This report presents the six main categories of life-course events and experiences that have the greatest impact on women's senior years. It first looks at the effect of these experiences on women who were born during the first quarter of this century. Based on information about how these experiences are changing, the report then speculates on how the situation of future cohorts of senior women may differ. These experiences include family life, health, living arrangements, education, employment and economic security. The report also includes a subjective dimension illustrating how women see the impact of experiences on their lives, thanks to the informal consultations carried out by Council members. Recommendations addressed to individual women, society in general, governments, community agencies, educational institutions, employers and researchers conclude the paper.