O mundo dos investimentos está em constante evolução, moldado por avanços tecnológicos, mudanças sociais e novas oportunidades econômicas. Para aqueles que buscam maximizar seus retornos e diversificar seus portfólios, compreender as tendências modernas é essencial. Este livro se propõe a explorar as tendências emergentes e as oportunidades inovadoras que estão redefinindo o cenário dos investimentos. Mercado de Ações O mercado de ações é um terreno fértil para investidores que desejam se beneficiar do crescimento e da inovação. Entre as tendências mais promissoras, destacam-se os investimentos em tecnologias emergentes, como inteligência artificial, blockchain, biotecnologia e veículos elétricos. Essas áreas estão não apenas transformando setores inteiros, mas também criando novas oportunidades de lucro para os investidores. Além disso, o trading automatizado e o uso de algoritmos têm se tornado cada vez mais sofisticados, permitindo que investidores aproveitem as flutuações do mercado com uma precisão sem precedentes. A análise de sentimento e o big data também estão revolucionando a forma como os investidores avaliam o mercado, oferecendo insights valiosos para prever movimentos futuros. Outro aspecto crescente é o investimento em ações de empresas que seguem práticas ESG (Ambiental, Social e de Governança), refletindo uma demanda crescente por investimentos responsáveis e sustentáveis. Investimentos Imobiliários O setor imobiliário está igualmente se adaptando às novas tendências, oferecendo oportunidades únicas para investidores. O crowdfunding imobiliário, por exemplo, tem democratizado o acesso a investimentos em propriedades, permitindo que investidores participem de grandes projetos imobiliários com um capital inicial reduzido. Os aluguéis de curto prazo e a economia compartilhada, representados por plataformas como Airbnb, têm criado novas formas de gerar renda com imóveis. As proptechs, startups que aplicam tecnologia ao setor imobiliário, estão inovando na gestão de propriedades e nas transações imobiliárias, enquanto imóveis verdes e sustentáveis estão ganhando destaque por suas práticas de construção eco-friendly e eficiência energética. Fontes de Renda Passiva Para investidores que buscam gerar renda com menor envolvimento ativo, as fontes de renda passiva oferecem uma alternativa atraente. As ações que pagam dividendos, os REITs (Fundos de Investimento Imobiliário), o peer-to-peer lending e os investimentos em royalties e direitos autorais são exemplos de como é possível construir uma fonte constante de rendimento. Cada uma dessas opções apresenta suas próprias características e vantagens, permitindo que investidores escolham a abordagem que melhor se alinha com seus objetivos financeiros. Este livro visa fornecer uma visão abrangente dessas tendências modernas, oferecendo ferramentas e estratégias para que investidores de todos os níveis possam aproveitar as oportunidades que estão moldando o futuro dos investimentos. Seja você um iniciante ou um investidor experiente, entender essas tendências é crucial para tomar decisões informadas e alcançar o sucesso financeiro no cenário dinâmico e inovador de hoje.

Once one of the world's largest staple food producers, Angola is now known as a major oil exporter - the second largest producer in sub-Saharan Africa. Angola is also the world's fourth largest producer of rough diamonds in terms of value, with the potential to become one of the leading global diamond producers. In addition to oil and diamonds, the country is well endowed with agricultural resources which remain mostly untapped. However, despite the country's significant natural wealth, a prolonged civil war, the rapid development of the oil sector, and the policies pursued after Independence in 1975 have left the Angolan economy in a unique situation, characterized by very uneven indicators of development. The Angolan economy is now experiencing massive oil windfall gains that are expected to last throughout the next decade. Since oil rents are to a large part concentrated in the public sector, the question of how the oil revenue should be spent and distributed across present and future generations becomes key to any economic development strategy. This study identifies six core areas where a strategic approach for the development of a broad-based growth strategy is required: (i) the incomplete transition to a market economy; (ii) macroeconomic management; (iii) governance and transparency in the management of the mineral wealth; (iv) the business environment; (v) agriculture; and (vi) public service delivery to the poor.

