Creditors and collectors seek to recover consumer debts through the use of litigation and arbitration. But, neither litigation nor arbitration currently provides adequate protection for consumers. The system for resolving disputes about consumer debts is broken. To fix the system, federal and state governments, the debt collection industry, and other stakeholders should make a variety of significant reforms in litigation and arbitration so that the system is both efficient and fair. Contents of this report: Introduction; Litigation and Arbitration Proceedings; Conclusion. Appendices: Debt Collection Roundtable (DCR) Panelists; Contributors to DCR; Agendas for DCR; DCR Public Comments; Sample State Debt Collection Checklists. Illustrations.

Although surveillance hit the headlines with revelations by Edward Snowden that the National Security Agency had been tracking phone calls worldwide, surveillance of citizens by their governments actually has been conducted for centuries. Only now, with the advent of modern technologies, it has exponentially evolved so that today you can barely step out your door without being watched or recorded in some way. In addition to the political and security surveillance unveiled by the Snowden revelations, think about corporate surveillance: each swipe of your ID card to enter your office is recorded, not to mention your Internet activity. Or economic surveillance: what you buy online or with a credit card is recorded and your trip to the supermarket is videotaped. Drive through a tollbooth, and your license plate is recorded. Simply walk down a street and your image could be recorded again and again and again. Where does this begin and end? In all levels of social structure, from the personal to the political to the economic to the judicial, The SAGE Encyclopedia of Surveillance, Security, and Privacy uncovers and explains how surveillance has come to be an integral part of how our contemporary society operates worldwide and how it impacts our security and privacy. Key Features: Approximately 450 signed entries from contributors around the globe Further readings and cross-references conclude each article to guide students further as they explore a topic A Reader′s Guide organizes entries by broad thematic areas

N 1964 at the World's Fair in New York I City one room was dedicated solely to mathematics. The display included a very at tractive and informative mural, about 13 feet long, sponsored by one of the largest com puter manufacturing companies and present ing a brief survey of the history of mathemat ics. Entitled, "Men of Modern Mathematics," it gives an outline of the development of that science from approximately 1000 B. C. to the year of the exhibition. The first centuries of this time span are illustrated by pictures from the history of art and, in particular, architec ture; the period since 1500 is illuminated by portraits of mathematicians, including brief descriptions of their lives and professional achievements. Close to eighty portraits are crowded into a space of about fourteen square feet; among them, only one is of a woman. Her face-mature, intelligent, neither pretty nor handsome-may suggest her love of sci- 1 Emmy Noether ence and creative gift, but certainly reveals a likeable personality and a genuine kindness of heart. It is the portrait of Emmy Noether ( 1882 - 1935), surrounded by the likenesses of such famous men as Joseph Liouville (1809-1882), Georg Cantor (1845-1918), and David Hilbert (1862 -1943). It is accom panied by the following text: Emmy Noether, daughter of the mathemati cian Max, was often called "Der Noether," as if she were a man.

The question of how law matters has long been fundamental to the law and society field. Social science scholarship has repeatedly demonstrated that law matters less, or differently, than those who study only legal doctrine would have us believe. Yet research in this field depends on a belief in the relevance of law, no matter how often gaps are identified. The essays in this collection show how law is relevant in both an instrumental and a constitutive sense, as a tool to accomplish particular purposes and as an important force in shaping the everyday worlds in which we live. Essays examine these issues by focusing on legal consciousness, the body, discrimination, and colonialism as well as on more traditional legal concerns such as juries and criminal justice.

The Canadi- ing for-profit clinics to sell services to the public an debate has wrongly assumed that the only such sector and to any individual who has the cash to clinics are for-profit businesses. [...] Most the ultrasound, and sometimes the biopsy as well, patients are more than happy to see the first avail- on the same day. [...] They are aggressively de- The second new public sector approach to veloping for-profit clinics to sell services to the health care waits is the use of applications of public sector and any individual who has the cash queueing theory to manage waits and delays. [...] But the appropriate solution, in this case, is to increase the capacity of the in a peer-reviewed journal, and the physicians' public hospitals and clinics. [...] For The waits in the arena are longer if all the fans example, 10% of patients booked for ultrasound come just before the game starts, and may be non- examinations at the QEII Hospital in Halifax existent if people arrive in a constant stream dur- in July 2005 did not show up for their appoint- ing the hour prior to game time.

This book chronicles the evolution of the social movement for same-sex marriage in the United States.

In follow-up studies, dozens of reviews, and even a book of essays evaluating his conclusions, Gerald Rosenberg’s critics—not to mention his supporters—have spent nearly two decades debating the arguments he first put forward in The Hollow Hope. With this substantially expanded second edition of his landmark work, Rosenberg himself steps back into the fray, responding to criticism and adding chapters on the same-sex marriage battle that ask anew whether courts can spur political and social reform. Finding that the answer is still a resounding no, Rosenberg reaffirms his powerful contention that it’s nearly impossible to generate significant reforms through litigation. The reason? American courts are ineffective and relatively weak—far from the uniquely powerful sources for change they’re often portrayed as. Rosenberg supports this claim by documenting the direct and secondary effects of key court decisions—particularly Brown v. Board of Education and Roe v. Wade. He reveals, for example, that Congress, the White House, and a determined civil rights movement did far more than Brown to advance desegregation, while pro-choice activists invested too much in Roe at the expense of political mobilization. Further illuminating these cases, as well as the ongoing fight for same-sex marriage rights, Rosenberg also marshals impressive evidence to overturn the common assumption that even unsuccessful litigation can advance a cause by raising its profile. Directly addressing its critics in a new conclusion, The Hollow Hope, Second Edition promises to reignite for a new generation the national debate it sparked seventeen years ago.