Make Smart Choices with Your Social Security and Savings! Are you thinking about retiring soon, or have you recently retired? Don't Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions: Have you saved enough money to retire? When should you start your Social Security benefits? What's the best way to build lifetime income that's protected from financial crises? What living expenses should you reduce to make retirement more affordable? Based on the "Spend Safely in Retirement Strategy," the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds. Don't Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including: A simple, step-by-step checklist to help you put your plans into action Modifications to personalize the strategy for your goals and circumstances Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies A list of helpful resources and research to learn more Don't worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.

Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can’t get rid of them fast enough. Social Security’s own trustees predict it will run out of money in less than 20 years. And most people haven’t saved even a fraction of what they should. Retiring comfortably today is not about saving more, it’s about saving smart. In Don’t Retire Broke, you will learn: Traps to avoid before you retire. How to maximize Social Security benefits. What to do now if you still have a pension. How to keep the IRS out of your IRA. Isn’t it time to make sure you don’t retire broke?

From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.

From America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process: Quit Today No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line. Pay Cash You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible. Don't Retire Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss. Die Broke It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.

Learning from your mistakes makes you smart. Learning from other people’s mistakes makes you a genius. There are two ways to share knowledge, you can push information out or you can pull them in with story. A good story well told, can change the world. After 25 years in the trenches working with thousands of individuals and small business owners, John MacGregor opens the vault on 10 incredible stories that have the power to transform your financial life forever. In this book MacGregor reveals 10 real-life stories of people he encountered who had everythng and lost it all. It is here, MacGreogor reveals for the first time “The B.E.A.R Trap”, THE four underlying reasons why so many people go and stay broke. Using jaw dropping stories, this book answers and solves why: • 78% of people are living paycheck to paycheck • 65% of people could not come up with $400 today for an emergency expense • Why money is the #1 source of stress in our society • AND, why this problem is getting worse – not better - despite the thousands of how-to-books, DVD, and online resources available. Unlike the thousands of traditional “how-to” personal finance books that use traditional methods that rarely elicit change in people, these stories elicit something deep within the reader that allows people to make meaningful transformations in their life. The BEAR Trap formula is not only effective in your financial decision making, you can use it anywhere in your life to avoid painful outcomes and pitfalls. Though this is about the rich going broke, the amount of money doesn’t matter as everyone of these stories can pertain to you and your family

NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

For the amazing female pioneers who shattered the glass ceiling, a practical and inspiring guide to reinventing what's next. Boomer women have been trailblazers throughout their professional lives. Now that their careers are losing their edge and children leave the nest, these women are ready to do for retirement what they did for the working world--redefine it. The first book from The Transition Network focuses on the unique needs of women as they explore new possibilities and redesign the old model of retirement, which no longer offers the challenges that these women experienced throughout their careers. This book shows how to create new and exciting work and volunteer opportunities and how to discover new outlets for creativity and passion. Rich in practical advice and stories from women who have successfully navigated this stage, Smart Women don't Retire -- They Break Free is a blueprint for women seeking a whole new set of life choices. The Transition Network is a nation-wide community of women who are creating exhilarating new transition possibilities. Members network through monthly programs; online; and through dynamic peer groups. Members have had successful careers in government, finance, international corporations, and the arts.