This book looks at the UK banking in the context of general legal doctrines and banking regulation. It draws on Australian, US and Canadian examples and deals with the impact of the recent global financial crisis.

This new edition sets banking law clearly against the background of general legal doctrines and discusses its operation in the context of its wider economic function. Although focusing on English law, considerable use is made of illuminating US, Canadian, and Australian examples as well. Part One examines the different types of banks and banking organizations operating in the United Kingdom and reviews the new regulatory regime for banking under the Financial Services and Markets Act 2000. Part Two analyses the banker and customer relationship, explaining the different types of accounts available, the duties and trustee liability of banks, and the latest processes used in the clearance of cheques and money transfers. Part Three then discusses issues relating to overdrafts, bank loans, credit agreements, securities, and mortgages. Fully updated and revised to take into account the considerable changes in banking law, regulation, and practice that have taken place in recent years, this edition contains substantial new material on the new regulatory regime, electronic banking and the implications of electronic money transfers, lender liability (including liability for environmental damage), recovery of mistaken payments, syndicated lending, and on tracing and banker liability as constructive trustee.

MacDonald develops a theory of anti-Semitism based on an evolutionary interpretation of social identity theory. Historical examples of anti-Semitism are analyzed as scientifically comprehensible gentile responses to a distinctive, segregated group. Anti-Semitism has historically been exacerbated by resource competition between Jews and gentiles. Jews have engaged in a wide range of strategies to try to combat it. These strategies include: crypsis, political activity, writing religious and intellectual apologia directed at both ingroup and outgroup members, and engaging in self-deception regarding both the nature of Judaism and gentile responses to Judaism.

“A must-read for anyone who wants to become more successful by building strong and productive relationships. Whether you desire to strengthen your relationships with clients, associates, or significant others, Dr. Skube’s powerful ‘toolkits’ are indispensable.” — Nina Ableman, vice president, Merrill Lynch The keys to the life you’ve longed for are within these pages—just add yourself and stir! Up till now, the cutting-edge tools in this book have only been available to management teams, high-level executives, and select clients. You can be the CEO of your own life—with a greater sense of empowerment and confidence. Written by Daneen Skube, syndicated columnist, sought-after executive coach, and innovative therapist, this practical and humorous work provides simple tools you can use today to gain respect, get immediate results, and turn the lemons of life into big opportunities. Readers of Daneen’s wildly popular column have been clamoring for a decade for a book of this kind, which offers an in-depth look at her advice and methods. Whether you’re dealing with a backstabbing co-worker, trying to get a promotion, or want to rekindle a romance, you’ll do it all better with an interpersonal edge. In all situations, you’ll have in your possession reliable tools to make almost anything you want to happen.

This third edition of the Principles of Banking Law provides an authoritative treatment of both domestic and international banking law. This edition contains expanded coverage of developments in other comparable jurisdictions, internet banking services and money laundering.

This book is about water - in Britain, and in the world. It is about water resources, their conservation, protection of water quality for human consumption and aquatic ecosystems. Since the publication of the first edition in 1998, major political and regulatory changes have taken place; this book provides a clear and comprehensive update of conservation and water resource management issues in the UK over the past two decades, and – in an expansion of its original UK perspective – now includes examples of global best practice. The UK’s 2003 adoption of the EU Water Framework Directive has had enormous implications for the conservation and management of our water resources. In 2016, with the UK’s decision to leave the EU, the governance scene is entering upon an unpredictable future regarding its major water resource policies. The Protection and Conservation of Water Resources, Second edition provides a clear and comprehensive update of conservation and water resource management issues. Chapter 1 deals with sustainability and water policy, outlines the issues and challenges, and asks: what is integrated water management? Chapter 2 reviews water availability and sufficiency in Britain, while Chapter 3 explores the dynamic between institutions and legislative framework. Chapter 4 introduces the catchment approach, and chapters 5 and 6 explore the issues of sustaining bulk supply and the imperatives of climate change. Chapter 7 looks at the contemporary background to water quality issues, and Chapter 8 provides case studies of catchment problems, both urban and rural. Chapter 9 describes solutions in land use change, including technical fixes and their sustainability. Chapter 10 is concerned with emerging governance arrangements, and Chapter 11 takes a global view, looking at successful examples around the world to find positive lessons from Europe, north America and Australia.

Sealy and Hooley's Commercial Law: Text, Cases, and Materials provides students with an extensive and valuable range of extracts from key cases and writings in this most dynamic field of law. The authors' expert commentary and questions enliven each topic while emphasizing the practical application of the law in its business context. Five renowned experts in the field continue the legacy of Richard Hooley and Len Sealy, capturing the essence of this fascinating topic at a time of significant legislative, regulatory, and political change.