When Two Forbidden Souls Unite, Balance is Restored Bryan Galway, leader of the powerful Galway Clan, is an honorable magic-user who has spent his life protecting and caring for his younger brother and his clan. His heightened sense of responsibility drives him to put everyone else’s needs before his own, a propensity that is his greatest strength…and his greatest weakness. In a moment of panic, Bryan breaks what shouldn’t be broken and alters his predestined path. He must earn trust and learn forgiveness if he’s going to fulfill his destiny and stop the evil that’s intent on destroying everyone he loves. Fate doesn’t like anyone messing up her plans. Max Fraser has spent the last five hundred years protecting and supporting his Prince. His sense of responsibility, logical thinking, and no-nonsense attitude have served him well as Second in command of the North American covens. His life is complete…except, in the deepest recesses of his soul, he longs to find and join with his fated Bloodmate. When that momentous day finally arrives, the one destined to be his breaks the most sacred of vampire bonds…and his trust. The fate of the world now hangs on his willingness to forgive. But how does one forgive when trust has been lost? Fate believes in second chances, but you have to work for it. That which is broken must be mended, the unforgivable must be forgiven, and lost faith must be restored, before the malevolent shadow that threatens their world consumes them all. This book is not a standalone and is best read as part of a series. Tags: MM Paranormal Romance, Vampire & Magic-user, Heat Level One, Fated Mates, Demon, Final Battle, HEA

Indebtedness, like inequality, has become a ubiquitous condition in the United States. Yet few have probed American cities’ dependence on municipal debt or how the terms of municipal finance structure racial privileges, entrench spatial neglect, elide democratic input, and distribute wealth and power. In this passionate and deeply researched book, Destin Jenkins shows in vivid detail how, beyond the borrowing decisions of American cities and beneath their quotidian infrastructure, there lurks a world of politics and finance that is rarely seen, let alone understood. Focusing on San Francisco, The Bonds of Inequality offers a singular view of the postwar city, one where the dynamics that drove its creation encompassed not only local politicians but also banks, credit rating firms, insurance companies, and the national municipal bond market. Moving between the local and the national, The Bonds of Inequality uncovers how racial inequalities in San Francisco were intrinsically tied to municipal finance arrangements and how these arrangements were central in determining the distribution of resources in the city. By homing in on financing and its imperatives, Jenkins boldly rewrites the history of modern American cities, revealing the hidden strings that bind debt and power, race and inequity, democracy and capitalism.

When Two Forbidden Souls Unite, Balance is Restored Bryan Galway, leader of the powerful Galway Clan, is an honorable magic-user who has spent his life protecting and caring for his younger brother and his clan. His heightened sense of responsibility drives him to put everyone's needs before his own, a propensity that is his greatest strength...and his greatest weakness. In a moment of panic, Bryan breaks what shouldn't be broken and alters his predestined path. He must earn trust and learn forgiveness if he's going to fulfill his destiny and stop the evil that's intent on destroying everyone he loves. Fate doesn't like anyone messing up her plans. Max Fraser has spent the last five hundred years protecting and supporting his Prince. His sense of responsibility, logical thinking, and no-nonsense attitude have served him well as Second in command of the North American covens. His life is complete...expect, in the deepest recesses of his soul, he longs to find and join with his fated Bloodmate. When that momentous day finally arrives, the one destined to be his breaks the most sacred of vampire bonds...and his trust. The fate of the world now hangs on his willingness to forgive. But how does one forgive when trust has been lost? Fate believes in second chances, but you have to work for it. That which is broken must be mended, the unforgivable must be forgiven, and lost faith must be restored, before the malevolent shadow that threatens their world consumes them all. This book is not a standalone and is best read as part of a series. Tags: MM Paranormal Romance, Vampire & Magic-user, Heat Level One, Fated Mates, Demon, Final Battle, HEA

Rosemary (Rosie) Kennedy was born in 1918, the first daughter of a wealthy Bostonian couple who later would become known as the patriarch and matriarch of America’s most famous and celebrated family. Elizabeth Koehler was born in 1957, the first and only child of a struggling Wisconsin farm family. What, besides their religion, did these two very different Catholic women have in common? One person: Stella Koehler, a charismatic woman of the cloth who became Sister Paulus Koehler after taking her vows with the Sisters of the Third Order of St. Francis of Assisi. Sister Paulus was Elizabeth's Wisconsin aunt. For thirty-five years―indeed much of her adult life―Sister Paulus was Rosie Kennedy’s caregiver. And a caregiver, tragically, had become necessary after Rosie, a slow learner prone to emotional outbursts, underwent one of America’s first lobotomies―an operation Joseph Kennedy was assured would normalize Rosie’s life. It did not. Rosie’s condition became decidedly worse. After the procedure, Joe Kennedy sent Rosie to rural Wisconsin and Saint Coletta, a Catholic-run home for the mentally disabled. For the next two decades, she never saw her siblings, her parents, or any other relative, the doctors having issued stern instructions that even the occasional family visit would be emotionally disruptive to Rosie. Following Joseph Kennedy’s stroke in 1961, the Kennedy family, led by mother Rose and sister Eunice Kennedy Shriver, resumed face to face contact with Rosie. It was also about then that a young Elizabeth Koehler began paying visits to Rosie. In this insightful and poignant memoir, based in part on Sister Paulus’ private notes and augmented by nearly one-hundred never-before-seen photos, Elizabeth Koehler-Pentacoff recalls the many happy and memorable times spent with the “missing Kennedy.”

