Scott and Kelly are a couple of average, every day people, hard working, kind and decent. Then one night they receive a mysterious phone call informing them that they've just won a lottery they didn't know they were playing. It is an offer that no one could refuse, an offer that promises to fulfil all of their worldly dreams. It is only after that they realize nothing comes for free, and what they've won is nothing compared to what they might lose. And by then it might be too late. About the Author: I was born in Regina, Saskatchewan, and currently reside in Lethbridge, Alberta. I have a B.A. in English from the University of Lethbridge. This is my first published work.

The Five Million Dollar Book is a guide to raising capital and putting together real estate joint ventures. This book was a tool used by the author to raise over five million dollars of cash to build his fortune in real estate.

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Dealing with unpaid taxes? Looking for investment opportunities? With home foreclosures at an all-time high and the erratic stock market damaging 401(k) accounts, people are looking for innovative ways to invest their money and improve their financial situation through different investment vehicles. Moskowitz explains what tax lien certificates are (liens against property for unpaid taxes), why they are safe investments (certain states insure them), and how they fit into an overall financial plan. This new edition includes updates to the laws and procedures of states and counties that offer tax lien certificates.

Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!

Do you ever wish you would win the lottery? Would it surprise you to know that you can win the lottery without buying a ticket? By using the metaphor of winning twenty-five million dollars in the lottery, author Larry Steinhouse will guide you to a better and more successful life in the areas of money, hope, and happiness. If I Won 25 Million Dollars in the Lottery describes several ways to take your destiny into your own hands. You will learn how to: Harness the power to put money aside for retirement, for investment, or for the right opportunity Understand the rules of money that will help you control your financial future Control your feelings and avoid distractions from your true meaning of life Make your pursuit of happiness a joyous pursuit Live a better life and break away from this recession Move forward and avoid any future recessions Have the power to control all that you want in your life Filled with real-life examples, Steinhouse, a self-described "regular" guy, shares the keys to his success and his future success and helps guide you to yours.