The genesis of this tome dates back a few years. I detected a lack of financial savvy amongst younger folk. Granted, I didn't perform exhaustive research. I studied and asked probative questions of any youngin' who would tolerate me. The results were eye-opening and confirmed my suspicions.In this book, the reader will travel through every life stage from birth to death, exploring the myriad touch points affecting their financial life. My goals are multifold - to create not so much an instruction manual but a compendium of best practices for managing your personal finances. I share my own experiences from almost six decades on planet Earth hoping my trials and tribulations provide a deeper understanding. And maybe a good laugh. Sort of like a money memoir if such a creature exists. My number one goal, though, is to make it all fun, enlightening and most of all useful.

FQ is more than simply being 'financially literate.' It is about understanding how markets and economies work, how they are interconnected and how to use this understanding to craft a plan for growing, investing and managing your assets. Thus, if literate is to understand then intelligent is how to apply this new-found knowledge to your life.

The purpose of the Financial Intelligence Quotient (FQ) Test is to help you understand the soundness of your financial decision. The simple scoring system mirrors our belief in nurturing sound financial judgment and behavior. Complicated knowledge and education eventually comes down to making that ONE decision needed for any financial situation. So check out your level from below: Score = 5 Superior If one intuitively believe his/her score is 5, he/she has confidence in making the right decision in every aspect of financial life. Score = 4 Good If one intuitively believe his/her score is 4, he/she has been taking the right approach in making the financial decision in life. Score = 3 Neutral If one intuitively believe his/her score is 3, he/she is able to make a judgment but now sure of making the right decision related to financial life. Score = 2 Deficient If one intuitively believe his/her score is 2, he/she has been somehow taking wrong path when there is decision to be made. Need a make-up class. Score = 1 Poor If one intuitively believe his/her score is 1, he/she is a whatever type when it's time to make a financial decision. Need one-one coaching development.

This book is the first 3 levels of 4-level FQ4WiseKids series and the 4th level is the 2nd book of the FQ4WiseKids subseries. In a growingly complex economic environment, people needs to develop financial intelligence in many ways. The best way to find an answer is by asking the right question. In the current market, there lacks a comprehensive book with organized knowledge for the daily financial needs in American life. The book meets the demand with a simple and clear Q&A structure. With its eleven subjects in two volumes, it helps people to clarify their needs and feed them with answers right away. All the answers are in layman's language to make it an easy and quick read. It shares with the readers the daily needs like mobile phones, credit cards, taxes, loans, to uncommon endeavors like entrepreneurship, finance, investment, insurance, and so on. Its seemingly small talk formats are perfect navigators for people coming to visit or live and try to find their way in all financial matters of the United States.

Explains what business numbers mean and why they matter, and addresses issues that have become more important in recent years, including questions about the financial crisis and accounting literacy.

This book is part of the FQ-MBA series. FQ-MBA stands for the financial intelligence master of future and personal business administration. This book covers all the six subjects of FQ-MBA in a lighter volume and provide a good overview of financial literacy.