Almost everybody has a dream home. A place they like to stroll through in their thoughts, choosing make-believe paint colors for the walls and putting pretend curtains up. But for too many people, dream homes remain just that-dreams, but it doesn't have to be like that at all. The dreams of owning a home has become a reality for millions of Americans by using VA loans to help purchase their home. Our eBook, "How to Buy a Home Using a VA Loan," contains valuable educational information, tips, techniques and guidelines for buying a home using a VA Loan. This eBook describes the tools and techniques that will teach you how to prepare, qualify and purchase your home successfully using a VA Loan. This eBook includes plenty of examples, guidelines and instructions to make buying your home with a VA Loan a smooth, easy and quick process.

For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.

According to the U.S. Census Bureau there are 18.8 million veterans, but only 4 percent of them have actually used their VA Home Loan benefits. The reasons they are not taking advantage of this opportunity tend to be lack of training, miseducation, and, most importantly, fear. This new book lays out a detailed, step-by-step procedure for veterans to navigate through difficult subject matter in a way that will eliminate any concerns or fears they may have about purchasing a home. The author explains the real estate market for beginners and guides veterans on how to strategically use their VA Home Loan benefits. He uses his real-life experiences as both a veteran and a real estate agent to back up his claims and provides examples. Furthermore, he is able to take a complex process and simplify it for the average veteran. The knowledge, guidance, and recommendations you obtain from the author will allow you to begin your journey to home ownership today.

The inside scoop . . .for when you want more than the official line No matter what your budget and taste, finding the perfect home is a daunting task. How do you even know where to start? Here you'll find the inside scoop on every step of the homebuying process-from calculating your budget to negotiating the deal and handling the closing. The Unofficial Guide to Buying a Home, Second Edition gives savvy consumers like you a foolproof appraisal of which homebuying strategies work and which don't. This updated edition is perfect for first-time homebuyers and includes new information on using the Internet to find your home, buying condos, and utilizing government funding programs. It walks you through the entire homebuying process: from searching for a home, to making an offer, through the inspection, and on to the closing, you can be confident that your investment is sound. The guide also offers expanded coverage of the monetary issues involved in purchasing a home, including new means of determining creditworthiness and new types of available loans, as well as helping you decide how much home you can-and should-purchase. Vital Information that other sources can't or won't reveal-from what really motivates sellers, brokers, loan officers, and other key players in the homebuying game, to how to work most effectively with your agent. Insider Secrets on how to make real estate law work in your favor. Money-Saving Techniques that show you how to take advantage of tax breaks and how to time your search to exploit seasonal variations in the market. Time-Saving Tips on streamlining the homebuying process so you find the home you want as quickly as possible. The Latest Trends in homebuying, including up-to-date tips on using the Internet to find your home, a realtor, or a mortgage. Handy Checklists and Charts to help you determine your budget and stick to it.

Having questions is great. Knowing the answers makes it perfect. Do you have 10, 20, or even 50 questions ready to go for the buying process? We start you off with over 100 specific questions all buyers should ask of their real estate professionals. We even give you the answers you should receive. How nice is that? Buyers always turn to a friend or their real estate agent as their one and only source of information. Why is that? That is the only person they know who has actually been through the buying process. Learn as you go has been the only teaching tool for ages. Learning from your real estate agent is like reading a book but starting on Chapter 6. You need to know a lot more before you ever contact an agent. It's just not a good strategy. It's the only strategy, until now. Accountability is the new normal. You must be accountable to yourself and be your own real estate advocate. Get to know what you deserve and are entitled to when dealing with others. Wouldn't it be perfect to have every question you need to start the process well before you even contact anyone for help. Wouldn't it even be better to have all the answers too? That would make you the perfect buyer. Buying a home is more than just looking on the Internet. There are specific questions you need answered before you ever start. These are questions for your agent, your lender, the seller's agent, the inspector, the appraiser, the surveyor, and the closing agent, but you don't know what to ask. This always becomes a main source of stress for the buyer. In this book, we give you the exact questions to ask and the answers you should be receiving, all in one resource. The Perfect Buyer is your guide to becoming an informed buyer based on actual questions all buyers should ask when purchasing a home. These aren't questions like rent vs. buy and how to save for your dream home. These are the exact questions you need to ask. We focus on all the questions you need to ask to move forward with your purchase. The problem is that you usually don't encounter these questions until you have actually started with the buying process. You have no time to think it over and all of your decisions are made under pressure. Wouldn't it be great to know all of this before you ever start? Now you know. We present these questions in progressive order from thinking about buying all the way through closing. You need answers well before you contact a real estate agent who helps you purchase a home. In this book you will learn: - Over 100 exact questions to ask to become totally informed - The answers you should be hearing from the professionals around you - How to become the perfect buyer in less than 2 hours If this is your first home or your tenth home, you will now be armed with an entire book of questions you can use today, as you start the buying process. Here is how you use this book. Each page has a question and an answer for you to ask you real estate professional. Write down their response to each of your questions and use this book as your reference guidebook for your upcoming transaction. Your stress levels are lowered, you are fully informed, and you are now the perfect buyer. You literally need no experience in purchasing a home to become the perfect buyer. With over 50 combined years of real estate transactions, we have chosen the most important questions a buyer needs to ask to become totally prepared. You will be amazed to see just how much material there is to prepare for your purchase. You will also be very pleased to know that you are now in full control as you go forward. This is your one source that will tell you what to ask, and who to ask, well before you start the formal home buying process. Read it today, use it today. Perfect!