Insurance, Biases, Discrimination and Fairness

Insurance, Biases, Discrimination and Fairness
Title Insurance, Biases, Discrimination and Fairness PDF eBook
Author Arthur Charpentier
Publisher Springer Nature
Pages 491
Release
Genre
ISBN 303149783X

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Discrimination and Insurance

Discrimination and Insurance
Title Discrimination and Insurance PDF eBook
Author Ronen Avraham
Publisher
Pages 28
Release 2019
Genre
ISBN

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Is it fair and just to charge men and women identical life insurance premiums despite their different actuarial risk? What about charging the old and the young different premiums? As entities whose core business is to classify people based on their actuarial risk, should private insurance companies not be allowed to discriminate between various groups? To answer these and various other questions, I start this chapter by revealing the complete confusion that exists in the legal terrain with respect to antidiscrimination norms in insurance. I then show how philosophers writing about discrimination mostly have been writing at a level of abstraction so high that it comfortably ignores relevant nuances, thus making the entire literature largely useless for any insurance-related policy-making purposes. I conclude by proposing a theoretical framework that can help policy makers apply a fair and just anti-discrimination policy.

Communities in Action

Communities in Action
Title Communities in Action PDF eBook
Author National Academies of Sciences, Engineering, and Medicine
Publisher National Academies Press
Pages 583
Release 2017-04-27
Genre Medical
ISBN 0309452961

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In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Underwriting Manual

Underwriting Manual
Title Underwriting Manual PDF eBook
Author United States. Federal Housing Administration
Publisher
Pages 264
Release 1936-04
Genre Housing
ISBN

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Machine Learning for Econometrics and Related Topics

Machine Learning for Econometrics and Related Topics
Title Machine Learning for Econometrics and Related Topics PDF eBook
Author Vladik Kreinovich
Publisher Springer Nature
Pages 491
Release
Genre
ISBN 3031436016

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Machine Learning and Knowledge Discovery in Databases: Research Track

Machine Learning and Knowledge Discovery in Databases: Research Track
Title Machine Learning and Knowledge Discovery in Databases: Research Track PDF eBook
Author Danai Koutra
Publisher Springer Nature
Pages 758
Release 2023-09-16
Genre Computers
ISBN 3031434153

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The multi-volume set LNAI 14169 until 14175 constitutes the refereed proceedings of the European Conference on Machine Learning and Knowledge Discovery in Databases, ECML PKDD 2023, which took place in Turin, Italy, in September 2023. The 196 papers were selected from the 829 submissions for the Research Track, and 58 papers were selected from the 239 submissions for the Applied Data Science Track. The volumes are organized in topical sections as follows: Part I: Active Learning; Adversarial Machine Learning; Anomaly Detection; Applications; Bayesian Methods; Causality; Clustering. Part II: ​Computer Vision; Deep Learning; Fairness; Federated Learning; Few-shot learning; Generative Models; Graph Contrastive Learning. Part III: ​Graph Neural Networks; Graphs; Interpretability; Knowledge Graphs; Large-scale Learning. Part IV: ​Natural Language Processing; Neuro/Symbolic Learning; Optimization; Recommender Systems; Reinforcement Learning; Representation Learning. Part V: ​Robustness; Time Series; Transfer and Multitask Learning. Part VI: ​Applied Machine Learning; Computational Social Sciences; Finance; Hardware and Systems; Healthcare & Bioinformatics; Human-Computer Interaction; Recommendation and Information Retrieval. ​Part VII: Sustainability, Climate, and Environment.- Transportation & Urban Planning.- Demo.

Sex and Gender Bias in Technology and Artificial Intelligence

Sex and Gender Bias in Technology and Artificial Intelligence
Title Sex and Gender Bias in Technology and Artificial Intelligence PDF eBook
Author Davide Cirillo
Publisher Academic Press
Pages 280
Release 2022-05-21
Genre Medical
ISBN 0128213930

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Sex and Gender Bias in Technology and Artificial Intelligence: Biomedicine and Healthcare Applications details the integration of sex and gender as critical factors in innovative technologies (artificial intelligence, digital medicine, natural language processing, robotics) for biomedicine and healthcare applications. By systematically reviewing existing scientific literature, a multidisciplinary group of international experts analyze diverse aspects of the complex relationship between sex and gender, health and technology, providing a perspective overview of the pressing need of an ethically-informed science. The reader is guided through the latest implementations and insights in technological areas of accelerated growth, putting forward the neglected and overlooked aspects of sex and gender in biomedical research and healthcare solutions that leverage artificial intelligence, biosensors, and personalized medicine approaches to predict and prevent disease outcomes. The reader comes away with a critical understanding of this fundamental issue for the sake of better future technologies and more effective clinical approaches. - First comprehensive title addressing the topic of sex and gender biases and artificial intelligence applications to biomedical research and healthcare - Co-published by the Women's Brain Project, a leading non-profit organization in this area - Guides the reader through important topics like the Generation of Clinical Data, Clinical Trials, Big Data Analytics, Digital Biomarkers, Natural Language Processing