We’ve all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.

A practical guide that helps you thoroughly research properties, so you know what you’re getting into before you buy or bid on a property With the housing bubble of recent years bursting and interest rates on the rise, there has been an upsurge in the number of foreclosures across the country, creating many opportunities for profit. But investing in real estate foreclosures can be a tough job, especially when a negative stigma is attached. How do you make money while preserving your morals and trust? Foreclosure Investing For Dummies shows you how to invest in foreclosures ethically without being accused of stealing homes from “little old ladies.” When you approach the process in a fair-minded way, presenting homeowners with various options and offering a reasonable price for their home, you can walk away with your integrity intact—and potentially a reasonable profit, too. This step-by-step guide helps you research property, find the best opportunities, purchase foreclosures, and avoid misleading distressed homeowners. If you’re committed to success, dedicated to mutually beneficial solutions, can treat foreclosure investing as business, and you can talk to people, this book is for you, but it doesn’t promise quick profits through minimal work. This book will provide you with invaluable information to become a successful investor, including how to: Identify opportunities and understand risks Obtain information, tools, support, and resources Locate properties prior to foreclosure Assist homeowners through the foreclosure process Acquire properties below market value prior to the auction Buy property at an auction, from lending institutions, and government agencies Repair, renovate, and sell or lease property A hands-on guide with tips and strategies for refinancing your property and maximizing your profits, this book also provides advice on how to assist homeowners, have them work with you, and avoid common mistakes. It even contains an appendix that covers foreclosure rules and regulations. It’s time to go out and make the most of foreclosure investing, and with Foreclosure Investing For Dummies by your side, your hard work and devotion will bring tons of success!

You're not the first person to get caught in the middle of the real estate crisis. You likely know many other stories of foreclosure in your city or town. You may think that its no use trying to avoid it - but you'd be dead WRONG!There ARE things you can do to minimize the risk of foreclosure - but only if you act fast! By waiting for a miracle you only make the situation that much harder to fight. Those who know what options are available have the greatest chance of success - and YOU can TOO!Stop the bank from ruining your life!Think you've already lost? Think again! One thing the banks DON'T want is a lot of property they CAN'T sell. But they're also not known for offering a helping hand when you're drowning in debt. What can you do to get the help you need?You can create a strategy to get the banks to give you a second chance. By understanding how foreclosure works and what options are available, you can forestall losing your home. Being informed is the BEST protection against foreclosure, no matter WHO you are! Don't want to fight alone? Find out where you can find help and support to overcome the current real estate tragedy and get BACK on YOUR FEET!"You Can Save Your HOME!"If you accept foreclosure you may feel like the punishment never ends. Not only will you feel defeated and unhappy, you'll also deal with the negative effects on your financial record. Instead of giving up, take the right steps to gain control of your financial future. It's all here in... What You Need to do to avoid foreclosure!(And get a second chance to Keep Your Home)...What is Foreclosure?You can't fight what you don't know - find out about the process of foreclosure.How Will Foreclosure Affect Your Credit?Learn about the potential long term affects of foreclosure and why you need to fight it.Is Foreclosure Your Only Option?Consider whether foreclosure is really the only option - and what else you can do.Steps to Take to Avoid Home ForeclosureThe earlier the better - follow these steps to prevent foreclosure from happening to you.How Debt Counseling Can Help Find out how to get support and counsel to keep your financial footing during this stressful time.Can You Rework Your Mortgage?Consider how reworking your mortgage may help you keep home and whether it's right for you.Find Out if Your Lender Will Give You a Grace PeriodGet the tips you need to approach your lender and ask for help.Is Selling Your Home an Option?Find out if selling your home is the best option to help you protect your financesHow to Protect Your Home With a Trust AccountLearn about trust accounts and how they may be the solution to your problem.Should You Sign Your Home Over to the Lender?Before you trust them, learn more about your options and whether signing your home over is the right choice for you.How Bankruptcy May Stop a ForeclosureLearn how bankruptcy may stop foreclosure and if that's a good option for you.Are There Organizations That Can Help You?Get the support and help you need to avoid the foreclosure of your home. What Information Will You Need to Provide?Prepare yourself by understanding what type of information they will need you to provide.What You'll Also Get...Tips for Getting Your Lender to HELP YouGreat suggestions to get your lender on YOUR side!Why You Need to Act Quickly to Prevent Foreclosure Important information that will explain why FAST action is the BEST action!"Are You Ready to ACT?"Are you going to let another week or month go by without acting? Do you recognize that every day reduces your options and makes foreclosure more of a reality? Stop waiting for someone else to take pity on you and TAKE ACTION TODAY! You've already worried enough and run out of options - now it's time to get some REAL answers so you can FIGHT FORECLOSURE!

This guide provides you with strategies for getting legal advice, keeping current on your mortgage payments, negotiating temporary delays in payments, restructuring loans, refinancing, filing for bankruptcy, and creating and sticking to a budget. You will learn about debt counselling and income maintenance, tax abatement, and public assistance programs. This book also provides details on the March 2010 modifications to the Home Affordable Modification Program (HAMP) and to the Federal Housing Administration (FHA) programs offered by the federal government to assist homeowners who have been affected by the economic crisis through no fault of their own. In addition, this book will show you how to decide if your property is worth saving, how to figure out how much time you have to act, how to use the courts to stop foreclosure, how to decide whether bankruptcy is your best option, and how to use your military status to prevent foreclosure. You will also learn about foreclosure rescue scams, non-judicial foreclosure, judicial foreclosure, and notice of default. Also included is an explanation of the alternatives to foreclosure, such as special forbearance, mortgage modification, partial claim, pre-foreclosure, and deed-in-lieu of foreclosure. With foreclosures on the rise, it makes sense to know how to protect your home. The guide also provides you with tips, tricks, strategies, and secrets to prevent your home s foreclosure now before it is too late.