Everything on Treasuries, munis,bond funds, and more! The bond buyer’s answer book—updated for the new economy “As in the first two editions, this third edition of The Bond Book continues to be the idealreference for the individual investor. It has all the necessary details, well explained andillustrated without excessive mathematics. In addition to providing this essential content, itis extremely well written.” —James B. Cloonan, Chairman, American Association of Individual Investors “Annette Thau makes the bond market interesting, approachable, and clear. As much asinvestors will continue to depend on fixed-income securities during their retirement years,they’ll need an insightful guide that ensures they’re appropriately educated and served.The Bond Book does just that.” —Jeff Tjornejoh, Research Director, U.S. and Canada, Lipper, Thomson Reuters “Not only a practical and easy-to-understand guide for the novice, but also a comprehensivereference for professionals. Annette Thau provides the steps to climb to the top of the bondinvestment ladder. The Bond Book should be a permanent fixture in any investment library!” —Thomas J. Herzfeld, President, Thomas Herzfeld Advisors, Inc. “If the financial crisis of recent years has taught us anything, it’s buyer beware. Fact is, bondscan be just as risky as stocks. That’s why Annette Thau’s new edition of The Bond Book isessential reading for investors who want to know exactly what’s in their portfolios. It alsoserves as an excellent guide for those of us who are getting older and need to diversify intofixed income.” —Jean Gruss, Southwest Florida Editor, Gulf Coast Business Review, andformer Managing Editor, Kiplinger’s Retirement Report About the Book The financial crisis of 2008 causedmajor disruptions to every sector ofthe bond market and left even the savviestinvestors confused about the safety oftheir investments. To serve these investors andanyone looking to explore opportunities infixed-income investing, former bond analystAnnette Thau builds on the features and authoritythat made the first two editions bestsellersin the thoroughly revised, updated, andexpanded third edition of The Bond Book. This is a one-stop resource for both seasonedbond investors looking for the latest informationon the fixed-income market and equitiesinvestors planning to diversify their holdings.Writing in plain English, Thau presentscutting-edge strategies for making the bestbond-investing decisions, while explaininghow to assess risks and opportunities. She alsoincludes up-to-date listings of online resourceswith bond prices and other information.Look to this all-in-one guide for information onsuch critical topics as: Buying individual bonds or bond funds The ins and outs of open-end funds,closed-end funds, and exchangetradedfunds (ETFs) The new landscape for municipal bonds:the changed rating scales, the neardemise of bond insurance, andBuild America Bonds (BABs) The safest bond funds Junk bonds (and emerging market bonds) Buying Treasuries without payinga commission From how bonds work to how to buy and sellthem to what to expect from them, The BondBook, third edition, is a must-read for individualinvestors and financial advisers who wantto enhance the fixed-income allocation of theirportfolios.

Public debt in lower-income economies (LIEs) has risen in recent years, with half of the countries covered in this report now assessed to be at high risk of or already in debt distress.

A sweeping history of the American health care state that reveals the public has been intentionally misled about the true role of government. The US government has always invested federal, state and local dollars in public health protection and prevention. Despite this public funding, however, Americans typically believe the current system is predominantly comprised of private actors with little government interference. In Grow & Hide, Colleen M. Grogan details the history of the American health care state and argues that the public has been intentionally misled about the true role of government. The US created a publicly financed system while framing it as the opposite in what Grogan terms the "grow-and-hide regime." Today, the state's role is larger than ever, yet it remains largely hidden because stakeholders-namely, private actors and their allies in government-have repeatedly, and successfully, presented the illusion of minimal government involvement. The consequences of this narrative are scarce accountability and a highly unequal distribution of benefits. In the wake of a pandemic that has killed over one million Americans--with the highest death rates among minorities and lower-income people--the time has come for an honest discussion about the health care system. As Grogan reveals, America has never had a system that resembles a competitive, free-market model. Given how much the government already invests in the health care system, means how these funds are distributed and administered are fundamental political questions for the American public, not questions that should be decided by the private sector. If we want to fix care in America, we need to reimagine the way it is organized, prioritized, funded, and, perhaps most importantly, discussed. Grow & Hide is an important contribution to this reimagining.