India Banking and Finance Report 2021 presents a lucid yet rigorous discussion on the key facets of the Banking and Financial sector in India. Written primarily by the faculty of National Institute of Bank Management (NIBM), Pune, the report covers a wide spectrum of issues ranging from contemporary macro-financial perspectives against the backdrop of the ongoing pandemic to leadership concerns in Indian banks. The list of subjects included is topical, comprising corporate governance challenges, mergers and acquisitions, problems and prospects of the Bad Bank, latest risk management concepts and frontiers, sectoral studies, digital transformation and leadership paradigms. The report seeks to highlight the emerging challenges and opportunities in the banking and financial sector, glean important lessons from the past, and in some cases speculate on the way forward. It emphasizes on a blend of internal strategies, regulatory reforms and public policy initiatives. The report will stimulate enlightened dialogues on the theoretical, empirical and practical aspects of bank management in India.

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

TOPICS IN THE BOOK Development of Digital Twins for Urban Water Systems AI-Enhanced Data Visualization: Transforming Complex Data into Actionable Insights Global Positioning System Signal Verification through Correlation Function Distortion and Received Power Tracking Risk Management in Agile Al/Ml Projects: Identifying and Mitigating Data and Model Risks Addressing Challenges in Test Automation Adoption: A Study on Strategies for Overcoming Barriers to Seamless QA Integration

This book offers a comprehensive analysis of the administration in India from independence to date. It examines the major transformation in the administrative service initiated by the ‘Minimum Government and Maximum Governance’ initiative of the Government of India in 2014. In spite of enormous diversity and population, India has made remarkable progress in various fields such as health, education, infrastructure, and technology. Structured in three parts, (1) social sector, (2) infrastructure and economy, and (3) e-governance and service delivery, the book examines challenges of governance and provides insight into different innovations undertaken to address these challenges. E-governance lies at the core of this transformation of accountability, transparency, and time-bound service delivery. Contributions in this book are written by experts working in the Indian Administrative Service (IAS), academia, and the private sector and cover a wide spectrum of administration from the point of view of different departments of government, as well as the experiences of the authors ranging from senior bureaucrats to mid-career officers and analyses of researchers on administration and its challenges. The initiatives covered in this book can serve as solutions to similar challenges faced by other developing countries in the world. The book will be of interest to researchers in the fields of administration and policy, civil service, public management, South Asian politics, and Development Studies.

This book extensively examines various contemporary macroeconomic themes of India, namely growth and macro policies, tax reforms, government finances and intergovernmental fiscal transfers, banking and monetary policy, and environment and social sector policies. It has three to six chapters devoted to each of these broad themes, with the contributors being eminent economists from the region. The book serves as an excellent reference for students in economics, finance, and management, and a valuable tool for professionals such as policymakers and investment analysts and other stakeholders in the areas of global economics and finance, in general, and India in particular.