This is a story about an Atlanta dowager, Harriet Reddy, who decides to take personal control of her assets because other investors around her are doing so well in the financial markets while her funds are doing so poorly at a local brokerage. She hires-away a young financial analyst from her old-line commercial brokerage, a man named Charles Ridenour. Hattie's personal secretary, Julie Krause, Charles Ridenour, and Harriet Reddy form a financial team that blossoms and rises to fame and fortune in the Atlanta area. Overnight success brings its own set of problems and eventually the Reddy family must turn to Charley Ridenour to solve these problems. As time goes by they discover that there is a whole lot more substance to Charley than anyone ever dreamed of.

This work embraces the ancestors & descendants of John Greene, surgeon (1590-1659) who married Joanne Tattershall in 1619 and immigrated from Salisbury, County Wilts, England to Boston Massachusetts in 1635. He settled in Warwick Rhode Island. He married three times due to the unexpected death of his 1st and 2nd wife. He had a long and active political life, holding office almost continuously throughout his life. Descendants primarily lived in the eastern United States.

This is a story about a seventeen-year-old teenager named Sharon Knowles, a senior in high school, who has an eighteen-year-old boyfriend named Andrew Stipes, also a senior in high school. During an uncommon moment of passion between the two, Sharon becomes pregnant, and this pregnancy becomes the defining moment in her young life. Three weeks later Andrew is killed in a snowboarding accident along the Rocky Mountain Continental Divide and Sharon is forced to make important decisions without him. But life goes on, as it must, and she eventually defeats the feelings of guilt, loneliness, and low self-esteem that surround a young person in her predicament. She marries several years later, but the untimely death of her husband during the Colorado Big Thompson flood puts her back in the throes of loneliness again. Then life rebuilding begins slowly, and with the passage of time and the support of friends around her, she learns to live again. This is not a children's story.

The Freedman's Savings & Trust Company was originally created to assist Afro-American soldiers in the Civil War and other freed slaves.