Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women
Title Towards Improved Retirement Savings Outcomes for Women PDF eBook
Author OECD
Publisher OECD Publishing
Pages 157
Release 2021-03-10
Genre
ISBN 9264433074

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Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.

The Oxford Handbook of Pensions and Retirement Income

The Oxford Handbook of Pensions and Retirement Income
Title The Oxford Handbook of Pensions and Retirement Income PDF eBook
Author Gordon L. Clark
Publisher Oxford University Press, USA
Pages 954
Release 2006-07-20
Genre Business & Economics
ISBN 9780199272464

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This handbook draws on research from a range of academic disciplines to reflect on the implications for provisions of pension and retirement income of demographic ageing. it reviews the latest research, policy related tools, analytical methods and techniques and major theoretical frameworks.

Assessing Chile's Pension System: Challenges and Reform Options

Assessing Chile's Pension System: Challenges and Reform Options
Title Assessing Chile's Pension System: Challenges and Reform Options PDF eBook
Author Samuel Pienknagura
Publisher International Monetary Fund
Pages 52
Release 2021-09-10
Genre Business & Economics
ISBN 151359611X

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Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.

The Oxford Handbook of the Social Science of Poverty

The Oxford Handbook of the Social Science of Poverty
Title The Oxford Handbook of the Social Science of Poverty PDF eBook
Author David Brady
Publisher Oxford University Press
Pages 937
Release 2016
Genre Political Science
ISBN 0199914052

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The Oxford Handbook of the Social Science of Poverty builds a common scholarly ground in the study of poverty by bringing together an international, inter-disciplinary group of scholars to provide their perspectives on the issue. Contributors engage in discussions about the leading theories and conceptual debates regarding poverty, the most salient topics in poverty research, and the far-reaching consequences of poverty on the individual and societal level.

Cliometrics of the Family

Cliometrics of the Family
Title Cliometrics of the Family PDF eBook
Author Claude Diebolt
Publisher Springer
Pages 365
Release 2019-01-31
Genre Business & Economics
ISBN 3319994808

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This contributed volume applies cliometric methods to the study of family and households in order to derive global patterns and determine their impact on economic development. Family and households are a fundamental feature of societies and economies. They are found throughout history and are the place where key decisions on fertility, labour force participation, education, consumption are made. This is especially relevant for the position of women. The book gathers key insights from a variety of fields – economics, history, demography, anthropology, biology – to shed light on the relation between family organisation and the long-term process of economic development.

Reforming Pensions

Reforming Pensions
Title Reforming Pensions PDF eBook
Author Nicholas Barr
Publisher Oxford University Press
Pages 261
Release 2009-11-30
Genre Business & Economics
ISBN 0199741972

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Mandatory pensions are a worldwide phenomenon. However, with fixed contribution rates, monthly benefits, and retirement ages, pension systems are not consistent with three long-run trends: declining mortality, declining fertility, and earlier retirement. Many systems need reform. This book gives an extensive nontechnical explanation of the economics of pension design. The theoretical arguments have three elements: * Pension systems have multiple objectives--consumption smoothing, insurance, poverty relief, and redistribution. Good policy needs to bear them all in mind. * Good analysis should be framed in a second-best context-- simple economic models are a bad guide to policy design in a world with imperfect information and decision-making, incomplete markets and taxation. * Any choice of pension system has risk-sharing and distributional consequences, which the book recognizes explicitly. Barr and Diamond's analysis includes labor markets, capital markets, risk sharing, and gender and family, with comparison of PAYG and funded systems, recognizing that the suitable level of funding differs by country. Alongside the economic principles of good design, policy must also take account of a country's capacity to implement the system. Thus the theoretical analysis is complemented by discussion of implementation, and of experiences, both good and bad, in many countries, with particular attention to Chile and China.

Gender and Social Security Reform

Gender and Social Security Reform
Title Gender and Social Security Reform PDF eBook
Author Neil Gilbert
Publisher Routledge
Pages 250
Release 2017-07-05
Genre Political Science
ISBN 1351518119

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Aging populations are creating tremendous pressures on social security systems throughout the world, lifting the need for reform to the top of policy agendas. Proposed reforms often have different implications for men and women. At the same time, traditional family and gender roles are changing with the decline in fertility rates and the rapid rise in women's participation in the paid labor force.While trying to adapt social security systems to the fiscal demands of aging societies, policymakers face the compelling challenge of how to design pension reforms that achieve fair outcomes for women. Gender and Social Security Reform examines how different countries are attempting to meet this challenge. Drawing on comparative studies of European and Latin American countries along with a series of case studies of individual countries, the book provides insights into the gender dimensions of alternative designs for reform. All of the countries studied have recently reformed or are about to reform their pension systems, with a clear trend towards tightening the link between contributions and benefits in order to secure the long-term sustainability of pensions. The book also alerts policymakers to other issues: Should pension systems be gender-neutral or compensate for inequalities in paid and unpaid labor? Does compensation preserve gender discrimination? Are unisex life tables a reliable or fair redistributive tool for women? Or should annuities be linked directly to life expectancy, differentiated by sex and potentially other factors? Does a minimum pension guarantee risk compromising the principle of individual responsibility and work? How can recognition for caring work be balanced with work incentives? What can be done to help social security systems preserve freedom of choice in terms of work-family balance for women, men or the modem family unit as a whole?In analyzing the gender implications of recent social security policies and practices