related to Cross-References, Subordinated Debt and Limits Based on Regulatory Capital (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Basel III Conforming Amendments Related to Cross-References, Subordinated Debt and Limits Based on Regulatory Capital (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC) is making technical and conforming amendments to its regulations governing national banks and Federal savings associations to make those regulations consistent with the recently adopted Basel III Capital Framework. As part of these technical amendments, the OCC is revising and clarifying its regulations governing subordinated debt applicable to national banks and Federal savings associations. This book contains: - The complete text of the Basel III Conforming Amendments Related to Cross-References, Subordinated Debt and Limits Based on Regulatory Capital (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Community Reinvestment Act Regulations (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Community Reinvestment Act Regulations (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The OCC, Board, FDIC, and OTS (collectively, "the Agencies") are issuing this joint final rule, which revises our rules implementing the Community Reinvestment Act (CRA). The rule implements the statutory requirement that the Agencies consider low-cost education loans provided by the financial institution to low-income borrowers as a factor when assessing an institution's record of meeting community credit needs. The final rule also incorporates the statutory provision that allows the Agencies to consider capital investment, loan participation, and other ventures undertaken by nonminority-owned and nonwomen-owned financial institutions in cooperation with minority- and women-owned financial institutions and low-income credit unions as a factor when assessing an institution's CRA record. This book contains: - The complete text of the Community Reinvestment Act Regulations (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Integration of National Bank and Savings Association Regulations - Interagency Rules (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Integration of National Bank and Savings Association Regulations - Interagency Rules (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC) is combining certain rules originally issued jointly with the other Federal banking agencies by the OCC with respect to national banks and by the former Office of Thrift Supervision (OTS) with respect to savings associations. Specifically, the OCC is combining rules relating to consumer protection in insurance sales, Bank Secrecy Act (BSA) compliance, management interlocks, appraisals, disclosure and reporting of Community Reinvestment Act (CRA)-related agreements, and the Fair Credit Reporting Act (FCRA). This rulemaking also makes technical amendments to the OCC's FCRA rule to conform to provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act). This rulemaking will not result in any substantive changes in the combined rules. It will, however, streamline OCC rules, reduce duplication, and create efficiencies by establishing a single set of these rules for all entities supervised by the OCC. This book contains: - The complete text of the Integration of National Bank and Savings Association Regulations - Interagency Rules (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Mandatory Contractual Stay Requirements for Qualified Financial Contracts (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Mandatory Contractual Stay Requirements for Qualified Financial Contracts (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The OCC is adopting a final rule that adds a new part to its rules to enhance the resilience and the safety and soundness of federally chartered and licensed financial institutions by addressing concerns relating to the exercise of default rights of certain financial contracts that could interfere with the orderly resolution of certain systemically important financial firms. Under the final rule, a covered bank is required to ensure that a covered qualified financial contract contains a contractual stay-and-transfer provision analogous to the statutory stay-and-transfer provision imposed under Title II of the Dodd-Frank, Wall Street Reform and Consumer Protection Act and in the Federal Deposit Insurance Act, and limits the exercise of default rights based on the insolvency of an affiliate of the covered bank. In addition, this final rule makes conforming amendments to the Capital Adequacy Standards and the Liquidity Risk Measurement Standards in its regulations. The requirements of this final rule are substantively identical to those adopted in the final rules issued by the Board of Governors of the Federal Reserve System and by the Federal Deposit Insurance Corporation. This book contains: - The complete text of the Mandatory Contractual Stay Requirements for Qualified Financial Contracts (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section