The development of “intelligent” systems that can take decisions and perform autonomously might lead to faster and more consistent decisions. A limiting factor for a broader adoption of AI technology is the inherent risks that come with giving up human control and oversight to “intelligent” machines. For sensitive tasks involving critical infrastructures and affecting human well-being or health, it is crucial to limit the possibility of improper, non-robust and unsafe decisions and actions. Before deploying an AI system, we see a strong need to validate its behavior, and thus establish guarantees that it will continue to perform as expected when deployed in a real-world environment. In pursuit of that objective, ways for humans to verify the agreement between the AI decision structure and their own ground-truth knowledge have been explored. Explainable AI (XAI) has developed as a subfield of AI, focused on exposing complex AI models to humans in a systematic and interpretable manner. The 22 chapters included in this book provide a timely snapshot of algorithms, theory, and applications of interpretable and explainable AI and AI techniques that have been proposed recently reflecting the current discourse in this field and providing directions of future development. The book is organized in six parts: towards AI transparency; methods for interpreting AI systems; explaining the decisions of AI systems; evaluating interpretability and explanations; applications of explainable AI; and software for explainable AI.

This book explores how the design, construction, and use of robotics technology may affect today’s legal systems and, more particularly, matters of responsibility and agency in criminal law, contractual obligations, and torts. By distinguishing between the behaviour of robots as tools of human interaction, and robots as proper agents in the legal arena, jurists will have to address a new generation of “hard cases.” General disagreement may concern immunity in criminal law (e.g., the employment of robot soldiers in battle), personal accountability for certain robots in contracts (e.g., robo-traders), much as clauses of strict liability and negligence-based responsibility in extra-contractual obligations (e.g., service robots in tort law). Since robots are here to stay, the aim of the law should be to wisely govern our mutual relationships.

Information and how we manage, process and govern it is becoming increasingly important as organizations ride the wave of the big data revolution. Ethical Data and Information Management offers a practical guide for people in organizations who are tasked with implementing information management projects. It sets out, in a clear and structured way, the fundamentals of ethics, and provides practical and pragmatic methods for organizations to embed ethical principles and practices into their management and governance of information. Written by global experts in the field, Ethical Data and Information Management is an important book addressing a topic high on the information management agenda. Key coverage includes how to build ethical checks and balances into data governance decision making; using quality management methods to assess and evaluate the ethical nature of processing during design; change methods to communicate ethical values; how to avoid common problems that affect ethical action; and how to make the business case for ethical behaviours.

There are fewer grounds today than in the past to deplore a North‑South divide in research and innovation. This is one of the key findings of the UNESCO Science Report: towards 2030. A large number of countries are now incorporating science, technology and innovation in their national development agenda, in order to make their economies less reliant on raw materials and more rooted in knowledge. Most research and development (R&D) is taking place in high-income countries, but innovation of some kind is now occurring across the full spectrum of income levels according to the first survey of manufacturing companies in 65 countries conducted by the UNESCO Institute for Statistics and summarized in this report. For many lower-income countries, sustainable development has become an integral part of their national development plans for the next 10–20 years. Among higher-income countries, a firm commitment to sustainable development is often coupled with the desire to maintain competitiveness in global markets that are increasingly leaning towards ‘green’ technologies. The quest for clean energy and greater energy efficiency now figures among the research priorities of numerous countries. Written by more than 50 experts who are each covering the country or region from which they hail, the UNESCO Science Report: towards 2030 provides more country-level information than ever before. The trends and developments in science, technology and innovation policy and governance between 2009 and mid-2015 described here provide essential baseline information on the concerns and priorities of countries that could orient the implementation and drive the assessment of the 2030 Agenda for Sustainable Development in the years to come.

This book presents the foundations for the future of tourism in a structured and detailed format. The who-is-who of tourism intelligence has collaborated to present a definitive blueprint for tourism reflecting the role of science, market institutions, and governance in its innovation and sustainability. The book adopts a comprehensive approach, exploring recent research and the latest developments in practice to inform the reader about instruments and actions that can shape a successful future for tourism. Broad in scope, the book incorporates the perspectives of leading tourism academics, as well as the views of tourism entrepreneurs, destination managers, government officials, and civil leaders. The book is divided into three parts, the first of which addresses the scientific facets of innovation, analyzing the challenges and opportunities that technology provides for organic and disruptive developments in tourism, which will shape its future. In turn, the second part examines socio-cultural paradigms – with a view to dismantling traditional barriers to innovation. It also explores the role of heritage and the ethics of inclusiveness as drivers for sustainable tourism. The third part investigates new ways and means in governance and policy making for tourism. It introduces advances such as strategic positioning, symbiotic partnerships, and innovative management, and closes by presenting governance frameworks for an inclusive and sustainable future of tourism.