This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: &ndash The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible &ndash When it's the right time to use an attorney &ndash How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU &ndash What a Public Adjuster is, and the valuable help you can get from Public Adjusters &ndash That the insurance adjuster is NOT there to help you &ndash and much more You will learn: &ndash What to do when you have a car accident...BEFORE you open the car door or talk to anyone &ndash How much MORE money I collected (thousands!) in the two little claims I had while writing this book &ndash About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight &ndash About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe &ndash And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box.

An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Problem: People are tired of feeling powerless and uninformed when dealing with insurance. Solution: At last, here you’ll find the inside tips that will enable you to save money, time, and avoid frustration when buying or renewing your insurance. Dear Friend: If you’re like most people, you’re paying too much on your insurance premiums and should know that there are “untold” ways to save money and prevent aggravation. But unless you were privy to the “inside tips” that most insurance professionals know about, you wouldn’t have a clue as to how you could save as much as possible. Well, here’s your chance to get the secrets that some don’t volunteer to share. Listed below are just some of the things you’ll learn in “Insurance Secrets Revealed,” to start putting cash back into YOUR pocket, take better control, and protect yourself & family…right away: • Learn the one simple “secret” that could save hundreds or thousands of dollars off of a homeowners or auto insurance premium immediately! • Discover the one thing that's overlooked by most people and causes them to overpay month after month • Learn the “special questions” to ask an insurance company or agent that can save you money off of your quote or premium • Discover how and when an insurance company can fix your car, even if you only have liability coverage • Learn “Secrets” to saving money when insuring younger drivers • How to prevent paying “out of pocket” (despite having insurance) to your finance or leasing company after a major accident • Discover 12 important insurance products you must know about NOW! • How to inexpensively cover yourself against major lawsuits • How to really buy auto insurance and what you should be asking for • How to choose a good insurance company before it's too late • Learn what to include in your policy, to get more money for your home or auto claim • How to get life insurance death benefits WHILE YOU’RE STILL LIVING (most people are absolutely shocked by this, and no, it’s not the accumulated cash value of the policy.) • Find out these important tips to keep from being “penalized” or cancelled by your insurance company • Learn the difference between buying insurance through agents, brokers, and buying direct (there is a difference) • Find out things you should know about the claims process, that perhaps no one ever told you! • Discover what every homeowner should know about mold, where to go for help, and much more! DON’T RELY SOLELY ON AGENTS OR SALES REPS TO TELL YOU HOW TO SAVE ON, OR BUY INSURANCE! Insurance is a serious topic and the truth of the matter is that most people don’t have a clue as to what they’re getting or what they should be asking for when talking to an insurance agent. Not knowing what to buy or what type of policy is best for your situation can cost you and your family BIG TIME by leaving you at the mercy of an insurance salesperson’s lack of experience, knowledge and/or concern. To be honest, you have a right to know all you can without being an insurance agent yourself. This is why this information is now being revealed, so consumers like yourself can be put on a level playing field, compared to people that just blindly buy insurance everyday, pay more than they have to, and walk away with inadequate protection. Friend, don’t let a lack of knowledge keep you from empowering yourself! This is the type of straight-up information that you need, “real world” info that will tell you like it really is, (something rarely found elsewhere). Now is the time to stop being vulnerable and seize control by becoming an informed buyer! Get your copy today! "Insurance Secrets Revealed by award-winning insurance agent and expert, Rodger Nelson, is a highly practical guide filled from cover to cover with money-saving advice that the insurance companies themselves will never voluntarily reveal to prospective policyholders. Individual chapters cogently address pertinent issues ranging from untold "secrets" of life insurance; solid tips for protecting a business through insurance; insuring against threats to personal finances; and much, much more. Insurance Secrets Revealed is strongly recommended supplementary reading for insurance buyers everywhere." - Midwest Book Review Tags: buying insurance, insurance secrets, saving money tips and tricks, money saving ideas, insider secrets, cost saving ideas, best ways to save money, secrets revealed, money saving tricks, money saving tips, saving money guide, buying advice, reduce debt, reducing expenses, lowering bills, budgeting save money, how to save money, fast ways to save money, money saving advice, tips to save money, lowering expenses

***Includes Practice Test Questions*** Claims Adjuster Exam Secrets helps you ace the Claims Adjuster Exam, without weeks and months of endless studying. Our comprehensive Claims Adjuster Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Claims Adjuster Exam Secrets includes: The 5 Secret Keys to Claims Adjuster Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: General Insurance, Policy Provisions, Personal Insurance Coverage, Homeowner Policy, Miscellaneous Policy, Personal Auto Policy, Commercial Automobile Insurance, Insurance Regulations, Types of Licenses, Process to Obtain License, Producer Misconduct, State and Federal Regulations, Producer Regulations, Federal Regulations, Insurance Companies, Market System Used by Insurance Companies, Legal Responsibilities of a Producer, Commercial Package Policy, Commercial Property, Additional Loss Condition/Coinsurance, Commercial General Liability, Personal and Advertising Injury Liability Coverage B, Medical Payment Coverage C, Crime and Fidelity Coverage, Marine, Inland Marine and Aviation Insurance, Boiler and Machinery, Purposes, Workers' Compensation, Description, Exclusive Remedy, Occupational Disease, Second Injury Fund, Federal Workers' Compensation Law, Employment Insurance Policy, Workers' Compensation, Premium Computation, Self Insured, Other Coverages and Options, National Flood Insurance Program, Umbrella Policy, Speciality Liability Insurance, Surplus Lines, Surety Bonds, Other Policies, and much more...

The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

A comprehensive guide to personal finance covers such topics as consumer credit, real estate mortgages, property leases, car buying and financing, insurance, taxes, investments, and wills.