23 INSIGHTS THAT WILL RADICALLYCHANGE YOUR APPROACH ANDPROFOUNDLY CHANGE YOUR RESULTSFinally, a book that teaches you how to thinkSame Game, New Rules provokes a deeper level of thought aboutselling and achievement in business. As the rules of selling change,thinking must change as well. For the sales professional, antiquatedthinking will lead to way too much work for way too little money.This book raises the professional seller to a new level of awarenessabout selling and achievement. it does it by giving the readernew ways to think about the old game of selling.

Savannah has been named the "Most Haunted City" by investigators from the Travel, History and Discovery channels. Her history is filled with plagues, wars, duels, and murders ...no wonder every site in Savannah has a haunted past! For over one year author James Caskey pored over the files at Georgia Historical Society researching the history of over 45 Savannah locations. The result is a collection of strange but rich historical accounts, which form the foundation for stories of actual experiences and sightings in these locations. Haunted Savannah brings you chilling tales, as experienced and told by witnesses, and authentic photos documenting the existence of energy from another dimension. Haunted Savannah is the most up to date book on the subject on sale today!

"Cogently argued, fills an important gap in the literature, and is accessible to undergraduates." —Choice "Dismantles the mythology surrounding pawnshops and check-cashing outlets, and demonstrates that they are no longer on the fringe of our financial system but integral to it."—San Francisco Bay Guardian In today's world of electronic cash transfers, automated teller machines, and credit cards, the image of the musty, junk-laden pawnshop seems a relic of the past. But it is not. The 1980s witnessed a tremendous boom in pawnbroking. There are now more pawnshops thanever before in U.S. history, and they are found not only in large cities but in towns and suburbs throughout the nation. As John Caskey demonstrates in Fringe Banking, the increased public patronage of both pawnshops and commercial check-cashing outlets signals the growing number of American households now living on a cash-only basis, with no connection to any mainstream credit facilities or banking services. Fringe Banking is the first comprehensive study of pawnshops and check-cashing outlets, profiling their operations, customers, and recent growth from family-owned shops to such successful outlet chains as Cash American and ACE America's Cash Express. It explains why, despite interest rates and fees substantially higher than those of banks, their use has so dramatically increased. According to Caskey, declining family earnings, changing family structures, a growing immigrant population, and lack of household budgeting skills has greatly reduced the demand for bank deposit services among millions of Americans. In addition, banks responded to 1980s regulatory changes by increasing fees on deposit accounts with small balances and closing branches in many poor urban areas. These factors combined to leave many low- and moderate-income families without access to checking privileges, credit services, and bank loans. Pawnshops and check-cashing outlets provide such families with essential financial services thay cannot obtain elsewhere. Caskey notes that fringe banks, particularly check-cashing outlets, are also utilized by families who could participate in the formal banking system, but are willing to pay more for convenience and quick access to cash. Caskey argues that, contrary to their historical reputation as predators milking the poor and desperate, pawnshops and check-cashing outlets play a key financial role for disadvantaged groups. Citing the inconsistent and often unenforced state laws currently governing the industry, Fringe Banking challenges policy makers to design regulations that will allow fringe banks to remain profitable without exploiting the customers who depend on them.

NATIONAL BESTSELLER • From the Pulitzer Prize–winning author of Olive Kitteridge and My Name is Lucy Barton comes a “deeply moving” (The Washington Post) novel that “confirms Strout as the possessor of an irresistibly companionable, peculiarly American voice” (The Atlantic Monthly). “Superb . . . a shimmering tale of loss, faith, and human fallibility.”—O: The Oprah Magazine In the late 1950s, in a small New England town, Reverend Tyler Caskey has suffered a terrible loss and finds it hard to be the person he once was. He struggles to find the right words in his sermons and in his conversations with those facing crises of their own, and to bring his five-year-old daughter, Katherine, out of the silence she has observed in the wake of the family’s tragedy. Tyler’s usually patient and kind congregation now questions his leadership and propriety, and accusations are born out of anger and gossip. Then, in Tyler’s darkest hour, a startling discovery will test his parish’s humanity—and his own will to endure the trials that sooner or later test us all.

Kathy Shea Mormino, aka The Chicken Chick, shares her wealth of experience as a chicken keeper in a fun and abundantly illustrated format in The Chicken Chick's Guide to Backyard Chickens.

The brave good bugs march off to save the garden . . . First, they must fight the evil Spider Queen . . . Before summoning the Leaf Men to save the day . . . But what about the mystery of the Long-Lost Toy? Here is ancient elfin magic, epic adventure, and a bugle salute to the power of memory, loyalty and love as resounding as Robin Hood's call to his Merry Men!