Common Cents gives average Americans the fundamental knowledge they need to make smart decisions on family finances, investments, jobs, even health care and outsourcing. It brings into focus the hot-button economic, social, and political issues that dominate the front pages of newspapers--especially during this election season. You won’t find get-rich-quick schemes or insider tips on the stock market here; instead, Dr. Nancy J. Kimelman addresses the most pressing questions of our time (such as oil and immigration) and shows you how to raise your economic IQ so you can enjoy a more comfortable, assured, and intelligent life. With her guidance, you’ll argue better, vote better, and--with your newfound financial security--even sleep better.

Publisher Description

Common Cents gives average Americans the fundamental knowledge they need to make smart decisions on family finances, investments, jobs, even health care and outsourcing. It brings into focus the hot-button economic, social, and political issues that dominate the front pages of newspapers—especially during this election season. You won’t find get-rich-quick schemes or insider tips on the stock market here; instead, Dr. Nancy J. Kimelman addresses the most pressing questions of our time (such as oil and immigration) and shows you how to raise your economic IQ so you can enjoy a more comfortable, assured, and intelligent life. With her guidance, you’ll argue better, vote better, and—with your newfound financial security—even sleep better.

A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.

Includes the complete texts of Common Sense; Rights of Man, Part the Second; The Age of Reason (part one); Four Letters on Interesting Subjects, published anonymously and just discovered to be Paine’s work; and Letter to the Abbé Raynal, Paine’s first examination of world events; as well as selections from The American Crises In 1776, America was a hotbed of enlightenment and revolution. Thomas Paine not only spurred his fellow Americans to action but soon came to symbolize the spirit of the Revolution. His elegantly persuasive pieces spoke to the hearts and minds of those fighting for freedom. He was later outlawed in Britain, jailed in France, and finally labeled an atheist upon his return to America.

Cents and Sustainability is a clear-sighted response to the 1987 call by Dr Gro Brundtland in Our Common Future to achieve a new era of economic growth that is 'forceful and at the same time socially and environmentally sustainable'. The Brundtland Report argued that not only was it achievable, but that it was an urgent imperative in order to achieve a transition to sustainable development while significantly reducing poverty and driving 'clean and green' investment. With some still arguing for significantly slowing economic growth in order to reduce pressures on the environment, this new book, Cents and Sustainability, shows that it is possible to reconcile the need for economic growth and environmental sustainability through a strategy to decouple economic growth from environmental pressures, combined with a renewed commitment to achieve significant environmental restoration and poverty reduction. Beginning with a brief overview of some of the most pressing environmental challenges of our time, the book then explains 'decoupling theory', overviews a number of factors that can undermine and even block efforts to decouple in both developed and developing countries, and then discusses a number of key considerations to assist the development of national 'decoupling strategies'. The book then focuses on presenting evidence to support greater action, not just on climate change, but also on decoupling economic growth from the loss of biodiversity and the deterioration of natural systems, freshwater extraction, waste production, and air pollution. In the lead up to the 2012 United Nations Earth Summit and beyond, Cents and Sustainability will be a crucial guide to inform and assist nations to develop strategies to significantly reduce environmental pressures, strengthen their economy, create jobs and reduce poverty. 'I commend the team from The Natural Edge Project and their partners for undertaking to develop a response to 'Our Common Future' to mark its 20th anniversary.' Dr Gro Brundtland. Sequel to The Natural Advantage of Nations Published with The Natural Edge Project